vs

Side-by-side financial comparison of Mechanics Bancorp (MCHB) and StubHub Holdings, Inc. (STUB). Click either name above to swap in a different company.

StubHub Holdings, Inc. is the larger business by last-quarter revenue ($468.1M vs $458.8M, roughly 1.0× Mechanics Bancorp). Mechanics Bancorp produced more free cash flow last quarter ($187.1M vs $180.3M).

Mechanics Bancorp is a U.S.-headquartered bank holding company operating Mechanics Bank as its core subsidiary. It offers retail banking, commercial banking, and wealth management services including deposits, loans, and investment advisory, primarily serving consumers and small-to-medium enterprises across California.

StubHub Holdings operates a leading global online ticket marketplace for live entertainment events. It facilitates secure resale and direct purchase of tickets for concerts, sports matches, theater performances and other live experiences, serving consumers, event organizers and sellers across North America, Europe and Asia-Pacific.

MCHB vs STUB — Head-to-Head

Bigger by revenue
STUB
STUB
1.0× larger
STUB
$468.1M
$458.8M
MCHB
More free cash flow
MCHB
MCHB
$6.8M more FCF
MCHB
$187.1M
$180.3M
STUB

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
MCHB
MCHB
STUB
STUB
Revenue
$458.8M
$468.1M
Net Profit
$-1.3B
Gross Margin
Operating Margin
-292.3%
Net Margin
-276.6%
Revenue YoY
7.9%
Net Profit YoY
-3821.6%
EPS (diluted)
$-4.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MCHB
MCHB
STUB
STUB
Q4 25
$458.8M
Q3 25
$255.4M
$468.1M
Q2 25
$49.0M
Q1 25
$45.4M
Q4 24
$29.6M
Q3 24
$147.9M
$433.8M
Q2 24
$42.9M
Q1 24
$41.6M
Net Profit
MCHB
MCHB
STUB
STUB
Q4 25
Q3 25
$55.2M
$-1.3B
Q2 25
$-4.4M
Q1 25
$-4.5M
Q4 24
$-123.3M
Q3 24
$39.9M
$-33.0M
Q2 24
$-6.2M
Q1 24
$-7.5M
Operating Margin
MCHB
MCHB
STUB
STUB
Q4 25
Q3 25
17.7%
-292.3%
Q2 25
-9.8%
Q1 25
-10.5%
Q4 24
-312.2%
Q3 24
37.5%
2.8%
Q2 24
-18.6%
Q1 24
-25.4%
Net Margin
MCHB
MCHB
STUB
STUB
Q4 25
Q3 25
21.6%
-276.6%
Q2 25
-9.0%
Q1 25
-9.8%
Q4 24
-416.4%
Q3 24
27.0%
-7.6%
Q2 24
-14.5%
Q1 24
-18.0%
EPS (diluted)
MCHB
MCHB
STUB
STUB
Q4 25
Q3 25
$0.26
$-4.27
Q2 25
$-0.23
Q1 25
$-0.24
Q4 24
$-6.53
Q3 24
$0.20
$-0.15
Q2 24
$-0.33
Q1 24
$-0.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MCHB
MCHB
STUB
STUB
Cash + ST InvestmentsLiquidity on hand
$1.0B
$1.4B
Total DebtLower is stronger
$192.0M
$1.7B
Stockholders' EquityBook value
$2.9B
$1.7B
Total Assets
$22.4B
$5.6B
Debt / EquityLower = less leverage
0.07×
0.98×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MCHB
MCHB
STUB
STUB
Q4 25
$1.0B
Q3 25
$1.4B
$1.4B
Q2 25
$201.1M
Q1 25
$252.2M
Q4 24
$999.7M
Q3 24
$205.9M
$1.1B
Q2 24
$218.7M
Q1 24
$320.3M
Total Debt
MCHB
MCHB
STUB
STUB
Q4 25
$192.0M
Q3 25
$190.1M
$1.7B
Q2 25
$225.3M
Q1 25
$225.2M
Q4 24
$0
Q3 24
$0
Q2 24
$224.9M
Q1 24
$224.9M
Stockholders' Equity
MCHB
MCHB
STUB
STUB
Q4 25
$2.9B
Q3 25
$2.8B
$1.7B
Q2 25
$2.4B
Q1 25
$400.8M
Q4 24
$2.3B
Q3 24
$2.3B
$815.9M
Q2 24
$2.2B
Q1 24
$527.3M
Total Assets
MCHB
MCHB
STUB
STUB
Q4 25
$22.4B
Q3 25
$22.7B
$5.6B
Q2 25
$7.6B
Q1 25
$7.8B
Q4 24
$16.5B
Q3 24
$9.2B
Q2 24
$9.3B
Q1 24
$9.5B
Debt / Equity
MCHB
MCHB
STUB
STUB
Q4 25
0.07×
Q3 25
0.07×
0.98×
Q2 25
0.09×
Q1 25
0.56×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.10×
Q1 24
0.43×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MCHB
MCHB
STUB
STUB
Operating Cash FlowLast quarter
$193.6M
$181.4M
Free Cash FlowOCF − Capex
$187.1M
$180.3M
FCF MarginFCF / Revenue
40.8%
38.5%
Capex IntensityCapex / Revenue
1.4%
0.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$263.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MCHB
MCHB
STUB
STUB
Q4 25
$193.6M
Q3 25
$112.0M
$181.4M
Q2 25
$-9.8M
Q1 25
$-22.5M
Q4 24
$292.3M
Q3 24
$247.0M
Q2 24
$-21.8M
Q1 24
$-7.8M
Free Cash Flow
MCHB
MCHB
STUB
STUB
Q4 25
$187.1M
Q3 25
$109.1M
$180.3M
Q2 25
$-9.9M
Q1 25
$-22.6M
Q4 24
$285.9M
Q3 24
$244.5M
Q2 24
$-22.0M
Q1 24
$-13.9M
FCF Margin
MCHB
MCHB
STUB
STUB
Q4 25
40.8%
Q3 25
42.7%
38.5%
Q2 25
-20.2%
Q1 25
-49.7%
Q4 24
965.3%
Q3 24
165.4%
Q2 24
-51.3%
Q1 24
-33.4%
Capex Intensity
MCHB
MCHB
STUB
STUB
Q4 25
1.4%
Q3 25
1.1%
0.2%
Q2 25
0.2%
Q1 25
0.1%
Q4 24
21.5%
Q3 24
1.7%
Q2 24
0.7%
Q1 24
14.6%
Cash Conversion
MCHB
MCHB
STUB
STUB
Q4 25
Q3 25
2.03×
Q2 25
Q1 25
Q4 24
Q3 24
6.18×
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MCHB
MCHB

Segment breakdown not available.

STUB
STUB

Transaction Fees$453.4M97%
Other$14.7M3%

Related Comparisons