vs

Side-by-side financial comparison of Mechanics Bancorp (MCHB) and Construction Partners, Inc. (ROAD). Click either name above to swap in a different company.

Construction Partners, Inc. is the larger business by last-quarter revenue ($809.5M vs $458.8M, roughly 1.8× Mechanics Bancorp). Mechanics Bancorp produced more free cash flow last quarter ($187.1M vs $47.1M). Over the past eight quarters, Mechanics Bancorp's revenue compounded faster (232.1% CAGR vs 47.6%).

Mechanics Bancorp is a U.S.-headquartered bank holding company operating Mechanics Bank as its core subsidiary. It offers retail banking, commercial banking, and wealth management services including deposits, loans, and investment advisory, primarily serving consumers and small-to-medium enterprises across California.

Alexander Construction Company was a Palm Springs, California, residential development company that built over 2,200 houses in the Coachella Valley of Riverside County, California, between 1955 and 1965.

MCHB vs ROAD — Head-to-Head

Bigger by revenue
ROAD
ROAD
1.8× larger
ROAD
$809.5M
$458.8M
MCHB
More free cash flow
MCHB
MCHB
$140.0M more FCF
MCHB
$187.1M
$47.1M
ROAD
Faster 2-yr revenue CAGR
MCHB
MCHB
Annualised
MCHB
232.1%
47.6%
ROAD

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
MCHB
MCHB
ROAD
ROAD
Revenue
$458.8M
$809.5M
Net Profit
$17.2M
Gross Margin
15.0%
Operating Margin
6.2%
Net Margin
2.1%
Revenue YoY
44.1%
Net Profit YoY
663.9%
EPS (diluted)
$0.31

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MCHB
MCHB
ROAD
ROAD
Q4 25
$458.8M
$809.5M
Q3 25
$255.4M
$899.8M
Q2 25
$49.0M
$779.3M
Q1 25
$45.4M
$571.6M
Q4 24
$29.6M
$561.6M
Q3 24
$147.9M
$538.2M
Q2 24
$42.9M
$517.8M
Q1 24
$41.6M
$371.4M
Net Profit
MCHB
MCHB
ROAD
ROAD
Q4 25
$17.2M
Q3 25
$55.2M
$56.6M
Q2 25
$-4.4M
$44.0M
Q1 25
$-4.5M
$4.2M
Q4 24
$-123.3M
$-3.1M
Q3 24
$39.9M
$29.3M
Q2 24
$-6.2M
$30.9M
Q1 24
$-7.5M
$-1.1M
Gross Margin
MCHB
MCHB
ROAD
ROAD
Q4 25
15.0%
Q3 25
17.7%
Q2 25
16.9%
Q1 25
12.5%
Q4 24
13.6%
Q3 24
15.6%
Q2 24
16.1%
Q1 24
10.4%
Operating Margin
MCHB
MCHB
ROAD
ROAD
Q4 25
6.2%
Q3 25
17.7%
11.2%
Q2 25
-9.8%
10.6%
Q1 25
-10.5%
4.8%
Q4 24
-312.2%
2.5%
Q3 24
37.5%
8.5%
Q2 24
-18.6%
8.8%
Q1 24
-25.4%
0.8%
Net Margin
MCHB
MCHB
ROAD
ROAD
Q4 25
2.1%
Q3 25
21.6%
6.3%
Q2 25
-9.0%
5.7%
Q1 25
-9.8%
0.7%
Q4 24
-416.4%
-0.5%
Q3 24
27.0%
5.4%
Q2 24
-14.5%
6.0%
Q1 24
-18.0%
-0.3%
EPS (diluted)
MCHB
MCHB
ROAD
ROAD
Q4 25
$0.31
Q3 25
$0.26
$1.03
Q2 25
$-0.23
$0.79
Q1 25
$-0.24
$0.08
Q4 24
$-6.53
$-0.06
Q3 24
$0.20
$0.55
Q2 24
$-0.33
$0.59
Q1 24
$-0.40
$-0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MCHB
MCHB
ROAD
ROAD
Cash + ST InvestmentsLiquidity on hand
$1.0B
$104.1M
Total DebtLower is stronger
$192.0M
Stockholders' EquityBook value
$2.9B
$969.1M
Total Assets
$22.4B
$3.4B
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MCHB
MCHB
ROAD
ROAD
Q4 25
$1.0B
$104.1M
Q3 25
$1.4B
$156.1M
Q2 25
$201.1M
$114.3M
Q1 25
$252.2M
$101.9M
Q4 24
$999.7M
$132.5M
Q3 24
$205.9M
$74.7M
Q2 24
$218.7M
$56.3M
Q1 24
$320.3M
$48.0M
Total Debt
MCHB
MCHB
ROAD
ROAD
Q4 25
$192.0M
Q3 25
$190.1M
$1.6B
Q2 25
$225.3M
Q1 25
$225.2M
Q4 24
$0
Q3 24
$0
$515.0M
Q2 24
$224.9M
Q1 24
$224.9M
Stockholders' Equity
MCHB
MCHB
ROAD
ROAD
Q4 25
$2.9B
$969.1M
Q3 25
$2.8B
$912.0M
Q2 25
$2.4B
$853.3M
Q1 25
$400.8M
$807.9M
Q4 24
$2.3B
$811.1M
Q3 24
$2.3B
$573.7M
Q2 24
$2.2B
$552.9M
Q1 24
$527.3M
$525.0M
Total Assets
MCHB
MCHB
ROAD
ROAD
Q4 25
$22.4B
$3.4B
Q3 25
$22.7B
$3.2B
Q2 25
$7.6B
$2.9B
Q1 25
$7.8B
$2.8B
Q4 24
$16.5B
$2.6B
Q3 24
$9.2B
$1.5B
Q2 24
$9.3B
$1.4B
Q1 24
$9.5B
$1.3B
Debt / Equity
MCHB
MCHB
ROAD
ROAD
Q4 25
0.07×
Q3 25
0.07×
1.78×
Q2 25
0.09×
Q1 25
0.56×
Q4 24
0.00×
Q3 24
0.00×
0.90×
Q2 24
0.10×
Q1 24
0.43×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MCHB
MCHB
ROAD
ROAD
Operating Cash FlowLast quarter
$193.6M
$82.6M
Free Cash FlowOCF − Capex
$187.1M
$47.1M
FCF MarginFCF / Revenue
40.8%
5.8%
Capex IntensityCapex / Revenue
1.4%
4.4%
Cash ConversionOCF / Net Profit
4.80×
TTM Free Cash FlowTrailing 4 quarters
$263.7M
$186.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MCHB
MCHB
ROAD
ROAD
Q4 25
$193.6M
$82.6M
Q3 25
$112.0M
$112.0M
Q2 25
$-9.8M
$83.0M
Q1 25
$-22.5M
$55.6M
Q4 24
$292.3M
$40.7M
Q3 24
$247.0M
$95.9M
Q2 24
$-21.8M
$34.6M
Q1 24
$-7.8M
$18.2M
Free Cash Flow
MCHB
MCHB
ROAD
ROAD
Q4 25
$187.1M
$47.1M
Q3 25
$109.1M
$78.9M
Q2 25
$-9.9M
$46.4M
Q1 25
$-22.6M
$14.2M
Q4 24
$285.9M
$13.8M
Q3 24
$244.5M
$78.4M
Q2 24
$-22.0M
$19.7M
Q1 24
$-13.9M
$-10.6M
FCF Margin
MCHB
MCHB
ROAD
ROAD
Q4 25
40.8%
5.8%
Q3 25
42.7%
8.8%
Q2 25
-20.2%
5.9%
Q1 25
-49.7%
2.5%
Q4 24
965.3%
2.5%
Q3 24
165.4%
14.6%
Q2 24
-51.3%
3.8%
Q1 24
-33.4%
-2.8%
Capex Intensity
MCHB
MCHB
ROAD
ROAD
Q4 25
1.4%
4.4%
Q3 25
1.1%
3.7%
Q2 25
0.2%
4.7%
Q1 25
0.1%
7.2%
Q4 24
21.5%
4.8%
Q3 24
1.7%
3.3%
Q2 24
0.7%
2.9%
Q1 24
14.6%
7.7%
Cash Conversion
MCHB
MCHB
ROAD
ROAD
Q4 25
4.80×
Q3 25
2.03×
1.98×
Q2 25
1.88×
Q1 25
13.20×
Q4 24
Q3 24
6.18×
3.27×
Q2 24
1.12×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons