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Side-by-side financial comparison of Magnera Corp (MAGN) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.
SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.0B vs $792.0M, roughly 1.3× Magnera Corp). SoFi Technologies, Inc. runs the higher net margin — 16.9% vs -4.3%, a 21.2% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (39.6% vs 12.8%). Magnera Corp produced more free cash flow last quarter ($-13.0M vs $-4.0B). Over the past eight quarters, Magnera Corp's revenue compounded faster (54.9% CAGR vs 26.1%).
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
MAGN vs SOFI — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $792.0M | $1.0B |
| Net Profit | $-34.0M | $173.5M |
| Gross Margin | 12.2% | 84.2% |
| Operating Margin | 1.8% | 18.1% |
| Net Margin | -4.3% | 16.9% |
| Revenue YoY | 12.8% | 39.6% |
| Net Profit YoY | 43.3% | -47.8% |
| EPS (diluted) | $-0.95 | $0.14 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $792.0M | $1.0B | ||
| Q3 25 | — | $961.6M | ||
| Q2 25 | $839.0M | $854.9M | ||
| Q1 25 | $824.0M | $771.8M | ||
| Q4 24 | $702.0M | $734.1M | ||
| Q3 24 | $332.1M | $697.1M | ||
| Q2 24 | $556.0M | $598.6M | ||
| Q1 24 | $558.0M | $645.0M |
| Q4 25 | $-34.0M | $173.5M | ||
| Q3 25 | — | $139.4M | ||
| Q2 25 | $-18.0M | $97.3M | ||
| Q1 25 | $-41.0M | $71.1M | ||
| Q4 24 | $-60.0M | $332.5M | ||
| Q3 24 | $-15.2M | $60.7M | ||
| Q2 24 | $19.0M | $17.4M | ||
| Q1 24 | $14.0M | $88.0M |
| Q4 25 | 12.2% | 84.2% | ||
| Q3 25 | — | 83.2% | ||
| Q2 25 | 10.7% | 82.4% | ||
| Q1 25 | 10.7% | 82.4% | ||
| Q4 24 | 10.1% | 82.5% | ||
| Q3 24 | 10.7% | 82.3% | ||
| Q2 24 | 6.6% | 81.7% | ||
| Q1 24 | 6.2% | 84.5% |
| Q4 25 | 1.8% | 18.1% | ||
| Q3 25 | — | 15.4% | ||
| Q2 25 | 1.5% | 13.1% | ||
| Q1 25 | 0.5% | 10.3% | ||
| Q4 24 | -3.1% | 8.2% | ||
| Q3 24 | 0.9% | 9.2% | ||
| Q2 24 | 3.1% | 2.6% | ||
| Q1 24 | 3.8% | 14.6% |
| Q4 25 | -4.3% | 16.9% | ||
| Q3 25 | — | 14.5% | ||
| Q2 25 | -2.1% | 11.4% | ||
| Q1 25 | -5.0% | 9.2% | ||
| Q4 24 | -8.5% | 45.3% | ||
| Q3 24 | -4.6% | 8.7% | ||
| Q2 24 | 3.4% | 2.9% | ||
| Q1 24 | 2.5% | 13.7% |
| Q4 25 | $-0.95 | $0.14 | ||
| Q3 25 | — | $0.11 | ||
| Q2 25 | $-0.51 | $0.08 | ||
| Q1 25 | $-1.15 | $0.06 | ||
| Q4 24 | $-1.69 | $0.31 | ||
| Q3 24 | $-0.33 | $0.05 | ||
| Q2 24 | $0.60 | $0.01 | ||
| Q1 24 | $0.44 | $0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $264.0M | $4.9B |
| Total DebtLower is stronger | $1.9B | — |
| Stockholders' EquityBook value | $1.0B | $10.5B |
| Total Assets | $3.9B | $50.7B |
| Debt / EquityLower = less leverage | 1.86× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $264.0M | $4.9B | ||
| Q3 25 | — | $3.2B | ||
| Q2 25 | $276.0M | $2.1B | ||
| Q1 25 | $282.0M | $2.1B | ||
| Q4 24 | $215.0M | $2.5B | ||
| Q3 24 | $230.0M | $2.4B | ||
| Q2 24 | $33.9M | $2.3B | ||
| Q1 24 | $30.2M | $3.7B |
| Q4 25 | $1.9B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $2.0B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $877.4M | — | ||
| Q1 24 | $884.7M | — |
| Q4 25 | $1.0B | $10.5B | ||
| Q3 25 | — | $8.8B | ||
| Q2 25 | $1.1B | $6.9B | ||
| Q1 25 | $1.1B | $6.7B | ||
| Q4 24 | $1.1B | $6.5B | ||
| Q3 24 | $2.1B | $6.1B | ||
| Q2 24 | $2.4B | $5.9B | ||
| Q1 24 | $2.4B | $5.8B |
| Q4 25 | $3.9B | $50.7B | ||
| Q3 25 | — | $45.3B | ||
| Q2 25 | $4.1B | $41.1B | ||
| Q1 25 | $4.1B | $37.7B | ||
| Q4 24 | $4.0B | $36.3B | ||
| Q3 24 | $2.8B | $34.4B | ||
| Q2 24 | $1.5B | $32.6B | ||
| Q1 24 | $1.5B | $31.3B |
| Q4 25 | 1.86× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.77× | — | ||
| Q1 25 | 1.83× | — | ||
| Q4 24 | 1.80× | — | ||
| Q3 24 | 0.91× | — | ||
| Q2 24 | 0.37× | — | ||
| Q1 24 | 0.36× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.0M | $-3.7B |
| Free Cash FlowOCF − Capex | $-13.0M | $-4.0B |
| FCF MarginFCF / Revenue | -1.6% | -388.8% |
| Capex IntensityCapex / Revenue | 1.9% | 23.7% |
| Cash ConversionOCF / Net Profit | — | -21.56× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-6.9B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.0M | $-3.7B | ||
| Q3 25 | — | $-1.3B | ||
| Q2 25 | $0 | $-1.5B | ||
| Q1 25 | $65.0M | $21.5M | ||
| Q4 24 | $-58.0M | $-1.1B | ||
| Q3 24 | $12.2M | $-1.2B | ||
| Q2 24 | $38.0M | $-484.4M | ||
| Q1 24 | $20.0M | $738.2M |
| Q4 25 | $-13.0M | $-4.0B | ||
| Q3 25 | — | $-1.4B | ||
| Q2 25 | — | $-1.5B | ||
| Q1 25 | $42.0M | $-31.1M | ||
| Q4 24 | $-74.0M | $-1.3B | ||
| Q3 24 | $3.6M | $-1.2B | ||
| Q2 24 | $23.0M | $-521.1M | ||
| Q1 24 | $12.5M | $706.3M |
| Q4 25 | -1.6% | -388.8% | ||
| Q3 25 | — | -142.0% | ||
| Q2 25 | — | -179.0% | ||
| Q1 25 | 5.1% | -4.0% | ||
| Q4 24 | -10.5% | -173.5% | ||
| Q3 24 | 1.1% | -174.6% | ||
| Q2 24 | 4.1% | -87.0% | ||
| Q1 24 | 2.2% | 109.5% |
| Q4 25 | 1.9% | 23.7% | ||
| Q3 25 | — | 6.2% | ||
| Q2 25 | 1.5% | 7.4% | ||
| Q1 25 | 2.8% | 6.8% | ||
| Q4 24 | 2.3% | 21.0% | ||
| Q3 24 | 2.6% | 6.2% | ||
| Q2 24 | 2.7% | 6.1% | ||
| Q1 24 | 1.3% | 5.0% |
| Q4 25 | — | -21.56× | ||
| Q3 25 | — | -9.37× | ||
| Q2 25 | — | -15.08× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | -3.37× | ||
| Q3 24 | — | -19.32× | ||
| Q2 24 | 2.00× | -27.83× | ||
| Q1 24 | 1.43× | 8.39× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MAGN
| Other | $451.0M | 57% |
| United States And Canada | $341.0M | 43% |
SOFI
Segment breakdown not available.
