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Side-by-side financial comparison of ORASURE TECHNOLOGIES INC (OSUR) and Velocity Financial, Inc. (VEL). Click either name above to swap in a different company.
Velocity Financial, Inc. is the larger business by last-quarter revenue ($51.6M vs $26.8M, roughly 1.9× ORASURE TECHNOLOGIES INC). Velocity Financial, Inc. runs the higher net margin — 67.3% vs -72.1%, a 139.4% gap on every dollar of revenue. On growth, Velocity Financial, Inc. posted the faster year-over-year revenue change (32.8% vs -28.5%). Velocity Financial, Inc. produced more free cash flow last quarter ($17.9M vs $-9.9M). Over the past eight quarters, Velocity Financial, Inc.'s revenue compounded faster (32.3% CAGR vs -29.7%).
OraSure Technologies, Inc. is a Bethlehem, Pennsylvania–based company in the medical device industry. Their products include diagnostic testing kits. The company had recently developed OraQuick testing kit, the first over-the-counter home HIV test.
Velocity Financial, Inc. is a U.S.-headquartered real estate finance company that offers specialized mortgage loan solutions primarily for residential investment properties. It partners with independent mortgage brokers nationwide, providing real estate investors with short-term bridge loans and long-term rental property financing options tailored to their operational needs.
OSUR vs VEL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $51.6M |
| Net Profit | $-19.3M | $34.8M |
| Gross Margin | 41.0% | — |
| Operating Margin | -75.1% | 97.0% |
| Net Margin | -72.1% | 67.3% |
| Revenue YoY | -28.5% | 32.8% |
| Net Profit YoY | -78.7% | 67.0% |
| EPS (diluted) | $-0.28 | $0.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $51.6M | ||
| Q3 25 | $27.1M | $49.1M | ||
| Q2 25 | $31.2M | $47.6M | ||
| Q1 25 | $29.9M | $37.5M | ||
| Q4 24 | $37.4M | $38.9M | ||
| Q3 24 | $39.9M | $35.1M | ||
| Q2 24 | $54.3M | $32.4M | ||
| Q1 24 | $54.1M | $29.5M |
| Q4 25 | $-19.3M | $34.8M | ||
| Q3 25 | $-13.7M | $25.4M | ||
| Q2 25 | $-19.7M | $26.0M | ||
| Q1 25 | $-16.0M | $18.9M | ||
| Q4 24 | $-10.8M | $20.8M | ||
| Q3 24 | $-4.5M | $15.8M | ||
| Q2 24 | $-615.0K | $14.8M | ||
| Q1 24 | $-3.6M | $17.3M |
| Q4 25 | 41.0% | — | ||
| Q3 25 | 43.5% | — | ||
| Q2 25 | 42.1% | — | ||
| Q1 25 | 41.1% | — | ||
| Q4 24 | 36.2% | — | ||
| Q3 24 | 42.8% | — | ||
| Q2 24 | 45.4% | — | ||
| Q1 24 | 44.5% | — |
| Q4 25 | -75.1% | 97.0% | ||
| Q3 25 | -59.4% | 72.1% | ||
| Q2 25 | -57.7% | 71.3% | ||
| Q1 25 | -59.3% | 71.7% | ||
| Q4 24 | -33.2% | 82.5% | ||
| Q3 24 | -15.0% | 60.6% | ||
| Q2 24 | -5.0% | 61.3% | ||
| Q1 24 | -13.1% | 78.8% |
| Q4 25 | -72.1% | 67.3% | ||
| Q3 25 | -50.6% | 51.7% | ||
| Q2 25 | -63.0% | 54.6% | ||
| Q1 25 | -53.6% | 50.4% | ||
| Q4 24 | -28.8% | 53.5% | ||
| Q3 24 | -11.3% | 45.1% | ||
| Q2 24 | -1.1% | 45.6% | ||
| Q1 24 | -6.6% | 58.5% |
| Q4 25 | $-0.28 | $0.90 | ||
| Q3 25 | $-0.19 | $0.65 | ||
| Q2 25 | $-0.26 | $0.69 | ||
| Q1 25 | $-0.21 | $0.51 | ||
| Q4 24 | $-0.14 | $0.56 | ||
| Q3 24 | $-0.06 | $0.44 | ||
| Q2 24 | $-0.01 | $0.42 | ||
| Q1 24 | $-0.05 | $0.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $199.3M | $92.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $340.8M | $672.5M |
| Total Assets | $403.2M | $7.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $199.3M | $92.1M | ||
| Q3 25 | $216.5M | $99.0M | ||
| Q2 25 | $234.6M | $79.6M | ||
| Q1 25 | $247.6M | $51.7M | ||
| Q4 24 | $267.8M | $49.9M | ||
| Q3 24 | $278.6M | $44.1M | ||
| Q2 24 | $267.4M | $47.4M | ||
| Q1 24 | $263.8M | $34.8M |
| Q4 25 | $340.8M | $672.5M | ||
| Q3 25 | $362.0M | $634.3M | ||
| Q2 25 | $380.7M | $597.9M | ||
| Q1 25 | $396.3M | $563.2M | ||
| Q4 24 | $410.3M | $516.9M | ||
| Q3 24 | $425.6M | $484.6M | ||
| Q2 24 | $425.8M | $471.3M | ||
| Q1 24 | $426.3M | $452.9M |
| Q4 25 | $403.2M | $7.4B | ||
| Q3 25 | $423.1M | $7.0B | ||
| Q2 25 | $445.0M | $6.5B | ||
| Q1 25 | $457.6M | $6.0B | ||
| Q4 24 | $479.7M | $5.5B | ||
| Q3 24 | $464.1M | $5.2B | ||
| Q2 24 | $466.3M | $4.9B | ||
| Q1 24 | $467.6M | $4.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-9.0M | $18.2M |
| Free Cash FlowOCF − Capex | $-9.9M | $17.9M |
| FCF MarginFCF / Revenue | -37.1% | 34.6% |
| Capex IntensityCapex / Revenue | 3.4% | 0.5% |
| Cash ConversionOCF / Net Profit | — | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | $-53.2M | $40.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-9.0M | $18.2M | ||
| Q3 25 | $-10.1M | $11.5M | ||
| Q2 25 | $-10.2M | $7.7M | ||
| Q1 25 | $-19.7M | $3.5M | ||
| Q4 24 | $109.0K | $37.8M | ||
| Q3 24 | $12.7M | $-17.6M | ||
| Q2 24 | $7.8M | $11.5M | ||
| Q1 24 | $6.7M | $10.6M |
| Q4 25 | $-9.9M | $17.9M | ||
| Q3 25 | $-11.0M | $11.4M | ||
| Q2 25 | $-12.2M | $7.6M | ||
| Q1 25 | $-20.2M | $3.5M | ||
| Q4 24 | $-347.0K | $37.5M | ||
| Q3 24 | $12.5M | $-17.6M | ||
| Q2 24 | $6.2M | $11.4M | ||
| Q1 24 | $5.2M | $10.5M |
| Q4 25 | -37.1% | 34.6% | ||
| Q3 25 | -40.6% | 23.2% | ||
| Q2 25 | -38.9% | 15.9% | ||
| Q1 25 | -67.3% | 9.2% | ||
| Q4 24 | -0.9% | 96.4% | ||
| Q3 24 | 31.4% | -50.3% | ||
| Q2 24 | 11.5% | 35.1% | ||
| Q1 24 | 9.5% | 35.8% |
| Q4 25 | 3.4% | 0.5% | ||
| Q3 25 | 3.4% | 0.1% | ||
| Q2 25 | 6.2% | 0.2% | ||
| Q1 25 | 1.4% | 0.2% | ||
| Q4 24 | 1.2% | 0.7% | ||
| Q3 24 | 0.4% | 0.2% | ||
| Q2 24 | 3.0% | 0.3% | ||
| Q1 24 | 2.9% | 0.1% |
| Q4 25 | — | 0.52× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 1.81× | ||
| Q3 24 | — | -1.11× | ||
| Q2 24 | — | 0.78× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OSUR
| Product And Services | $24.9M | 93% |
| Other | $1.9M | 7% |
VEL
| Related Party | $19.3M | 37% |
| Nonrelated Party | $16.9M | 33% |
| Other | $15.4M | 30% |
