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Side-by-side financial comparison of Mastercard (MA) and US Foods Holding Corp. (USFD). Click either name above to swap in a different company.
US Foods Holding Corp. is the larger business by last-quarter revenue ($9.8B vs $8.8B, roughly 1.1× Mastercard). Mastercard runs the higher net margin — 46.1% vs 1.9%, a 44.2% gap on every dollar of revenue. On growth, Mastercard posted the faster year-over-year revenue change (17.6% vs 3.3%). Mastercard produced more free cash flow last quarter ($4.9B vs $159.0M). Over the past eight quarters, Mastercard's revenue compounded faster (17.8% CAGR vs 4.6%).
Mastercard Inc. is an American multinational payment card services corporation headquartered in Purchase, New York. It offers a range of payment transaction processing and other related-payment services. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the Mastercard-brand debit, credit and prepaid cards to make purchases. Mastercard has been publicly traded since 2006.
US Foods Holding Corp. is an American food service distributor. It is the second-largest food service distributor in the U.S., after Sysco. The company supplies 250,000 locations including independent restaurants, chain restaurants, healthcare, hospitality, and educational institutions.
MA vs USFD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $8.8B | $9.8B |
| Net Profit | $4.1B | $184.0M |
| Gross Margin | — | 17.6% |
| Operating Margin | 55.8% | 3.3% |
| Net Margin | 46.1% | 1.9% |
| Revenue YoY | 17.6% | 3.3% |
| Net Profit YoY | 21.5% | 178.8% |
| EPS (diluted) | $4.52 | $0.82 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $8.8B | $9.8B | ||
| Q3 25 | $8.6B | $10.2B | ||
| Q2 25 | $8.1B | $10.1B | ||
| Q1 25 | $7.3B | $9.4B | ||
| Q4 24 | $7.5B | $9.5B | ||
| Q3 24 | $7.4B | $9.7B | ||
| Q2 24 | $7.0B | $9.7B | ||
| Q1 24 | $6.3B | $8.9B |
| Q4 25 | $4.1B | $184.0M | ||
| Q3 25 | $3.9B | $153.0M | ||
| Q2 25 | $3.7B | $224.0M | ||
| Q1 25 | $3.3B | $115.0M | ||
| Q4 24 | $3.3B | $66.0M | ||
| Q3 24 | $3.3B | $148.0M | ||
| Q2 24 | $3.3B | $198.0M | ||
| Q1 24 | $3.0B | $82.0M |
| Q4 25 | — | 17.6% | ||
| Q3 25 | — | 17.2% | ||
| Q2 25 | — | 17.6% | ||
| Q1 25 | — | 17.3% | ||
| Q4 24 | — | 17.6% | ||
| Q3 24 | — | 17.1% | ||
| Q2 24 | — | 17.6% | ||
| Q1 24 | — | 16.7% |
| Q4 25 | 55.8% | 3.3% | ||
| Q3 25 | 58.8% | 2.8% | ||
| Q2 25 | 58.7% | 3.7% | ||
| Q1 25 | 57.2% | 2.4% | ||
| Q4 24 | 52.6% | 3.2% | ||
| Q3 24 | 54.3% | 2.9% | ||
| Q2 24 | 58.0% | 3.6% | ||
| Q1 24 | 56.8% | 1.8% |
| Q4 25 | 46.1% | 1.9% | ||
| Q3 25 | 45.7% | 1.5% | ||
| Q2 25 | 45.5% | 2.2% | ||
| Q1 25 | 45.2% | 1.2% | ||
| Q4 24 | 44.6% | 0.7% | ||
| Q3 24 | 44.3% | 1.5% | ||
| Q2 24 | 46.8% | 2.0% | ||
| Q1 24 | 47.4% | 0.9% |
| Q4 25 | $4.52 | $0.82 | ||
| Q3 25 | $4.34 | $0.67 | ||
| Q2 25 | $4.07 | $0.96 | ||
| Q1 25 | $3.59 | $0.49 | ||
| Q4 24 | $3.64 | $0.28 | ||
| Q3 24 | $3.53 | $0.61 | ||
| Q2 24 | $3.50 | $0.80 | ||
| Q1 24 | $3.22 | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $10.6B | $41.0M |
| Total DebtLower is stronger | — | $5.1B |
| Stockholders' EquityBook value | $7.7B | $4.3B |
| Total Assets | $54.2B | $13.9B |
| Debt / EquityLower = less leverage | — | 1.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $10.6B | $41.0M | ||
| Q3 25 | $10.3B | $56.0M | ||
| Q2 25 | $9.0B | $61.0M | ||
| Q1 25 | $7.6B | $101.0M | ||
| Q4 24 | $8.4B | $59.0M | ||
| Q3 24 | $11.1B | $81.0M | ||
| Q2 24 | $7.0B | $405.0M | ||
| Q1 24 | $7.3B | $267.0M |
| Q4 25 | — | $5.1B | ||
| Q3 25 | — | $4.8B | ||
| Q2 25 | — | $4.7B | ||
| Q1 25 | — | $4.7B | ||
| Q4 24 | — | $4.8B | ||
| Q3 24 | — | $4.7B | ||
| Q2 24 | — | $4.6B | ||
| Q1 24 | — | $4.6B |
| Q4 25 | $7.7B | $4.3B | ||
| Q3 25 | $7.9B | $4.5B | ||
| Q2 25 | $7.9B | $4.6B | ||
| Q1 25 | $6.7B | $4.6B | ||
| Q4 24 | $6.5B | $4.5B | ||
| Q3 24 | $7.4B | $4.6B | ||
| Q2 24 | $7.4B | $5.0B | ||
| Q1 24 | $7.2B | $4.8B |
| Q4 25 | $54.2B | $13.9B | ||
| Q3 25 | $53.3B | $14.0B | ||
| Q2 25 | $51.4B | $13.8B | ||
| Q1 25 | $48.5B | $13.7B | ||
| Q4 24 | $48.1B | $13.4B | ||
| Q3 24 | $47.2B | $13.5B | ||
| Q2 24 | $42.3B | $13.7B | ||
| Q1 24 | $42.6B | $13.4B |
| Q4 25 | — | 1.18× | ||
| Q3 25 | — | 1.08× | ||
| Q2 25 | — | 1.02× | ||
| Q1 25 | — | 1.02× | ||
| Q4 24 | — | 1.06× | ||
| Q3 24 | — | 1.01× | ||
| Q2 24 | — | 0.92× | ||
| Q1 24 | — | 0.95× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.0B | $293.0M |
| Free Cash FlowOCF − Capex | $4.9B | $159.0M |
| FCF MarginFCF / Revenue | 55.5% | 1.6% |
| Capex IntensityCapex / Revenue | 1.3% | 1.4% |
| Cash ConversionOCF / Net Profit | 1.23× | 1.59× |
| TTM Free Cash FlowTrailing 4 quarters | $17.2B | $959.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.0B | $293.0M | ||
| Q3 25 | $5.7B | $351.0M | ||
| Q2 25 | $4.6B | $334.0M | ||
| Q1 25 | $2.4B | $391.0M | ||
| Q4 24 | $4.8B | $283.0M | ||
| Q3 24 | $5.1B | $270.0M | ||
| Q2 24 | $3.1B | $482.0M | ||
| Q1 24 | $1.7B | $139.0M |
| Q4 25 | $4.9B | $159.0M | ||
| Q3 25 | $5.5B | $236.0M | ||
| Q2 25 | $4.6B | $257.0M | ||
| Q1 25 | $2.2B | $307.0M | ||
| Q4 24 | $4.7B | $178.0M | ||
| Q3 24 | $5.0B | $190.0M | ||
| Q2 24 | $3.0B | $413.0M | ||
| Q1 24 | $1.5B | $52.0M |
| Q4 25 | 55.5% | 1.6% | ||
| Q3 25 | 63.8% | 2.3% | ||
| Q2 25 | 56.1% | 2.5% | ||
| Q1 25 | 30.6% | 3.3% | ||
| Q4 24 | 63.3% | 1.9% | ||
| Q3 24 | 68.2% | 2.0% | ||
| Q2 24 | 43.4% | 4.3% | ||
| Q1 24 | 23.9% | 0.6% |
| Q4 25 | 1.3% | 1.4% | ||
| Q3 25 | 2.1% | 1.1% | ||
| Q2 25 | 0.5% | 0.8% | ||
| Q1 25 | 2.2% | 0.9% | ||
| Q4 24 | 1.3% | 1.1% | ||
| Q3 24 | 1.5% | 0.8% | ||
| Q2 24 | 1.7% | 0.7% | ||
| Q1 24 | 2.5% | 1.0% |
| Q4 25 | 1.23× | 1.59× | ||
| Q3 25 | 1.44× | 2.29× | ||
| Q2 25 | 1.24× | 1.49× | ||
| Q1 25 | 0.73× | 3.40× | ||
| Q4 24 | 1.45× | 4.29× | ||
| Q3 24 | 1.57× | 1.82× | ||
| Q2 24 | 0.96× | 2.43× | ||
| Q1 24 | 0.56× | 1.70× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MA
| Payment Network | $4.9B | 56% |
| Value Added Services And Solutions | $3.9B | 44% |
USFD
| Product One | $3.5B | 36% |
| Product Two | $1.7B | 17% |
| Product Three | $1.7B | 17% |
| Product Four | $985.0M | 10% |
| Product Five | $901.0M | 9% |
| Product Six | $580.0M | 6% |
| Product Seven | $485.0M | 5% |
