vs

Side-by-side financial comparison of Marathon Bancorp, Inc. (MBBC) and VirTra, Inc (VTSI). Click either name above to swap in a different company.

VirTra, Inc is the larger business by last-quarter revenue ($2.9M vs $2.2M, roughly 1.3× Marathon Bancorp, Inc.). Marathon Bancorp, Inc. runs the higher net margin — 22.3% vs -27.2%, a 49.5% gap on every dollar of revenue. On growth, Marathon Bancorp, Inc. posted the faster year-over-year revenue change (41.7% vs -46.5%). Marathon Bancorp, Inc. produced more free cash flow last quarter ($1.4M vs $-2.1M). Over the past eight quarters, Marathon Bancorp, Inc.'s revenue compounded faster (20.3% CAGR vs -37.0%).

Marathon Bancorp, Inc. is a Maryland-based financial holding company that primarily operates through its community bank subsidiary. It offers a full range of retail and commercial banking products including deposit accounts, consumer loans, commercial mortgages, and small business financing, serving individual and small-to-medium enterprise customers across local markets in Maryland.

VirTra, Inc. is a global provider of highly realistic immersive training simulators and supporting curriculum, primarily serving law enforcement agencies, military units, and public safety organizations. Its scenario-based training systems are designed to enhance frontline personnel's decision-making, de-escalation skills, and on-duty operational safety.

MBBC vs VTSI — Head-to-Head

Bigger by revenue
VTSI
VTSI
1.3× larger
VTSI
$2.9M
$2.2M
MBBC
Growing faster (revenue YoY)
MBBC
MBBC
+88.2% gap
MBBC
41.7%
-46.5%
VTSI
Higher net margin
MBBC
MBBC
49.5% more per $
MBBC
22.3%
-27.2%
VTSI
More free cash flow
MBBC
MBBC
$3.5M more FCF
MBBC
$1.4M
$-2.1M
VTSI
Faster 2-yr revenue CAGR
MBBC
MBBC
Annualised
MBBC
20.3%
-37.0%
VTSI

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
MBBC
MBBC
VTSI
VTSI
Revenue
$2.2M
$2.9M
Net Profit
$501.4K
$-792.4K
Gross Margin
57.5%
Operating Margin
26.2%
-47.9%
Net Margin
22.3%
-27.2%
Revenue YoY
41.7%
-46.5%
Net Profit YoY
880.7%
10.8%
EPS (diluted)
$0.19
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MBBC
MBBC
VTSI
VTSI
Q4 25
$2.2M
$2.9M
Q3 25
$2.1M
$5.3M
Q2 25
$1.9M
$7.0M
Q1 25
$1.7M
$7.2M
Q4 24
$1.6M
$5.4M
Q3 24
$1.6M
$7.5M
Q2 24
$1.6M
$6.1M
Q1 24
$1.6M
$7.3M
Net Profit
MBBC
MBBC
VTSI
VTSI
Q4 25
$501.4K
$-792.4K
Q3 25
$444.3K
$-388.6K
Q2 25
$-332.0K
$175.3K
Q1 25
$148.4K
$1.3M
Q4 24
$51.1K
$-888.3K
Q3 24
$174.9K
$583.1K
Q2 24
$85.8K
$1.2M
Q1 24
$-631.1K
$468.2K
Gross Margin
MBBC
MBBC
VTSI
VTSI
Q4 25
57.5%
Q3 25
65.8%
Q2 25
69.0%
Q1 25
72.6%
Q4 24
67.5%
Q3 24
73.5%
Q2 24
90.9%
Q1 24
64.2%
Operating Margin
MBBC
MBBC
VTSI
VTSI
Q4 25
26.2%
-47.9%
Q3 25
25.5%
-8.4%
Q2 25
-25.7%
13.1%
Q1 25
11.6%
19.1%
Q4 24
3.3%
-9.9%
Q3 24
13.4%
10.1%
Q2 24
4.1%
18.6%
Q1 24
-53.7%
8.9%
Net Margin
MBBC
MBBC
VTSI
VTSI
Q4 25
22.3%
-27.2%
Q3 25
20.7%
-7.3%
Q2 25
-18.9%
2.5%
Q1 25
8.9%
17.7%
Q4 24
3.2%
-16.3%
Q3 24
10.8%
7.8%
Q2 24
6.2%
19.8%
Q1 24
-40.7%
6.4%
EPS (diluted)
MBBC
MBBC
VTSI
VTSI
Q4 25
$0.19
$-0.08
Q3 25
$0.17
$-0.03
Q2 25
$-0.13
$0.02
Q1 25
$0.07
$0.11
Q4 24
$0.02
$-0.08
Q3 24
$0.06
$0.05
Q2 24
$0.07
$0.11
Q1 24
$-0.31
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MBBC
MBBC
VTSI
VTSI
Cash + ST InvestmentsLiquidity on hand
$18.6M
Total DebtLower is stronger
$7.5M
Stockholders' EquityBook value
$46.9M
$45.6M
Total Assets
$248.0M
$65.1M
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MBBC
MBBC
VTSI
VTSI
Q4 25
$18.6M
Q3 25
$20.8M
Q2 25
$20.7M
Q1 25
$17.6M
Q4 24
$18.0M
Q3 24
$19.7M
Q2 24
$18.4M
Q1 24
$22.4M
Total Debt
MBBC
MBBC
VTSI
VTSI
Q4 25
$7.5M
Q3 25
Q2 25
Q1 25
Q4 24
$7.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
MBBC
MBBC
VTSI
VTSI
Q4 25
$46.9M
$45.6M
Q3 25
$46.3M
$46.3M
Q2 25
$45.7M
$46.8M
Q1 25
$32.0M
$46.5M
Q4 24
$31.7M
$45.2M
Q3 24
$31.6M
$45.7M
Q2 24
$31.3M
$44.9M
Q1 24
$31.4M
$43.5M
Total Assets
MBBC
MBBC
VTSI
VTSI
Q4 25
$248.0M
$65.1M
Q3 25
$246.0M
$66.2M
Q2 25
$238.8M
$67.4M
Q1 25
$236.8M
$66.8M
Q4 24
$217.9M
$65.0M
Q3 24
$216.5M
$66.1M
Q2 24
$219.3M
$66.0M
Q1 24
$225.8M
$69.4M
Debt / Equity
MBBC
MBBC
VTSI
VTSI
Q4 25
0.17×
Q3 25
Q2 25
Q1 25
Q4 24
0.17×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MBBC
MBBC
VTSI
VTSI
Operating Cash FlowLast quarter
$1.4M
$-1.5M
Free Cash FlowOCF − Capex
$1.4M
$-2.1M
FCF MarginFCF / Revenue
62.3%
-72.5%
Capex IntensityCapex / Revenue
0.6%
21.2%
Cash ConversionOCF / Net Profit
2.82×
TTM Free Cash FlowTrailing 4 quarters
$3.9M
$2.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MBBC
MBBC
VTSI
VTSI
Q4 25
$1.4M
$-1.5M
Q3 25
$464.0K
$36.3K
Q2 25
$1.4M
$6.0M
Q1 25
$849.0K
$65.7K
Q4 24
$113.6K
$-908.7K
Q3 24
$945.2K
$897.7K
Q2 24
$416.6K
$-3.9M
Q1 24
$-802.1K
$5.1M
Free Cash Flow
MBBC
MBBC
VTSI
VTSI
Q4 25
$1.4M
$-2.1M
Q3 25
$456.6K
$-61.2K
Q2 25
$1.3M
$5.4M
Q1 25
$773.2K
$-362.7K
Q4 24
$105.0K
$-1.1M
Q3 24
$921.6K
$814.2K
Q2 24
$-1.8M
$-3.9M
Q1 24
$-1.1M
$3.6M
FCF Margin
MBBC
MBBC
VTSI
VTSI
Q4 25
62.3%
-72.5%
Q3 25
21.3%
-1.1%
Q2 25
66.0%
77.6%
Q1 25
46.3%
-5.1%
Q4 24
6.6%
-19.5%
Q3 24
57.1%
10.9%
Q2 24
-118.5%
-64.7%
Q1 24
-67.9%
48.9%
Capex Intensity
MBBC
MBBC
VTSI
VTSI
Q4 25
0.6%
21.2%
Q3 25
0.3%
1.8%
Q2 25
9.3%
8.1%
Q1 25
4.5%
6.0%
Q4 24
0.5%
2.8%
Q3 24
1.5%
1.1%
Q2 24
145.2%
1.0%
Q1 24
16.2%
21.1%
Cash Conversion
MBBC
MBBC
VTSI
VTSI
Q4 25
2.82×
Q3 25
1.04×
Q2 25
34.12×
Q1 25
5.72×
0.05×
Q4 24
2.22×
Q3 24
5.40×
1.54×
Q2 24
4.85×
-3.22×
Q1 24
10.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons