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Side-by-side financial comparison of Lake Shore Bancorp, Inc. (LSBK) and SuperCom Ltd (SPCB). Click either name above to swap in a different company.

SuperCom Ltd is the larger business by last-quarter revenue ($14.2M vs $7.4M, roughly 1.9× Lake Shore Bancorp, Inc.). SuperCom Ltd runs the higher net margin — 37.5% vs 31.8%, a 5.7% gap on every dollar of revenue. Lake Shore Bancorp, Inc. produced more free cash flow last quarter ($3.3M vs $-3.6M).

Lake Shore Bancorp, Inc. (Maryland) is a U.S. regional bank holding company that operates via its banking subsidiary, offering retail and commercial banking services including deposits, loans, mortgages and wealth management, primarily serving individuals and SMEs across local communities in Maryland.

Super.com is a technology company headquartered in San Francisco and co-founded by Hussein Fazal and Henry Shi. The company provides financial services, including reward programs and travel bookings.

LSBK vs SPCB — Head-to-Head

Bigger by revenue
SPCB
SPCB
1.9× larger
SPCB
$14.2M
$7.4M
LSBK
Higher net margin
SPCB
SPCB
5.7% more per $
SPCB
37.5%
31.8%
LSBK
More free cash flow
LSBK
LSBK
$6.9M more FCF
LSBK
$3.3M
$-3.6M
SPCB

Income Statement — Q3 FY2025 vs Q2 FY2025

Metric
LSBK
LSBK
SPCB
SPCB
Revenue
$7.4M
$14.2M
Net Profit
$2.4M
$5.3M
Gross Margin
61.2%
Operating Margin
38.4%
16.3%
Net Margin
31.8%
37.5%
Revenue YoY
-1.5%
Net Profit YoY
79.5%
EPS (diluted)
$0.32
$1.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LSBK
LSBK
SPCB
SPCB
Q3 25
$7.4M
Q2 25
$6.9M
$14.2M
Q2 24
$14.4M
Q2 23
$14.1M
Q2 22
$6.3M
Net Profit
LSBK
LSBK
SPCB
SPCB
Q3 25
$2.4M
Q2 25
$1.9M
$5.3M
Q2 24
$3.0M
Q2 23
$-2.6M
Q2 22
$-5.2M
Gross Margin
LSBK
LSBK
SPCB
SPCB
Q3 25
Q2 25
61.2%
Q2 24
52.3%
Q2 23
27.2%
Q2 22
41.8%
Operating Margin
LSBK
LSBK
SPCB
SPCB
Q3 25
38.4%
Q2 25
33.2%
16.3%
Q2 24
7.7%
Q2 23
-12.2%
Q2 22
-49.9%
Net Margin
LSBK
LSBK
SPCB
SPCB
Q3 25
31.8%
Q2 25
27.7%
37.5%
Q2 24
20.6%
Q2 23
-18.3%
Q2 22
-82.4%
EPS (diluted)
LSBK
LSBK
SPCB
SPCB
Q3 25
$0.32
Q2 25
$0.34
$1.32
Q2 24
$1.19
Q2 23
$-10.66
Q2 22
$-1.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LSBK
LSBK
SPCB
SPCB
Cash + ST InvestmentsLiquidity on hand
$83.6M
$15.0M
Total DebtLower is stronger
$2.0M
$23.6M
Stockholders' EquityBook value
$139.3M
$37.3M
Total Assets
$742.8M
$65.5M
Debt / EquityLower = less leverage
0.01×
0.63×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LSBK
LSBK
SPCB
SPCB
Q3 25
$83.6M
Q2 25
$75.4M
$15.0M
Q2 24
$5.7M
Q2 23
$1.1M
Q2 22
$2.9M
Total Debt
LSBK
LSBK
SPCB
SPCB
Q3 25
$2.0M
Q2 25
$2.0M
$23.6M
Q2 24
$29.2M
Q2 23
$32.9M
Q2 22
$32.3M
Stockholders' Equity
LSBK
LSBK
SPCB
SPCB
Q3 25
$139.3M
Q2 25
$92.9M
$37.3M
Q2 24
$13.8M
Q2 23
$3.5M
Q2 22
$3.7M
Total Assets
LSBK
LSBK
SPCB
SPCB
Q3 25
$742.8M
Q2 25
$734.8M
$65.5M
Q2 24
$49.6M
Q2 23
$40.8M
Q2 22
$42.7M
Debt / Equity
LSBK
LSBK
SPCB
SPCB
Q3 25
0.01×
Q2 25
0.02×
0.63×
Q2 24
2.11×
Q2 23
9.49×
Q2 22
8.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LSBK
LSBK
SPCB
SPCB
Operating Cash FlowLast quarter
$3.3M
$-2.2M
Free Cash FlowOCF − Capex
$3.3M
$-3.6M
FCF MarginFCF / Revenue
44.4%
-25.3%
Capex IntensityCapex / Revenue
0.6%
10.0%
Cash ConversionOCF / Net Profit
1.42×
-0.41×
TTM Free Cash FlowTrailing 4 quarters
$-14.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LSBK
LSBK
SPCB
SPCB
Q3 25
$3.3M
Q2 25
$2.5M
$-2.2M
Q2 24
$-950.0K
Q2 23
$-3.4M
Q2 22
$-4.1M
Free Cash Flow
LSBK
LSBK
SPCB
SPCB
Q3 25
$3.3M
Q2 25
$2.0M
$-3.6M
Q2 24
$-1.6M
Q2 23
$-4.5M
Q2 22
$-4.4M
FCF Margin
LSBK
LSBK
SPCB
SPCB
Q3 25
44.4%
Q2 25
28.5%
-25.3%
Q2 24
-10.8%
Q2 23
-31.5%
Q2 22
-70.4%
Capex Intensity
LSBK
LSBK
SPCB
SPCB
Q3 25
0.6%
Q2 25
7.7%
10.0%
Q2 24
4.2%
Q2 23
7.4%
Q2 22
4.4%
Cash Conversion
LSBK
LSBK
SPCB
SPCB
Q3 25
1.42×
Q2 25
1.31×
-0.41×
Q2 24
-0.32×
Q2 23
Q2 22

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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