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Side-by-side financial comparison of Mama's Creations, Inc. (MAMA) and Velocity Financial, Inc. (VEL). Click either name above to swap in a different company.
Velocity Financial, Inc. is the larger business by last-quarter revenue ($51.6M vs $47.3M, roughly 1.1× Mama's Creations, Inc.). Velocity Financial, Inc. runs the higher net margin — 67.3% vs 1.1%, a 66.2% gap on every dollar of revenue. On growth, Mama's Creations, Inc. posted the faster year-over-year revenue change (50.0% vs 32.8%). Velocity Financial, Inc. produced more free cash flow last quarter ($17.9M vs $3.7M). Over the past eight quarters, Mama's Creations, Inc.'s revenue compounded faster (33.0% CAGR vs 32.3%).
Mama's Creations, Inc. is a U.S.-based food manufacturing enterprise that produces a wide portfolio of refrigerated ready-to-eat and heat-and-serve food products, including Italian-style meatballs, sausages, pasta dishes, and other prepared meals. It mainly distributes its offerings to grocery retailers, mass merchandisers and foodservice partners across the United States, focusing on convenient, high-quality comfort food for daily consumer demand.
Velocity Financial, Inc. is a U.S.-headquartered real estate finance company that offers specialized mortgage loan solutions primarily for residential investment properties. It partners with independent mortgage brokers nationwide, providing real estate investors with short-term bridge loans and long-term rental property financing options tailored to their operational needs.
MAMA vs VEL — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $51.6M |
| Net Profit | $540.0K | $34.8M |
| Gross Margin | 23.6% | — |
| Operating Margin | 1.7% | 97.0% |
| Net Margin | 1.1% | 67.3% |
| Revenue YoY | 50.0% | 32.8% |
| Net Profit YoY | 31.7% | 67.0% |
| EPS (diluted) | $0.01 | $0.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $47.3M | $51.6M | ||
| Q3 25 | $35.2M | $49.1M | ||
| Q2 25 | $35.3M | $47.6M | ||
| Q1 25 | $33.6M | $37.5M | ||
| Q4 24 | $31.5M | $38.9M | ||
| Q3 24 | $28.4M | $35.1M | ||
| Q2 24 | $29.8M | $32.4M | ||
| Q1 24 | $26.7M | $29.5M |
| Q4 25 | $540.0K | $34.8M | ||
| Q3 25 | $1.3M | $25.4M | ||
| Q2 25 | $1.2M | $26.0M | ||
| Q1 25 | $1.6M | $18.9M | ||
| Q4 24 | $410.0K | $20.8M | ||
| Q3 24 | $1.1M | $15.8M | ||
| Q2 24 | $553.0K | $14.8M | ||
| Q1 24 | $1.4M | $17.3M |
| Q4 25 | 23.6% | — | ||
| Q3 25 | 24.9% | — | ||
| Q2 25 | 26.1% | — | ||
| Q1 25 | 27.0% | — | ||
| Q4 24 | 22.6% | — | ||
| Q3 24 | 24.2% | — | ||
| Q2 24 | 25.0% | — | ||
| Q1 24 | 29.3% | — |
| Q4 25 | 1.7% | 97.0% | ||
| Q3 25 | 4.8% | 72.1% | ||
| Q2 25 | 4.5% | 71.3% | ||
| Q1 25 | 5.7% | 71.7% | ||
| Q4 24 | 1.8% | 82.5% | ||
| Q3 24 | 5.7% | 60.6% | ||
| Q2 24 | 2.6% | 61.3% | ||
| Q1 24 | 7.4% | 78.8% |
| Q4 25 | 1.1% | 67.3% | ||
| Q3 25 | 3.6% | 51.7% | ||
| Q2 25 | 3.5% | 54.6% | ||
| Q1 25 | 4.8% | 50.4% | ||
| Q4 24 | 1.3% | 53.5% | ||
| Q3 24 | 4.0% | 45.1% | ||
| Q2 24 | 1.9% | 45.6% | ||
| Q1 24 | 5.3% | 58.5% |
| Q4 25 | $0.01 | $0.90 | ||
| Q3 25 | $0.03 | $0.65 | ||
| Q2 25 | $0.03 | $0.69 | ||
| Q1 25 | $0.04 | $0.51 | ||
| Q4 24 | $0.01 | $0.56 | ||
| Q3 24 | $0.03 | $0.44 | ||
| Q2 24 | $0.01 | $0.42 | ||
| Q1 24 | $0.03 | $0.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $18.1M | $92.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $49.6M | $672.5M |
| Total Assets | $84.0M | $7.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.1M | $92.1M | ||
| Q3 25 | $9.4M | $99.0M | ||
| Q2 25 | $12.0M | $79.6M | ||
| Q1 25 | $7.2M | $51.7M | ||
| Q4 24 | $9.3M | $49.9M | ||
| Q3 24 | $7.4M | $44.1M | ||
| Q2 24 | $13.0M | $47.4M | ||
| Q1 24 | $11.0M | $34.8M |
| Q4 25 | $49.6M | $672.5M | ||
| Q3 25 | $29.6M | $634.3M | ||
| Q2 25 | $26.4M | $597.9M | ||
| Q1 25 | $24.9M | $563.2M | ||
| Q4 24 | $23.0M | $516.9M | ||
| Q3 24 | $22.3M | $484.6M | ||
| Q2 24 | $20.3M | $471.3M | ||
| Q1 24 | $19.6M | $452.9M |
| Q4 25 | $84.0M | $7.4B | ||
| Q3 25 | $51.2M | $7.0B | ||
| Q2 25 | $52.7M | $6.5B | ||
| Q1 25 | $47.1M | $6.0B | ||
| Q4 24 | $47.9M | $5.5B | ||
| Q3 24 | $43.0M | $5.2B | ||
| Q2 24 | $47.2M | $4.9B | ||
| Q1 24 | $45.1M | $4.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.9M | $18.2M |
| Free Cash FlowOCF − Capex | $3.7M | $17.9M |
| FCF MarginFCF / Revenue | 7.8% | 34.6% |
| Capex IntensityCapex / Revenue | 0.4% | 0.5% |
| Cash ConversionOCF / Net Profit | 7.16× | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | $6.0M | $40.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.9M | $18.2M | ||
| Q3 25 | $-1.7M | $11.5M | ||
| Q2 25 | $6.0M | $7.7M | ||
| Q1 25 | $-857.0K | $3.5M | ||
| Q4 24 | $4.8M | $37.8M | ||
| Q3 24 | $-2.4M | $-17.6M | ||
| Q2 24 | $3.6M | $11.5M | ||
| Q1 24 | $6.7M | $10.6M |
| Q4 25 | $3.7M | $17.9M | ||
| Q3 25 | $-2.2M | $11.4M | ||
| Q2 25 | $5.5M | $7.6M | ||
| Q1 25 | $-930.0K | $3.5M | ||
| Q4 24 | $2.5M | $37.5M | ||
| Q3 24 | $-4.0M | $-17.6M | ||
| Q2 24 | $2.5M | $11.4M | ||
| Q1 24 | $6.6M | $10.5M |
| Q4 25 | 7.8% | 34.6% | ||
| Q3 25 | -6.2% | 23.2% | ||
| Q2 25 | 15.5% | 15.9% | ||
| Q1 25 | -2.8% | 9.2% | ||
| Q4 24 | 8.0% | 96.4% | ||
| Q3 24 | -14.1% | -50.3% | ||
| Q2 24 | 8.4% | 35.1% | ||
| Q1 24 | 24.8% | 35.8% |
| Q4 25 | 0.4% | 0.5% | ||
| Q3 25 | 1.5% | 0.1% | ||
| Q2 25 | 1.5% | 0.2% | ||
| Q1 25 | 0.2% | 0.2% | ||
| Q4 24 | 7.2% | 0.7% | ||
| Q3 24 | 5.6% | 0.2% | ||
| Q2 24 | 3.8% | 0.3% | ||
| Q1 24 | 0.4% | 0.1% |
| Q4 25 | 7.16× | 0.52× | ||
| Q3 25 | -1.31× | 0.45× | ||
| Q2 25 | 4.85× | 0.29× | ||
| Q1 25 | -0.54× | 0.19× | ||
| Q4 24 | 11.71× | 1.81× | ||
| Q3 24 | -2.10× | -1.11× | ||
| Q2 24 | 6.58× | 0.78× | ||
| Q1 24 | 4.79× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MAMA
Segment breakdown not available.
VEL
| Related Party | $19.3M | 37% |
| Nonrelated Party | $16.9M | 33% |
| Other | $15.4M | 30% |
