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Side-by-side financial comparison of La Rosa Holdings Corp. (LRHC) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $20.2M, roughly 1.6× La Rosa Holdings Corp.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -27.4%, a 63.7% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 3.2%). Over the past eight quarters, La Rosa Holdings Corp.'s revenue compounded faster (72.5% CAGR vs 23.7%).
V. La Rosa and Sons Macaroni Company was founded in 1914 by Vincenzo La Rosa, a Sicilian immigrant. The company eventually became one of the largest regional brands in the United States producing over 40 varieties of pasta.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
LRHC vs PDLB — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $20.2M | $31.4M |
| Net Profit | $-5.5M | $10.1M |
| Gross Margin | 8.4% | — |
| Operating Margin | -24.7% | 43.6% |
| Net Margin | -27.4% | 36.3% |
| Revenue YoY | 3.2% | 37.6% |
| Net Profit YoY | -125.7% | 245.6% |
| EPS (diluted) | $-5.44 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $31.4M | ||
| Q3 25 | $20.2M | $26.7M | ||
| Q2 25 | $23.2M | $26.5M | ||
| Q1 25 | $17.5M | $24.6M | ||
| Q4 24 | $17.7M | $22.8M | ||
| Q3 24 | $19.6M | $20.2M | ||
| Q2 24 | $19.1M | $20.2M | ||
| Q1 24 | $13.1M | $20.5M |
| Q4 25 | — | $10.1M | ||
| Q3 25 | $-5.5M | $6.5M | ||
| Q2 25 | $78.4M | $6.1M | ||
| Q1 25 | $-95.7M | $6.0M | ||
| Q4 24 | $-5.1M | $2.9M | ||
| Q3 24 | $-2.5M | $2.4M | ||
| Q2 24 | $-2.3M | $3.2M | ||
| Q1 24 | $-4.6M | $2.4M |
| Q4 25 | — | — | ||
| Q3 25 | 8.4% | — | ||
| Q2 25 | 8.0% | — | ||
| Q1 25 | 8.8% | — | ||
| Q4 24 | 8.9% | — | ||
| Q3 24 | 8.3% | — | ||
| Q2 24 | 8.3% | — | ||
| Q1 24 | 8.9% | — |
| Q4 25 | — | 43.6% | ||
| Q3 25 | -24.7% | 32.8% | ||
| Q2 25 | -10.6% | 30.2% | ||
| Q1 25 | -26.7% | 32.5% | ||
| Q4 24 | -17.1% | 19.6% | ||
| Q3 24 | -8.9% | 15.2% | ||
| Q2 24 | -9.7% | 21.8% | ||
| Q1 24 | -35.0% | 18.3% |
| Q4 25 | — | 36.3% | ||
| Q3 25 | -27.4% | 24.3% | ||
| Q2 25 | 337.8% | 23.0% | ||
| Q1 25 | -546.5% | 24.2% | ||
| Q4 24 | -28.7% | 14.1% | ||
| Q3 24 | -12.5% | 12.1% | ||
| Q2 24 | -12.2% | 15.8% | ||
| Q1 24 | -35.1% | 11.8% |
| Q4 25 | — | $0.43 | ||
| Q3 25 | $-5.44 | $0.27 | ||
| Q2 25 | $15.25 | $0.25 | ||
| Q1 25 | $-5.86 | $0.25 | ||
| Q4 24 | $28.54 | $0.11 | ||
| Q3 24 | $-16.49 | $0.10 | ||
| Q2 24 | $-12.49 | $0.14 | ||
| Q1 24 | $-0.35 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.0M | $126.2M |
| Total DebtLower is stronger | $642.8K | $596.1M |
| Stockholders' EquityBook value | $1.6M | $541.5M |
| Total Assets | $21.7M | $3.2B |
| Debt / EquityLower = less leverage | 0.41× | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $126.2M | ||
| Q3 25 | $4.0M | $146.6M | ||
| Q2 25 | $5.1M | $126.6M | ||
| Q1 25 | $2.9M | $129.9M | ||
| Q4 24 | $1.4M | $139.8M | ||
| Q3 24 | $1.8M | $155.8M | ||
| Q2 24 | $1.6M | $103.2M | ||
| Q1 24 | $1.1M | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | $642.8K | $521.1M | ||
| Q2 25 | $644.3K | $536.1M | ||
| Q1 25 | $645.9K | $521.1M | ||
| Q4 24 | $647.6K | $596.1M | ||
| Q3 24 | $649.2K | $580.4M | ||
| Q2 24 | $650.8K | $680.4M | ||
| Q1 24 | $652.4K | $680.4M |
| Q4 25 | — | $541.5M | ||
| Q3 25 | $1.6M | $529.8M | ||
| Q2 25 | $3.4M | $521.1M | ||
| Q1 25 | $-87.5M | $513.9M | ||
| Q4 24 | $2.6M | $505.5M | ||
| Q3 24 | $5.0M | $504.6M | ||
| Q2 24 | $4.7M | $497.7M | ||
| Q1 24 | $5.6M | $493.7M |
| Q4 25 | — | $3.2B | ||
| Q3 25 | $21.7M | $3.2B | ||
| Q2 25 | $22.9M | $3.2B | ||
| Q1 25 | $21.0M | $3.1B | ||
| Q4 24 | $19.4M | $3.0B | ||
| Q3 24 | $19.7M | $3.0B | ||
| Q2 24 | $18.7M | $2.8B | ||
| Q1 24 | $16.3M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | 0.41× | 0.98× | ||
| Q2 25 | 0.19× | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | 0.25× | 1.18× | ||
| Q3 24 | 0.13× | 1.15× | ||
| Q2 24 | 0.14× | 1.37× | ||
| Q1 24 | 0.12× | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.3M | $55.6M |
| Free Cash FlowOCF − Capex | — | $54.6M |
| FCF MarginFCF / Revenue | — | 173.9% |
| Capex IntensityCapex / Revenue | — | 3.1% |
| Cash ConversionOCF / Net Profit | — | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | — | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $55.6M | ||
| Q3 25 | $-1.3M | $1.4M | ||
| Q2 25 | $-1.4M | $6.2M | ||
| Q1 25 | $-3.5M | $13.1M | ||
| Q4 24 | $-1.1M | $7.2M | ||
| Q3 24 | $-591.6K | $-14.6M | ||
| Q2 24 | $-803.1K | $-2.6M | ||
| Q1 24 | $-538.3K | $1.5M |
| Q4 25 | — | $54.6M | ||
| Q3 25 | — | $786.0K | ||
| Q2 25 | — | $5.9M | ||
| Q1 25 | — | $12.9M | ||
| Q4 24 | — | $4.5M | ||
| Q3 24 | — | $-15.0M | ||
| Q2 24 | — | $-2.6M | ||
| Q1 24 | — | $-315.0K |
| Q4 25 | — | 173.9% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 22.4% | ||
| Q1 25 | — | 52.6% | ||
| Q4 24 | — | 19.7% | ||
| Q3 24 | — | -74.1% | ||
| Q2 24 | — | -13.0% | ||
| Q1 24 | — | -1.5% |
| Q4 25 | — | 3.1% | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 11.9% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | -0.02× | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LRHC
| Real Estate Residential Brokerage Services | $16.8M | 83% |
| Transferred Over Time | $3.5M | 17% |
PDLB
Segment breakdown not available.
