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Side-by-side financial comparison of La Rosa Holdings Corp. (LRHC) and MVB FINANCIAL CORP (MVBF). Click either name above to swap in a different company.

MVB FINANCIAL CORP is the larger business by last-quarter revenue ($36.7M vs $20.2M, roughly 1.8× La Rosa Holdings Corp.). MVB FINANCIAL CORP runs the higher net margin — 0.0% vs -27.4%, a 27.4% gap on every dollar of revenue. Over the past eight quarters, La Rosa Holdings Corp.'s revenue compounded faster (72.5% CAGR vs 2.8%).

V. La Rosa and Sons Macaroni Company was founded in 1914 by Vincenzo La Rosa, a Sicilian immigrant. The company eventually became one of the largest regional brands in the United States producing over 40 varieties of pasta.

MVB Financial Corp is a U.S.-based financial holding company offering commercial and retail banking services, wealth management, mortgage lending, and deposit products. It also provides specialized digital banking solutions for fintech and gaming enterprises, primarily serving customers across the U.S. Mid-Atlantic region.

LRHC vs MVBF — Head-to-Head

Bigger by revenue
MVBF
MVBF
1.8× larger
MVBF
$36.7M
$20.2M
LRHC
Higher net margin
MVBF
MVBF
27.4% more per $
MVBF
0.0%
-27.4%
LRHC
Faster 2-yr revenue CAGR
LRHC
LRHC
Annualised
LRHC
72.5%
2.8%
MVBF

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
LRHC
LRHC
MVBF
MVBF
Revenue
$20.2M
$36.7M
Net Profit
$-5.5M
$0
Gross Margin
8.4%
Operating Margin
-24.7%
Net Margin
-27.4%
0.0%
Revenue YoY
3.2%
Net Profit YoY
-125.7%
EPS (diluted)
$-5.44
$0.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LRHC
LRHC
MVBF
MVBF
Q1 26
$36.7M
Q4 25
$39.1M
Q3 25
$20.2M
$61.2M
Q2 25
$23.2M
$33.7M
Q1 25
$17.5M
$33.7M
Q4 24
$17.7M
$46.2M
Q3 24
$19.6M
$33.2M
Q2 24
$19.1M
$34.7M
Net Profit
LRHC
LRHC
MVBF
MVBF
Q1 26
$0
Q4 25
$4.2M
Q3 25
$-5.5M
$17.1M
Q2 25
$78.4M
$2.0M
Q1 25
$-95.7M
$3.6M
Q4 24
$-5.1M
$9.4M
Q3 24
$-2.5M
$2.1M
Q2 24
$-2.3M
$4.1M
Gross Margin
LRHC
LRHC
MVBF
MVBF
Q1 26
Q4 25
Q3 25
8.4%
Q2 25
8.0%
Q1 25
8.8%
Q4 24
8.9%
Q3 24
8.3%
Q2 24
8.3%
Operating Margin
LRHC
LRHC
MVBF
MVBF
Q1 26
Q4 25
13.9%
Q3 25
-24.7%
38.3%
Q2 25
-10.6%
9.4%
Q1 25
-26.7%
14.3%
Q4 24
-17.1%
26.5%
Q3 24
-8.9%
8.4%
Q2 24
-9.7%
15.9%
Net Margin
LRHC
LRHC
MVBF
MVBF
Q1 26
0.0%
Q4 25
10.8%
Q3 25
-27.4%
28.0%
Q2 25
337.8%
5.9%
Q1 25
-546.5%
10.6%
Q4 24
-28.7%
20.4%
Q3 24
-12.5%
6.3%
Q2 24
-12.2%
11.8%
EPS (diluted)
LRHC
LRHC
MVBF
MVBF
Q1 26
$0.39
Q4 25
$0.32
Q3 25
$-5.44
$1.32
Q2 25
$15.25
$0.15
Q1 25
$-5.86
$0.27
Q4 24
$28.54
$0.72
Q3 24
$-16.49
$0.16
Q2 24
$-12.49
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LRHC
LRHC
MVBF
MVBF
Cash + ST InvestmentsLiquidity on hand
$4.0M
$177.6M
Total DebtLower is stronger
$642.8K
Stockholders' EquityBook value
$1.6M
$334.9M
Total Assets
$21.7M
$3.3B
Debt / EquityLower = less leverage
0.41×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LRHC
LRHC
MVBF
MVBF
Q1 26
$177.6M
Q4 25
$244.1M
Q3 25
$4.0M
$300.0M
Q2 25
$5.1M
$399.4M
Q1 25
$2.9M
$251.4M
Q4 24
$1.4M
$317.9M
Q3 24
$1.8M
$610.9M
Q2 24
$1.6M
$455.5M
Total Debt
LRHC
LRHC
MVBF
MVBF
Q1 26
Q4 25
Q3 25
$642.8K
Q2 25
$644.3K
Q1 25
$645.9K
Q4 24
$647.6K
Q3 24
$649.2K
Q2 24
$650.8K
Stockholders' Equity
LRHC
LRHC
MVBF
MVBF
Q1 26
$334.9M
Q4 25
$334.0M
Q3 25
$1.6M
$327.8M
Q2 25
$3.4M
$302.3M
Q1 25
$-87.5M
$310.1M
Q4 24
$2.6M
$305.7M
Q3 24
$5.0M
$303.1M
Q2 24
$4.7M
$296.6M
Total Assets
LRHC
LRHC
MVBF
MVBF
Q1 26
$3.3B
Q4 25
$3.3B
Q3 25
$21.7M
$3.2B
Q2 25
$22.9M
$3.2B
Q1 25
$21.0M
$3.0B
Q4 24
$19.4M
$3.1B
Q3 24
$19.7M
$3.4B
Q2 24
$18.7M
$3.3B
Debt / Equity
LRHC
LRHC
MVBF
MVBF
Q1 26
Q4 25
Q3 25
0.41×
Q2 25
0.19×
Q1 25
Q4 24
0.25×
Q3 24
0.13×
Q2 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LRHC
LRHC
MVBF
MVBF
Operating Cash FlowLast quarter
$-1.3M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LRHC
LRHC
MVBF
MVBF
Q1 26
Q4 25
$4.0M
Q3 25
$-1.3M
$-2.6M
Q2 25
$-1.4M
$7.4M
Q1 25
$-3.5M
$14.1M
Q4 24
$-1.1M
$-285.0K
Q3 24
$-591.6K
$8.6M
Q2 24
$-803.1K
$26.9M
Free Cash Flow
LRHC
LRHC
MVBF
MVBF
Q1 26
Q4 25
$2.1M
Q3 25
$-3.5M
Q2 25
$7.2M
Q1 25
$13.9M
Q4 24
$-1.9M
Q3 24
$8.3M
Q2 24
$26.6M
FCF Margin
LRHC
LRHC
MVBF
MVBF
Q1 26
Q4 25
5.4%
Q3 25
-5.8%
Q2 25
21.5%
Q1 25
41.2%
Q4 24
-4.1%
Q3 24
25.1%
Q2 24
76.7%
Capex Intensity
LRHC
LRHC
MVBF
MVBF
Q1 26
Q4 25
4.9%
Q3 25
1.6%
Q2 25
0.6%
Q1 25
0.8%
Q4 24
3.5%
Q3 24
0.9%
Q2 24
0.7%
Cash Conversion
LRHC
LRHC
MVBF
MVBF
Q1 26
Q4 25
0.95×
Q3 25
-0.15×
Q2 25
-0.02×
3.72×
Q1 25
3.95×
Q4 24
-0.03×
Q3 24
4.15×
Q2 24
6.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LRHC
LRHC

Real Estate Residential Brokerage Services$16.8M83%
Transferred Over Time$3.5M17%

MVBF
MVBF

Net Interest Income$28.5M78%
Noninterest Income$8.2M22%

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