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Side-by-side financial comparison of Marathon Bancorp, Inc. (MBBC) and VirTra, Inc (VTSI). Click either name above to swap in a different company.
VirTra, Inc is the larger business by last-quarter revenue ($2.9M vs $2.2M, roughly 1.3× Marathon Bancorp, Inc.). Marathon Bancorp, Inc. runs the higher net margin — 22.3% vs -27.2%, a 49.5% gap on every dollar of revenue. On growth, Marathon Bancorp, Inc. posted the faster year-over-year revenue change (41.7% vs -46.5%). Marathon Bancorp, Inc. produced more free cash flow last quarter ($1.4M vs $-2.1M). Over the past eight quarters, Marathon Bancorp, Inc.'s revenue compounded faster (20.3% CAGR vs -37.0%).
Marathon Bancorp, Inc. is a Maryland-based financial holding company that primarily operates through its community bank subsidiary. It offers a full range of retail and commercial banking products including deposit accounts, consumer loans, commercial mortgages, and small business financing, serving individual and small-to-medium enterprise customers across local markets in Maryland.
VirTra, Inc. is a global provider of highly realistic immersive training simulators and supporting curriculum, primarily serving law enforcement agencies, military units, and public safety organizations. Its scenario-based training systems are designed to enhance frontline personnel's decision-making, de-escalation skills, and on-duty operational safety.
MBBC vs VTSI — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $2.2M | $2.9M |
| Net Profit | $501.4K | $-792.4K |
| Gross Margin | — | 57.5% |
| Operating Margin | 26.2% | -47.9% |
| Net Margin | 22.3% | -27.2% |
| Revenue YoY | 41.7% | -46.5% |
| Net Profit YoY | 880.7% | 10.8% |
| EPS (diluted) | $0.19 | $-0.08 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.2M | $2.9M | ||
| Q3 25 | $2.1M | $5.3M | ||
| Q2 25 | $1.9M | $7.0M | ||
| Q1 25 | $1.7M | $7.2M | ||
| Q4 24 | $1.6M | $5.4M | ||
| Q3 24 | $1.6M | $7.5M | ||
| Q2 24 | $1.6M | $6.1M | ||
| Q1 24 | $1.6M | $7.3M |
| Q4 25 | $501.4K | $-792.4K | ||
| Q3 25 | $444.3K | $-388.6K | ||
| Q2 25 | $-332.0K | $175.3K | ||
| Q1 25 | $148.4K | $1.3M | ||
| Q4 24 | $51.1K | $-888.3K | ||
| Q3 24 | $174.9K | $583.1K | ||
| Q2 24 | $85.8K | $1.2M | ||
| Q1 24 | $-631.1K | $468.2K |
| Q4 25 | — | 57.5% | ||
| Q3 25 | — | 65.8% | ||
| Q2 25 | — | 69.0% | ||
| Q1 25 | — | 72.6% | ||
| Q4 24 | — | 67.5% | ||
| Q3 24 | — | 73.5% | ||
| Q2 24 | — | 90.9% | ||
| Q1 24 | — | 64.2% |
| Q4 25 | 26.2% | -47.9% | ||
| Q3 25 | 25.5% | -8.4% | ||
| Q2 25 | -25.7% | 13.1% | ||
| Q1 25 | 11.6% | 19.1% | ||
| Q4 24 | 3.3% | -9.9% | ||
| Q3 24 | 13.4% | 10.1% | ||
| Q2 24 | 4.1% | 18.6% | ||
| Q1 24 | -53.7% | 8.9% |
| Q4 25 | 22.3% | -27.2% | ||
| Q3 25 | 20.7% | -7.3% | ||
| Q2 25 | -18.9% | 2.5% | ||
| Q1 25 | 8.9% | 17.7% | ||
| Q4 24 | 3.2% | -16.3% | ||
| Q3 24 | 10.8% | 7.8% | ||
| Q2 24 | 6.2% | 19.8% | ||
| Q1 24 | -40.7% | 6.4% |
| Q4 25 | $0.19 | $-0.08 | ||
| Q3 25 | $0.17 | $-0.03 | ||
| Q2 25 | $-0.13 | $0.02 | ||
| Q1 25 | $0.07 | $0.11 | ||
| Q4 24 | $0.02 | $-0.08 | ||
| Q3 24 | $0.06 | $0.05 | ||
| Q2 24 | $0.07 | $0.11 | ||
| Q1 24 | $-0.31 | $0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $18.6M |
| Total DebtLower is stronger | — | $7.5M |
| Stockholders' EquityBook value | $46.9M | $45.6M |
| Total Assets | $248.0M | $65.1M |
| Debt / EquityLower = less leverage | — | 0.17× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $18.6M | ||
| Q3 25 | — | $20.8M | ||
| Q2 25 | — | $20.7M | ||
| Q1 25 | — | $17.6M | ||
| Q4 24 | — | $18.0M | ||
| Q3 24 | — | $19.7M | ||
| Q2 24 | — | $18.4M | ||
| Q1 24 | — | $22.4M |
| Q4 25 | — | $7.5M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $7.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $46.9M | $45.6M | ||
| Q3 25 | $46.3M | $46.3M | ||
| Q2 25 | $45.7M | $46.8M | ||
| Q1 25 | $32.0M | $46.5M | ||
| Q4 24 | $31.7M | $45.2M | ||
| Q3 24 | $31.6M | $45.7M | ||
| Q2 24 | $31.3M | $44.9M | ||
| Q1 24 | $31.4M | $43.5M |
| Q4 25 | $248.0M | $65.1M | ||
| Q3 25 | $246.0M | $66.2M | ||
| Q2 25 | $238.8M | $67.4M | ||
| Q1 25 | $236.8M | $66.8M | ||
| Q4 24 | $217.9M | $65.0M | ||
| Q3 24 | $216.5M | $66.1M | ||
| Q2 24 | $219.3M | $66.0M | ||
| Q1 24 | $225.8M | $69.4M |
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.17× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $1.4M | $-1.5M |
| Free Cash FlowOCF − Capex | $1.4M | $-2.1M |
| FCF MarginFCF / Revenue | 62.3% | -72.5% |
| Capex IntensityCapex / Revenue | 0.6% | 21.2% |
| Cash ConversionOCF / Net Profit | 2.82× | — |
| TTM Free Cash FlowTrailing 4 quarters | $3.9M | $2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.4M | $-1.5M | ||
| Q3 25 | $464.0K | $36.3K | ||
| Q2 25 | $1.4M | $6.0M | ||
| Q1 25 | $849.0K | $65.7K | ||
| Q4 24 | $113.6K | $-908.7K | ||
| Q3 24 | $945.2K | $897.7K | ||
| Q2 24 | $416.6K | $-3.9M | ||
| Q1 24 | $-802.1K | $5.1M |
| Q4 25 | $1.4M | $-2.1M | ||
| Q3 25 | $456.6K | $-61.2K | ||
| Q2 25 | $1.3M | $5.4M | ||
| Q1 25 | $773.2K | $-362.7K | ||
| Q4 24 | $105.0K | $-1.1M | ||
| Q3 24 | $921.6K | $814.2K | ||
| Q2 24 | $-1.8M | $-3.9M | ||
| Q1 24 | $-1.1M | $3.6M |
| Q4 25 | 62.3% | -72.5% | ||
| Q3 25 | 21.3% | -1.1% | ||
| Q2 25 | 66.0% | 77.6% | ||
| Q1 25 | 46.3% | -5.1% | ||
| Q4 24 | 6.6% | -19.5% | ||
| Q3 24 | 57.1% | 10.9% | ||
| Q2 24 | -118.5% | -64.7% | ||
| Q1 24 | -67.9% | 48.9% |
| Q4 25 | 0.6% | 21.2% | ||
| Q3 25 | 0.3% | 1.8% | ||
| Q2 25 | 9.3% | 8.1% | ||
| Q1 25 | 4.5% | 6.0% | ||
| Q4 24 | 0.5% | 2.8% | ||
| Q3 24 | 1.5% | 1.1% | ||
| Q2 24 | 145.2% | 1.0% | ||
| Q1 24 | 16.2% | 21.1% |
| Q4 25 | 2.82× | — | ||
| Q3 25 | 1.04× | — | ||
| Q2 25 | — | 34.12× | ||
| Q1 25 | 5.72× | 0.05× | ||
| Q4 24 | 2.22× | — | ||
| Q3 24 | 5.40× | 1.54× | ||
| Q2 24 | 4.85× | -3.22× | ||
| Q1 24 | — | 10.97× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.