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Side-by-side financial comparison of Mativ Holdings, Inc. (MATV) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

UMB FINANCIAL CORP is the larger business by last-quarter revenue ($739.2M vs $463.1M, roughly 1.6× Mativ Holdings, Inc.). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs 21.8%, a 13.6% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (321.6% vs 1.0%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs -3.8%).

Mativ Holdings, Inc. is a global specialty materials manufacturer producing high-performance advanced polymers, nonwovens, filtration solutions, and functional coated materials. It serves healthcare, industrial, consumer goods, aerospace, and energy segments, with operations across North America, Europe, and Asia Pacific.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

MATV vs UMBF — Head-to-Head

Bigger by revenue
UMBF
UMBF
1.6× larger
UMBF
$739.2M
$463.1M
MATV
Growing faster (revenue YoY)
UMBF
UMBF
+320.6% gap
UMBF
321.6%
1.0%
MATV
Higher net margin
UMBF
UMBF
13.6% more per $
UMBF
35.4%
21.8%
MATV
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
-3.8%
MATV

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
MATV
MATV
UMBF
UMBF
Revenue
$463.1M
$739.2M
Net Profit
$100.8M
$261.4M
Gross Margin
18.8%
Operating Margin
2.2%
Net Margin
21.8%
35.4%
Revenue YoY
1.0%
321.6%
Net Profit YoY
6620.0%
221.4%
EPS (diluted)
$1.87
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MATV
MATV
UMBF
UMBF
Q1 26
$739.2M
Q4 25
$463.1M
$522.5M
Q3 25
$513.7M
$475.0M
Q2 25
$525.4M
$467.0M
Q1 25
$484.8M
$397.6M
Q4 24
$458.6M
$269.0M
Q3 24
$498.5M
$247.4M
Q2 24
$523.8M
$245.1M
Net Profit
MATV
MATV
UMBF
UMBF
Q1 26
$261.4M
Q4 25
$100.8M
$215.4M
Q3 25
$-3.2M
$188.3M
Q2 25
$-9.5M
$217.4M
Q1 25
$-425.5M
$81.3M
Q4 24
$1.5M
$120.0M
Q3 24
$-20.8M
$109.6M
Q2 24
$-1.4M
$101.3M
Gross Margin
MATV
MATV
UMBF
UMBF
Q1 26
Q4 25
18.8%
Q3 25
19.3%
Q2 25
19.7%
Q1 25
15.0%
Q4 24
16.9%
Q3 24
18.8%
Q2 24
20.8%
Operating Margin
MATV
MATV
UMBF
UMBF
Q1 26
Q4 25
2.2%
51.7%
Q3 25
3.1%
49.8%
Q2 25
3.8%
58.9%
Q1 25
-88.8%
23.4%
Q4 24
0.6%
53.8%
Q3 24
1.4%
54.8%
Q2 24
2.0%
51.8%
Net Margin
MATV
MATV
UMBF
UMBF
Q1 26
35.4%
Q4 25
21.8%
41.2%
Q3 25
-0.6%
39.6%
Q2 25
-1.8%
46.5%
Q1 25
-87.8%
20.5%
Q4 24
0.3%
44.6%
Q3 24
-4.2%
44.3%
Q2 24
-0.3%
41.3%
EPS (diluted)
MATV
MATV
UMBF
UMBF
Q1 26
$3.35
Q4 25
$1.87
$2.90
Q3 25
$-0.06
$2.36
Q2 25
$-0.18
$2.82
Q1 25
$-7.82
$1.21
Q4 24
$0.03
$2.44
Q3 24
$-0.38
$2.23
Q2 24
$-0.03
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MATV
MATV
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$84.2M
Total DebtLower is stronger
$1.0B
$477.2M
Stockholders' EquityBook value
$498.7M
$7.8B
Total Assets
$2.1B
$72.7B
Debt / EquityLower = less leverage
2.07×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MATV
MATV
UMBF
UMBF
Q1 26
Q4 25
$84.2M
$7.8B
Q3 25
$97.1M
$8.8B
Q2 25
$95.6M
$11.0B
Q1 25
$84.0M
$10.6B
Q4 24
$94.3M
$8.4B
Q3 24
$162.2M
$7.3B
Q2 24
$133.4M
$5.0B
Total Debt
MATV
MATV
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$1.0B
$474.2M
Q3 25
$1.0B
$471.3M
Q2 25
$1.1B
$657.3M
Q1 25
$1.1B
$654.4M
Q4 24
$1.1B
$385.3M
Q3 24
$1.2B
$384.8M
Q2 24
$1.2B
$384.2M
Stockholders' Equity
MATV
MATV
UMBF
UMBF
Q1 26
$7.8B
Q4 25
$498.7M
$7.7B
Q3 25
$397.4M
$7.4B
Q2 25
$416.6M
$7.3B
Q1 25
$428.2M
$6.7B
Q4 24
$858.5M
$3.5B
Q3 24
$882.3M
$3.5B
Q2 24
$898.0M
$3.2B
Total Assets
MATV
MATV
UMBF
UMBF
Q1 26
$72.7B
Q4 25
$2.1B
$73.1B
Q3 25
$2.0B
$71.9B
Q2 25
$2.1B
$71.8B
Q1 25
$2.1B
$69.3B
Q4 24
$2.4B
$50.4B
Q3 24
$2.6B
$47.5B
Q2 24
$2.6B
$44.5B
Debt / Equity
MATV
MATV
UMBF
UMBF
Q1 26
0.06×
Q4 25
2.07×
0.06×
Q3 25
2.63×
0.06×
Q2 25
2.66×
0.09×
Q1 25
2.67×
0.10×
Q4 24
1.30×
0.11×
Q3 24
1.32×
0.11×
Q2 24
1.29×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MATV
MATV
UMBF
UMBF
Operating Cash FlowLast quarter
$19.3M
Free Cash FlowOCF − Capex
$8.0M
FCF MarginFCF / Revenue
1.7%
Capex IntensityCapex / Revenue
2.4%
Cash ConversionOCF / Net Profit
0.19×
TTM Free Cash FlowTrailing 4 quarters
$93.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MATV
MATV
UMBF
UMBF
Q1 26
Q4 25
$19.3M
$106.1M
Q3 25
$72.8M
$272.2M
Q2 25
$57.6M
$285.4M
Q1 25
$-15.9M
$363.0M
Q4 24
$24.1M
$-66.9M
Q3 24
$37.6M
$123.6M
Q2 24
$46.1M
$112.4M
Free Cash Flow
MATV
MATV
UMBF
UMBF
Q1 26
Q4 25
$8.0M
$95.3M
Q3 25
$66.7M
$257.8M
Q2 25
$48.9M
$270.8M
Q1 25
$-29.8M
$354.2M
Q4 24
$2.0M
$-77.1M
Q3 24
$25.5M
$117.7M
Q2 24
$37.4M
$106.7M
FCF Margin
MATV
MATV
UMBF
UMBF
Q1 26
Q4 25
1.7%
18.2%
Q3 25
13.0%
54.3%
Q2 25
9.3%
58.0%
Q1 25
-6.1%
89.1%
Q4 24
0.4%
-28.6%
Q3 24
5.1%
47.6%
Q2 24
7.1%
43.5%
Capex Intensity
MATV
MATV
UMBF
UMBF
Q1 26
Q4 25
2.4%
2.1%
Q3 25
1.2%
3.0%
Q2 25
1.7%
3.1%
Q1 25
2.9%
2.2%
Q4 24
4.8%
3.8%
Q3 24
2.4%
2.4%
Q2 24
1.7%
2.3%
Cash Conversion
MATV
MATV
UMBF
UMBF
Q1 26
Q4 25
0.19×
0.49×
Q3 25
1.45×
Q2 25
1.31×
Q1 25
4.46×
Q4 24
16.07×
-0.56×
Q3 24
1.13×
Q2 24
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MATV
MATV

Other$208.7M45%
SAS Segment$157.4M34%
FAM Segment$97.0M21%

UMBF
UMBF

Segment breakdown not available.

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