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Side-by-side financial comparison of La Rosa Holdings Corp. (LRHC) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

La Rosa Holdings Corp. is the larger business by last-quarter revenue ($20.2M vs $13.5M, roughly 1.5× UNITED SECURITY BANCSHARES). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -27.4%, a 52.6% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs 3.2%). Over the past eight quarters, La Rosa Holdings Corp.'s revenue compounded faster (72.5% CAGR vs 3.0%).

V. La Rosa and Sons Macaroni Company was founded in 1914 by Vincenzo La Rosa, a Sicilian immigrant. The company eventually became one of the largest regional brands in the United States producing over 40 varieties of pasta.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

LRHC vs UBFO — Head-to-Head

Bigger by revenue
LRHC
LRHC
1.5× larger
LRHC
$20.2M
$13.5M
UBFO
Growing faster (revenue YoY)
UBFO
UBFO
+10.4% gap
UBFO
13.6%
3.2%
LRHC
Higher net margin
UBFO
UBFO
52.6% more per $
UBFO
25.2%
-27.4%
LRHC
Faster 2-yr revenue CAGR
LRHC
LRHC
Annualised
LRHC
72.5%
3.0%
UBFO

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
LRHC
LRHC
UBFO
UBFO
Revenue
$20.2M
$13.5M
Net Profit
$-5.5M
$3.4M
Gross Margin
8.4%
Operating Margin
-24.7%
31.5%
Net Margin
-27.4%
25.2%
Revenue YoY
3.2%
13.6%
Net Profit YoY
-125.7%
36.8%
EPS (diluted)
$-5.44
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LRHC
LRHC
UBFO
UBFO
Q4 25
$13.5M
Q3 25
$20.2M
$14.0M
Q2 25
$23.2M
$12.6M
Q1 25
$17.5M
$13.7M
Q4 24
$17.7M
$11.9M
Q3 24
$19.6M
$13.8M
Q2 24
$19.1M
$13.0M
Q1 24
$13.1M
$12.8M
Net Profit
LRHC
LRHC
UBFO
UBFO
Q4 25
$3.4M
Q3 25
$-5.5M
$4.0M
Q2 25
$78.4M
$2.2M
Q1 25
$-95.7M
$2.7M
Q4 24
$-5.1M
$2.5M
Q3 24
$-2.5M
$3.8M
Q2 24
$-2.3M
$4.3M
Q1 24
$-4.6M
$4.2M
Gross Margin
LRHC
LRHC
UBFO
UBFO
Q4 25
Q3 25
8.4%
Q2 25
8.0%
Q1 25
8.8%
Q4 24
8.9%
Q3 24
8.3%
Q2 24
8.3%
Q1 24
8.9%
Operating Margin
LRHC
LRHC
UBFO
UBFO
Q4 25
31.5%
Q3 25
-24.7%
40.3%
Q2 25
-10.6%
24.0%
Q1 25
-26.7%
27.5%
Q4 24
-17.1%
27.5%
Q3 24
-8.9%
37.1%
Q2 24
-9.7%
46.4%
Q1 24
-35.0%
45.9%
Net Margin
LRHC
LRHC
UBFO
UBFO
Q4 25
25.2%
Q3 25
-27.4%
28.7%
Q2 25
337.8%
17.2%
Q1 25
-546.5%
19.6%
Q4 24
-28.7%
20.9%
Q3 24
-12.5%
27.7%
Q2 24
-12.2%
33.0%
Q1 24
-35.1%
32.6%
EPS (diluted)
LRHC
LRHC
UBFO
UBFO
Q4 25
$0.18
Q3 25
$-5.44
$0.23
Q2 25
$15.25
$0.13
Q1 25
$-5.86
$0.16
Q4 24
$28.54
$0.14
Q3 24
$-16.49
$0.22
Q2 24
$-12.49
$0.25
Q1 24
$-0.35
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LRHC
LRHC
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$4.0M
$264.2M
Total DebtLower is stronger
$642.8K
Stockholders' EquityBook value
$1.6M
$139.7M
Total Assets
$21.7M
$1.2B
Debt / EquityLower = less leverage
0.41×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LRHC
LRHC
UBFO
UBFO
Q4 25
$264.2M
Q3 25
$4.0M
$211.1M
Q2 25
$5.1M
$199.5M
Q1 25
$2.9M
$198.4M
Q4 24
$1.4M
$216.9M
Q3 24
$1.8M
$216.8M
Q2 24
$1.6M
$166.3M
Q1 24
$1.1M
$168.6M
Total Debt
LRHC
LRHC
UBFO
UBFO
Q4 25
Q3 25
$642.8K
Q2 25
$644.3K
Q1 25
$645.9K
Q4 24
$647.6K
Q3 24
$649.2K
Q2 24
$650.8K
Q1 24
$652.4K
Stockholders' Equity
LRHC
LRHC
UBFO
UBFO
Q4 25
$139.7M
Q3 25
$1.6M
$137.4M
Q2 25
$3.4M
$134.3M
Q1 25
$-87.5M
$132.9M
Q4 24
$2.6M
$130.4M
Q3 24
$5.0M
$132.9M
Q2 24
$4.7M
$127.3M
Q1 24
$5.6M
$124.2M
Total Assets
LRHC
LRHC
UBFO
UBFO
Q4 25
$1.2B
Q3 25
$21.7M
$1.2B
Q2 25
$22.9M
$1.2B
Q1 25
$21.0M
$1.2B
Q4 24
$19.4M
$1.2B
Q3 24
$19.7M
$1.3B
Q2 24
$18.7M
$1.2B
Q1 24
$16.3M
$1.2B
Debt / Equity
LRHC
LRHC
UBFO
UBFO
Q4 25
Q3 25
0.41×
Q2 25
0.19×
Q1 25
Q4 24
0.25×
Q3 24
0.13×
Q2 24
0.14×
Q1 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LRHC
LRHC
UBFO
UBFO
Operating Cash FlowLast quarter
$-1.3M
$22.1M
Free Cash FlowOCF − Capex
$19.8M
FCF MarginFCF / Revenue
146.0%
Capex IntensityCapex / Revenue
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LRHC
LRHC
UBFO
UBFO
Q4 25
$22.1M
Q3 25
$-1.3M
$7.0M
Q2 25
$-1.4M
$8.7M
Q1 25
$-3.5M
$3.0M
Q4 24
$-1.1M
$19.6M
Q3 24
$-591.6K
$5.4M
Q2 24
$-803.1K
$2.3M
Q1 24
$-538.3K
$7.4M
Free Cash Flow
LRHC
LRHC
UBFO
UBFO
Q4 25
$19.8M
Q3 25
$6.1M
Q2 25
$8.1M
Q1 25
$2.9M
Q4 24
$18.6M
Q3 24
$5.3M
Q2 24
$2.0M
Q1 24
$7.0M
FCF Margin
LRHC
LRHC
UBFO
UBFO
Q4 25
146.0%
Q3 25
43.7%
Q2 25
64.3%
Q1 25
21.2%
Q4 24
156.0%
Q3 24
38.1%
Q2 24
15.5%
Q1 24
54.8%
Capex Intensity
LRHC
LRHC
UBFO
UBFO
Q4 25
16.8%
Q3 25
6.0%
Q2 25
4.6%
Q1 25
0.9%
Q4 24
8.7%
Q3 24
0.7%
Q2 24
2.2%
Q1 24
3.6%
Cash Conversion
LRHC
LRHC
UBFO
UBFO
Q4 25
6.46×
Q3 25
1.73×
Q2 25
-0.02×
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
1.40×
Q2 24
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LRHC
LRHC

Real Estate Residential Brokerage Services$16.8M83%
Transferred Over Time$3.5M17%

UBFO
UBFO

Segment breakdown not available.

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