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Side-by-side financial comparison of Matson, Inc. (MATX) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

Matson, Inc. is the larger business by last-quarter revenue ($851.9M vs $739.2M, roughly 1.2× UMB FINANCIAL CORP). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs 16.8%, a 18.6% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (31.1% vs -4.3%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs 8.6%).

Matson, Inc., is an American shipping and navigation services company headquartered in Honolulu, Hawaii. Founded in 1882, Matson, Inc.'s subsidiary Matson Navigation Company provides ocean shipping services across the Pacific to Hawaii, Alaska, Guam, Micronesia, the Pacific islands, China, and Japan.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

MATX vs UMBF — Head-to-Head

Bigger by revenue
MATX
MATX
1.2× larger
MATX
$851.9M
$739.2M
UMBF
Growing faster (revenue YoY)
UMBF
UMBF
+35.4% gap
UMBF
31.1%
-4.3%
MATX
Higher net margin
UMBF
UMBF
18.6% more per $
UMBF
35.4%
16.8%
MATX
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
8.6%
MATX

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
MATX
MATX
UMBF
UMBF
Revenue
$851.9M
$739.2M
Net Profit
$143.1M
$261.4M
Gross Margin
Operating Margin
16.9%
Net Margin
16.8%
35.4%
Revenue YoY
-4.3%
31.1%
Net Profit YoY
11.8%
221.4%
EPS (diluted)
$4.47
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MATX
MATX
UMBF
UMBF
Q1 26
$739.2M
Q4 25
$851.9M
$522.5M
Q3 25
$880.1M
$475.0M
Q2 25
$830.5M
$467.0M
Q1 25
$782.0M
$397.6M
Q4 24
$890.3M
$269.0M
Q3 24
$962.0M
$247.4M
Q2 24
$847.4M
$245.1M
Net Profit
MATX
MATX
UMBF
UMBF
Q1 26
$261.4M
Q4 25
$143.1M
$215.4M
Q3 25
$134.7M
$188.3M
Q2 25
$94.7M
$217.4M
Q1 25
$72.3M
$81.3M
Q4 24
$128.0M
$120.0M
Q3 24
$199.1M
$109.6M
Q2 24
$113.2M
$101.3M
Operating Margin
MATX
MATX
UMBF
UMBF
Q1 26
Q4 25
16.9%
51.7%
Q3 25
18.3%
49.8%
Q2 25
13.6%
58.9%
Q1 25
10.5%
23.4%
Q4 24
16.6%
53.8%
Q3 24
25.2%
54.8%
Q2 24
14.7%
51.8%
Net Margin
MATX
MATX
UMBF
UMBF
Q1 26
35.4%
Q4 25
16.8%
41.2%
Q3 25
15.3%
39.6%
Q2 25
11.4%
46.5%
Q1 25
9.2%
20.5%
Q4 24
14.4%
44.6%
Q3 24
20.7%
44.3%
Q2 24
13.4%
41.3%
EPS (diluted)
MATX
MATX
UMBF
UMBF
Q1 26
$3.35
Q4 25
$4.47
$2.90
Q3 25
$4.24
$2.36
Q2 25
$2.92
$2.82
Q1 25
$2.18
$1.21
Q4 24
$3.69
$2.44
Q3 24
$5.89
$2.23
Q2 24
$3.31
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MATX
MATX
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$141.9M
Total DebtLower is stronger
$361.2M
$477.2M
Stockholders' EquityBook value
$2.8B
$7.8B
Total Assets
$4.6B
$72.7B
Debt / EquityLower = less leverage
0.13×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MATX
MATX
UMBF
UMBF
Q1 26
Q4 25
$141.9M
$7.8B
Q3 25
$92.7M
$8.8B
Q2 25
$59.1M
$11.0B
Q1 25
$122.0M
$10.6B
Q4 24
$266.8M
$8.4B
Q3 24
$270.3M
$7.3B
Q2 24
$168.2M
$5.0B
Total Debt
MATX
MATX
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$361.2M
$474.2M
Q3 25
$370.9M
$471.3M
Q2 25
$341.3M
$657.3M
Q1 25
$351.1M
$654.4M
Q4 24
$361.2M
$385.3M
Q3 24
$370.9M
$384.8M
Q2 24
$381.0M
$384.2M
Stockholders' Equity
MATX
MATX
UMBF
UMBF
Q1 26
$7.8B
Q4 25
$2.8B
$7.7B
Q3 25
$2.7B
$7.4B
Q2 25
$2.6B
$7.3B
Q1 25
$2.6B
$6.7B
Q4 24
$2.7B
$3.5B
Q3 24
$2.6B
$3.5B
Q2 24
$2.4B
$3.2B
Total Assets
MATX
MATX
UMBF
UMBF
Q1 26
$72.7B
Q4 25
$4.6B
$73.1B
Q3 25
$4.6B
$71.9B
Q2 25
$4.5B
$71.8B
Q1 25
$4.5B
$69.3B
Q4 24
$4.6B
$50.4B
Q3 24
$4.4B
$47.5B
Q2 24
$4.3B
$44.5B
Debt / Equity
MATX
MATX
UMBF
UMBF
Q1 26
0.06×
Q4 25
0.13×
0.06×
Q3 25
0.14×
0.06×
Q2 25
0.13×
0.09×
Q1 25
0.13×
0.10×
Q4 24
0.14×
0.11×
Q3 24
0.15×
0.11×
Q2 24
0.16×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MATX
MATX
UMBF
UMBF
Operating Cash FlowLast quarter
$176.9M
Free Cash FlowOCF − Capex
$42.2M
FCF MarginFCF / Revenue
5.0%
Capex IntensityCapex / Revenue
15.8%
Cash ConversionOCF / Net Profit
1.24×
TTM Free Cash FlowTrailing 4 quarters
$153.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MATX
MATX
UMBF
UMBF
Q1 26
Q4 25
$176.9M
$106.1M
Q3 25
$175.6M
$272.2M
Q2 25
$105.6M
$285.4M
Q1 25
$89.0M
$363.0M
Q4 24
$174.7M
$-66.9M
Q3 24
$248.6M
$123.6M
Q2 24
$307.9M
$112.4M
Free Cash Flow
MATX
MATX
UMBF
UMBF
Q1 26
Q4 25
$42.2M
$95.3M
Q3 25
$92.4M
$257.8M
Q2 25
$19.3M
$270.8M
Q1 25
$-200.0K
$354.2M
Q4 24
$49.3M
$-77.1M
Q3 24
$189.0M
$117.7M
Q2 24
$238.1M
$106.7M
FCF Margin
MATX
MATX
UMBF
UMBF
Q1 26
Q4 25
5.0%
18.2%
Q3 25
10.5%
54.3%
Q2 25
2.3%
58.0%
Q1 25
-0.0%
89.1%
Q4 24
5.5%
-28.6%
Q3 24
19.6%
47.6%
Q2 24
28.1%
43.5%
Capex Intensity
MATX
MATX
UMBF
UMBF
Q1 26
Q4 25
15.8%
2.1%
Q3 25
9.5%
3.0%
Q2 25
10.4%
3.1%
Q1 25
11.4%
2.2%
Q4 24
14.1%
3.8%
Q3 24
6.2%
2.4%
Q2 24
8.2%
2.3%
Cash Conversion
MATX
MATX
UMBF
UMBF
Q1 26
Q4 25
1.24×
0.49×
Q3 25
1.30×
1.45×
Q2 25
1.12×
1.31×
Q1 25
1.23×
4.46×
Q4 24
1.36×
-0.56×
Q3 24
1.25×
1.13×
Q2 24
2.72×
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MATX
MATX

Ocean Transportation Segment$704.2M83%
Logistics Services Segment$147.7M17%

UMBF
UMBF

Segment breakdown not available.

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