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Side-by-side financial comparison of 908 Devices Inc. (MASS) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $17.4M, roughly 1.8× 908 Devices Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 24.0%, a 12.3% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 21.2%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $1.3M). Over the past eight quarters, 908 Devices Inc.'s revenue compounded faster (53.0% CAGR vs 23.7%).

908 Devices Inc. develops and manufactures portable, high-performance mass spectrometry devices and analytical solutions. Its products serve use cases across life science research, biopharmaceutical manufacturing, public safety, forensics, and industrial process monitoring, catering to global customers including research institutions, pharmaceutical firms and government agencies.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

MASS vs PDLB — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.8× larger
PDLB
$31.4M
$17.4M
MASS
Growing faster (revenue YoY)
PDLB
PDLB
+16.4% gap
PDLB
37.6%
21.2%
MASS
Higher net margin
PDLB
PDLB
12.3% more per $
PDLB
36.3%
24.0%
MASS
More free cash flow
PDLB
PDLB
$53.3M more FCF
PDLB
$54.6M
$1.3M
MASS
Faster 2-yr revenue CAGR
MASS
MASS
Annualised
MASS
53.0%
23.7%
PDLB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MASS
MASS
PDLB
PDLB
Revenue
$17.4M
$31.4M
Net Profit
$4.2M
$10.1M
Gross Margin
52.7%
Operating Margin
17.8%
43.6%
Net Margin
24.0%
36.3%
Revenue YoY
21.2%
37.6%
Net Profit YoY
121.5%
245.6%
EPS (diluted)
$0.09
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MASS
MASS
PDLB
PDLB
Q4 25
$17.4M
$31.4M
Q3 25
$14.0M
$26.7M
Q2 25
$13.0M
$26.5M
Q1 25
$11.8M
$24.6M
Q4 24
$14.3M
$22.8M
Q3 24
$14.5M
$20.2M
Q2 24
$11.5M
$20.2M
Q1 24
$7.4M
$20.5M
Net Profit
MASS
MASS
PDLB
PDLB
Q4 25
$4.2M
$10.1M
Q3 25
$-15.0M
$6.5M
Q2 25
$-13.3M
$6.1M
Q1 25
$43.6M
$6.0M
Q4 24
$-19.4M
$2.9M
Q3 24
$-29.3M
$2.4M
Q2 24
$-12.5M
$3.2M
Q1 24
$-10.9M
$2.4M
Gross Margin
MASS
MASS
PDLB
PDLB
Q4 25
52.7%
Q3 25
52.5%
Q2 25
48.9%
Q1 25
47.0%
Q4 24
46.5%
Q3 24
53.6%
Q2 24
53.8%
Q1 24
52.4%
Operating Margin
MASS
MASS
PDLB
PDLB
Q4 25
17.8%
43.6%
Q3 25
-116.6%
32.8%
Q2 25
-116.3%
30.2%
Q1 25
-93.6%
32.5%
Q4 24
-116.8%
19.6%
Q3 24
-168.7%
15.2%
Q2 24
-74.5%
21.8%
Q1 24
-102.5%
18.3%
Net Margin
MASS
MASS
PDLB
PDLB
Q4 25
24.0%
36.3%
Q3 25
-107.0%
24.3%
Q2 25
-102.1%
23.0%
Q1 25
370.2%
24.2%
Q4 24
-135.6%
14.1%
Q3 24
-201.8%
12.1%
Q2 24
-109.5%
15.8%
Q1 24
-147.1%
11.8%
EPS (diluted)
MASS
MASS
PDLB
PDLB
Q4 25
$0.09
$0.43
Q3 25
$-0.41
$0.27
Q2 25
$-0.37
$0.25
Q1 25
$1.23
$0.25
Q4 24
$-0.58
$0.11
Q3 24
$-0.84
$0.10
Q2 24
$-0.37
$0.14
Q1 24
$-0.33
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MASS
MASS
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$113.0M
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$143.7M
$541.5M
Total Assets
$190.1M
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MASS
MASS
PDLB
PDLB
Q4 25
$113.0M
$126.2M
Q3 25
$112.1M
$146.6M
Q2 25
$118.6M
$126.6M
Q1 25
$124.3M
$129.9M
Q4 24
$69.6M
$139.8M
Q3 24
$71.7M
$155.8M
Q2 24
$77.4M
$103.2M
Q1 24
$134.2M
$134.7M
Total Debt
MASS
MASS
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
MASS
MASS
PDLB
PDLB
Q4 25
$143.7M
$541.5M
Q3 25
$136.3M
$529.8M
Q2 25
$148.8M
$521.1M
Q1 25
$159.4M
$513.9M
Q4 24
$114.6M
$505.5M
Q3 24
$131.0M
$504.6M
Q2 24
$156.4M
$497.7M
Q1 24
$156.9M
$493.7M
Total Assets
MASS
MASS
PDLB
PDLB
Q4 25
$190.1M
$3.2B
Q3 25
$190.9M
$3.2B
Q2 25
$191.7M
$3.2B
Q1 25
$196.0M
$3.1B
Q4 24
$159.5M
$3.0B
Q3 24
$178.3M
$3.0B
Q2 24
$208.8M
$2.8B
Q1 24
$189.8M
$2.8B
Debt / Equity
MASS
MASS
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MASS
MASS
PDLB
PDLB
Operating Cash FlowLast quarter
$1.3M
$55.6M
Free Cash FlowOCF − Capex
$1.3M
$54.6M
FCF MarginFCF / Revenue
7.6%
173.9%
Capex IntensityCapex / Revenue
0.0%
3.1%
Cash ConversionOCF / Net Profit
0.32×
5.48×
TTM Free Cash FlowTrailing 4 quarters
$-24.7M
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MASS
MASS
PDLB
PDLB
Q4 25
$1.3M
$55.6M
Q3 25
$-4.2M
$1.4M
Q2 25
$-5.8M
$6.2M
Q1 25
$-15.0M
$13.1M
Q4 24
$-2.2M
$7.2M
Q3 24
$-5.6M
$-14.6M
Q2 24
$-13.0M
$-2.6M
Q1 24
$-9.4M
$1.5M
Free Cash Flow
MASS
MASS
PDLB
PDLB
Q4 25
$1.3M
$54.6M
Q3 25
$-4.9M
$786.0K
Q2 25
$-5.9M
$5.9M
Q1 25
$-15.2M
$12.9M
Q4 24
$-2.4M
$4.5M
Q3 24
$-5.8M
$-15.0M
Q2 24
$-13.7M
$-2.6M
Q1 24
$-10.3M
$-315.0K
FCF Margin
MASS
MASS
PDLB
PDLB
Q4 25
7.6%
173.9%
Q3 25
-34.9%
2.9%
Q2 25
-45.3%
22.4%
Q1 25
-128.9%
52.6%
Q4 24
-17.0%
19.7%
Q3 24
-39.7%
-74.1%
Q2 24
-119.4%
-13.0%
Q1 24
-138.2%
-1.5%
Capex Intensity
MASS
MASS
PDLB
PDLB
Q4 25
0.0%
3.1%
Q3 25
4.9%
2.3%
Q2 25
0.9%
1.0%
Q1 25
1.4%
0.6%
Q4 24
1.3%
11.9%
Q3 24
1.1%
2.0%
Q2 24
5.6%
0.3%
Q1 24
12.2%
8.7%
Cash Conversion
MASS
MASS
PDLB
PDLB
Q4 25
0.32×
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
-0.34×
2.20×
Q4 24
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MASS
MASS

Products$14.3M82%
Services$3.0M18%

PDLB
PDLB

Segment breakdown not available.

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