vs

Side-by-side financial comparison of Life Time Group Holdings, Inc. (LTH) and SiriusPoint Ltd (SPNT). Click either name above to swap in a different company.

SiriusPoint Ltd is the larger business by last-quarter revenue ($973.7M vs $745.1M, roughly 1.3× Life Time Group Holdings, Inc.). SiriusPoint Ltd runs the higher net margin — 25.1% vs 16.5%, a 8.6% gap on every dollar of revenue. On growth, SiriusPoint Ltd posted the faster year-over-year revenue change (58.9% vs 12.3%). Over the past eight quarters, SiriusPoint Ltd's revenue compounded faster (19.2% CAGR vs 11.7%).

Life Time Group Holdings, Inc. operates a network of premium athletic, fitness and wellness destinations across the United States. It offers diverse services including state-of-the-art gym facilities, group exercise classes, personal training, spa treatments, nutrition coaching, youth programs and co-working spaces for consumers pursuing holistic healthy lifestyles.

SiriusPoint Ltd is a global specialty insurance and reinsurance provider based in Pembroke, Bermuda. It offers property, casualty, specialty line coverages and alternative capital solutions, serving commercial clients and risk carriers across North America, Europe, Asia Pacific and other key markets, focusing on rigorous underwriting and stable risk-adjusted returns.

LTH vs SPNT — Head-to-Head

Bigger by revenue
SPNT
SPNT
1.3× larger
SPNT
$973.7M
$745.1M
LTH
Growing faster (revenue YoY)
SPNT
SPNT
+46.6% gap
SPNT
58.9%
12.3%
LTH
Higher net margin
SPNT
SPNT
8.6% more per $
SPNT
25.1%
16.5%
LTH
Faster 2-yr revenue CAGR
SPNT
SPNT
Annualised
SPNT
19.2%
11.7%
LTH

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
LTH
LTH
SPNT
SPNT
Revenue
$745.1M
$973.7M
Net Profit
$123.0M
$244.1M
Gross Margin
49.1%
Operating Margin
17.4%
28.8%
Net Margin
16.5%
25.1%
Revenue YoY
12.3%
58.9%
Net Profit YoY
231.0%
1535.9%
EPS (diluted)
$0.55
$1.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
LTH
LTH
SPNT
SPNT
Q4 25
$745.1M
$973.7M
Q3 25
$782.6M
$755.9M
Q2 25
$761.5M
$748.2M
Q1 25
$706.0M
$727.3M
Q4 24
$663.3M
$612.8M
Q3 24
$693.2M
$562.2M
Q2 24
$667.8M
$743.3M
Q1 24
$596.7M
$685.5M
Net Profit
LTH
LTH
SPNT
SPNT
Q4 25
$123.0M
$244.1M
Q3 25
$102.4M
$90.8M
Q2 25
$72.1M
$63.2M
Q1 25
$76.1M
$61.6M
Q4 24
$37.2M
$-17.0M
Q3 24
$41.4M
$8.5M
Q2 24
$52.8M
$113.9M
Q1 24
$24.9M
$94.8M
Gross Margin
LTH
LTH
SPNT
SPNT
Q4 25
49.1%
Q3 25
47.1%
Q2 25
47.0%
Q1 25
47.5%
Q4 24
48.2%
Q3 24
46.5%
Q2 24
46.8%
Q1 24
46.1%
Operating Margin
LTH
LTH
SPNT
SPNT
Q4 25
17.4%
28.8%
Q3 25
17.3%
14.7%
Q2 25
14.2%
10.0%
Q1 25
15.2%
10.4%
Q4 24
13.1%
-2.1%
Q3 24
13.5%
2.0%
Q2 24
15.7%
17.4%
Q1 24
12.1%
15.4%
Net Margin
LTH
LTH
SPNT
SPNT
Q4 25
16.5%
25.1%
Q3 25
13.1%
12.0%
Q2 25
9.5%
8.4%
Q1 25
10.8%
8.5%
Q4 24
5.6%
-2.8%
Q3 24
6.0%
1.5%
Q2 24
7.9%
15.3%
Q1 24
4.2%
13.8%
EPS (diluted)
LTH
LTH
SPNT
SPNT
Q4 25
$0.55
$1.92
Q3 25
$0.45
$0.73
Q2 25
$0.32
$0.50
Q1 25
$0.34
$0.49
Q4 24
$0.17
$-0.05
Q3 24
$0.19
$0.03
Q2 24
$0.26
$0.57
Q1 24
$0.12
$0.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
LTH
LTH
SPNT
SPNT
Cash + ST InvestmentsLiquidity on hand
$204.8M
$731.2M
Total DebtLower is stronger
$1.5B
$688.6M
Stockholders' EquityBook value
$3.1B
$2.5B
Total Assets
$8.0B
$12.6B
Debt / EquityLower = less leverage
0.48×
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
LTH
LTH
SPNT
SPNT
Q4 25
$204.8M
$731.2M
Q3 25
$218.9M
$582.4M
Q2 25
$175.5M
$732.4M
Q1 25
$59.0M
$740.3M
Q4 24
$10.9M
$682.0M
Q3 24
$120.9M
$640.7M
Q2 24
$34.5M
$598.1M
Q1 24
$18.6M
$867.5M
Total Debt
LTH
LTH
SPNT
SPNT
Q4 25
$1.5B
$688.6M
Q3 25
$1.5B
$682.5M
Q2 25
$1.5B
$678.4M
Q1 25
$1.5B
$663.5M
Q4 24
$1.5B
$639.1M
Q3 24
$1.7B
$660.5M
Q2 24
$1.8B
$648.6M
Q1 24
$2.0B
$770.6M
Stockholders' Equity
LTH
LTH
SPNT
SPNT
Q4 25
$3.1B
$2.5B
Q3 25
$3.0B
$2.2B
Q2 25
$2.9B
$2.1B
Q1 25
$2.7B
$2.0B
Q4 24
$2.6B
$1.9B
Q3 24
$2.6B
$2.7B
Q2 24
$2.4B
$2.7B
Q1 24
$2.3B
$2.6B
Total Assets
LTH
LTH
SPNT
SPNT
Q4 25
$8.0B
$12.6B
Q3 25
$7.8B
$12.5B
Q2 25
$7.6B
$12.4B
Q1 25
$7.3B
$12.3B
Q4 24
$7.2B
$12.5B
Q3 24
$7.2B
$12.7B
Q2 24
$7.1B
$12.8B
Q1 24
$7.1B
$13.1B
Debt / Equity
LTH
LTH
SPNT
SPNT
Q4 25
0.48×
0.28×
Q3 25
0.51×
0.31×
Q2 25
0.53×
0.32×
Q1 25
0.56×
0.33×
Q4 24
0.59×
0.33×
Q3 24
0.64×
0.25×
Q2 24
0.78×
0.24×
Q1 24
0.87×
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
LTH
LTH
SPNT
SPNT
Operating Cash FlowLast quarter
$239.9M
$-26.4M
Free Cash FlowOCF − Capex
$-64.6M
FCF MarginFCF / Revenue
-8.7%
Capex IntensityCapex / Revenue
40.9%
Cash ConversionOCF / Net Profit
1.95×
-0.11×
TTM Free Cash FlowTrailing 4 quarters
$-21.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
LTH
LTH
SPNT
SPNT
Q4 25
$239.9M
$-26.4M
Q3 25
$251.1M
$155.6M
Q2 25
$195.7M
$62.1M
Q1 25
$183.9M
$-88.9M
Q4 24
$163.1M
$107.7M
Q3 24
$151.1M
$58.1M
Q2 24
$170.4M
$-149.9M
Q1 24
$90.4M
$58.8M
Free Cash Flow
LTH
LTH
SPNT
SPNT
Q4 25
$-64.6M
Q3 25
$28.6M
Q2 25
$-26.3M
Q1 25
$41.4M
Q4 24
$26.8M
Q3 24
$64.0M
Q2 24
$26.1M
Q1 24
$-66.4M
FCF Margin
LTH
LTH
SPNT
SPNT
Q4 25
-8.7%
Q3 25
3.7%
Q2 25
-3.5%
Q1 25
5.9%
Q4 24
4.0%
Q3 24
9.2%
Q2 24
3.9%
Q1 24
-11.1%
Capex Intensity
LTH
LTH
SPNT
SPNT
Q4 25
40.9%
Q3 25
28.4%
Q2 25
29.2%
Q1 25
20.2%
Q4 24
20.6%
Q3 24
12.6%
Q2 24
21.6%
Q1 24
26.3%
Cash Conversion
LTH
LTH
SPNT
SPNT
Q4 25
1.95×
-0.11×
Q3 25
2.45×
1.71×
Q2 25
2.71×
0.98×
Q1 25
2.41×
-1.44×
Q4 24
4.39×
Q3 24
3.65×
6.84×
Q2 24
3.23×
-1.32×
Q1 24
3.63×
0.62×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

LTH
LTH

Membership$535.1M72%
In Center$191.2M26%
Other$18.8M3%

SPNT
SPNT

Segment breakdown not available.

Related Comparisons