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Side-by-side financial comparison of Life Time Group Holdings, Inc. (LTH) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.
ZIONS BANCORPORATION, NATIONAL ASSOCIATION is the larger business by last-quarter revenue ($891.0M vs $745.1M, roughly 1.2× Life Time Group Holdings, Inc.). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs 16.5%, a 13.0% gap on every dollar of revenue. On growth, Life Time Group Holdings, Inc. posted the faster year-over-year revenue change (12.3% vs 8.7%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $-64.6M). Over the past eight quarters, Life Time Group Holdings, Inc.'s revenue compounded faster (11.7% CAGR vs 9.6%).
Life Time Group Holdings, Inc. operates a network of premium athletic, fitness and wellness destinations across the United States. It offers diverse services including state-of-the-art gym facilities, group exercise classes, personal training, spa treatments, nutrition coaching, youth programs and co-working spaces for consumers pursuing holistic healthy lifestyles.
Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.
LTH vs ZION — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $745.1M | $891.0M |
| Net Profit | $123.0M | $263.0M |
| Gross Margin | 49.1% | — |
| Operating Margin | 17.4% | — |
| Net Margin | 16.5% | 29.5% |
| Revenue YoY | 12.3% | 8.7% |
| Net Profit YoY | 231.0% | 21.8% |
| EPS (diluted) | $0.55 | $1.77 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $745.1M | $891.0M | ||
| Q3 25 | $782.6M | $861.0M | ||
| Q2 25 | $761.5M | $838.0M | ||
| Q1 25 | $706.0M | $795.0M | ||
| Q4 24 | $663.3M | $820.0M | ||
| Q3 24 | $693.2M | $792.0M | ||
| Q2 24 | $667.8M | $777.0M | ||
| Q1 24 | $596.7M | $742.0M |
| Q4 25 | $123.0M | $263.0M | ||
| Q3 25 | $102.4M | $222.0M | ||
| Q2 25 | $72.1M | $244.0M | ||
| Q1 25 | $76.1M | $170.0M | ||
| Q4 24 | $37.2M | $216.0M | ||
| Q3 24 | $41.4M | $214.0M | ||
| Q2 24 | $52.8M | $201.0M | ||
| Q1 24 | $24.9M | $153.0M |
| Q4 25 | 49.1% | — | ||
| Q3 25 | 47.1% | — | ||
| Q2 25 | 47.0% | — | ||
| Q1 25 | 47.5% | — | ||
| Q4 24 | 48.2% | — | ||
| Q3 24 | 46.5% | — | ||
| Q2 24 | 46.8% | — | ||
| Q1 24 | 46.1% | — |
| Q4 25 | 17.4% | — | ||
| Q3 25 | 17.3% | — | ||
| Q2 25 | 14.2% | — | ||
| Q1 25 | 15.2% | — | ||
| Q4 24 | 13.1% | — | ||
| Q3 24 | 13.5% | — | ||
| Q2 24 | 15.7% | — | ||
| Q1 24 | 12.1% | — |
| Q4 25 | 16.5% | 29.5% | ||
| Q3 25 | 13.1% | 25.8% | ||
| Q2 25 | 9.5% | 29.1% | ||
| Q1 25 | 10.8% | 21.4% | ||
| Q4 24 | 5.6% | 26.3% | ||
| Q3 24 | 6.0% | 27.0% | ||
| Q2 24 | 7.9% | 25.9% | ||
| Q1 24 | 4.2% | 20.6% |
| Q4 25 | $0.55 | $1.77 | ||
| Q3 25 | $0.45 | $1.48 | ||
| Q2 25 | $0.32 | $1.63 | ||
| Q1 25 | $0.34 | $1.13 | ||
| Q4 24 | $0.17 | $1.34 | ||
| Q3 24 | $0.19 | $1.37 | ||
| Q2 24 | $0.26 | $1.28 | ||
| Q1 24 | $0.12 | $0.96 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $204.8M | — |
| Total DebtLower is stronger | $1.5B | $1.5B |
| Stockholders' EquityBook value | $3.1B | $7.2B |
| Total Assets | $8.0B | $89.0B |
| Debt / EquityLower = less leverage | 0.48× | 0.21× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $204.8M | — | ||
| Q3 25 | $218.9M | — | ||
| Q2 25 | $175.5M | — | ||
| Q1 25 | $59.0M | — | ||
| Q4 24 | $10.9M | — | ||
| Q3 24 | $120.9M | — | ||
| Q2 24 | $34.5M | — | ||
| Q1 24 | $18.6M | — |
| Q4 25 | $1.5B | $1.5B | ||
| Q3 25 | $1.5B | $1.5B | ||
| Q2 25 | $1.5B | $970.0M | ||
| Q1 25 | $1.5B | $964.0M | ||
| Q4 24 | $1.5B | $950.0M | ||
| Q3 24 | $1.7B | $548.0M | ||
| Q2 24 | $1.8B | $546.0M | ||
| Q1 24 | $2.0B | $544.0M |
| Q4 25 | $3.1B | $7.2B | ||
| Q3 25 | $3.0B | $6.9B | ||
| Q2 25 | $2.9B | $6.6B | ||
| Q1 25 | $2.7B | $6.3B | ||
| Q4 24 | $2.6B | $6.1B | ||
| Q3 24 | $2.6B | $6.4B | ||
| Q2 24 | $2.4B | $6.0B | ||
| Q1 24 | $2.3B | $5.8B |
| Q4 25 | $8.0B | $89.0B | ||
| Q3 25 | $7.8B | $88.5B | ||
| Q2 25 | $7.6B | $88.9B | ||
| Q1 25 | $7.3B | $88.0B | ||
| Q4 24 | $7.2B | $88.8B | ||
| Q3 24 | $7.2B | $87.0B | ||
| Q2 24 | $7.1B | $87.6B | ||
| Q1 24 | $7.1B | $87.1B |
| Q4 25 | 0.48× | 0.21× | ||
| Q3 25 | 0.51× | 0.21× | ||
| Q2 25 | 0.53× | 0.15× | ||
| Q1 25 | 0.56× | 0.15× | ||
| Q4 24 | 0.59× | 0.16× | ||
| Q3 24 | 0.64× | 0.09× | ||
| Q2 24 | 0.78× | 0.09× | ||
| Q1 24 | 0.87× | 0.09× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $239.9M | $1.1B |
| Free Cash FlowOCF − Capex | $-64.6M | $952.0M |
| FCF MarginFCF / Revenue | -8.7% | 106.8% |
| Capex IntensityCapex / Revenue | 40.9% | 13.6% |
| Cash ConversionOCF / Net Profit | 1.95× | 4.08× |
| TTM Free Cash FlowTrailing 4 quarters | $-21.0M | $1.4B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $239.9M | $1.1B | ||
| Q3 25 | $251.1M | $438.0M | ||
| Q2 25 | $195.7M | $-62.0M | ||
| Q1 25 | $183.9M | $179.0M | ||
| Q4 24 | $163.1M | $1.1B | ||
| Q3 24 | $151.1M | $119.0M | ||
| Q2 24 | $170.4M | $251.0M | ||
| Q1 24 | $90.4M | $261.0M |
| Q4 25 | $-64.6M | $952.0M | ||
| Q3 25 | $28.6M | $413.0M | ||
| Q2 25 | $-26.3M | $-93.0M | ||
| Q1 25 | $41.4M | $152.0M | ||
| Q4 24 | $26.8M | $1.1B | ||
| Q3 24 | $64.0M | $97.0M | ||
| Q2 24 | $26.1M | $234.0M | ||
| Q1 24 | $-66.4M | $231.0M |
| Q4 25 | -8.7% | 106.8% | ||
| Q3 25 | 3.7% | 48.0% | ||
| Q2 25 | -3.5% | -11.1% | ||
| Q1 25 | 5.9% | 19.1% | ||
| Q4 24 | 4.0% | 128.2% | ||
| Q3 24 | 9.2% | 12.2% | ||
| Q2 24 | 3.9% | 30.1% | ||
| Q1 24 | -11.1% | 31.1% |
| Q4 25 | 40.9% | 13.6% | ||
| Q3 25 | 28.4% | 2.9% | ||
| Q2 25 | 29.2% | 3.7% | ||
| Q1 25 | 20.2% | 3.4% | ||
| Q4 24 | 20.6% | 11.8% | ||
| Q3 24 | 12.6% | 2.8% | ||
| Q2 24 | 21.6% | 2.2% | ||
| Q1 24 | 26.3% | 4.0% |
| Q4 25 | 1.95× | 4.08× | ||
| Q3 25 | 2.45× | 1.97× | ||
| Q2 25 | 2.71× | -0.25× | ||
| Q1 25 | 2.41× | 1.05× | ||
| Q4 24 | 4.39× | 5.31× | ||
| Q3 24 | 3.65× | 0.56× | ||
| Q2 24 | 3.23× | 1.25× | ||
| Q1 24 | 3.63× | 1.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LTH
| Membership | $535.1M | 72% |
| In Center | $191.2M | 26% |
| Other | $18.8M | 3% |
ZION
Segment breakdown not available.
