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Side-by-side financial comparison of MERCURY GENERAL CORP (MCY) and Roper Technologies (ROP). Click either name above to swap in a different company.

Roper Technologies is the larger business by last-quarter revenue ($2.1B vs $1.5B, roughly 1.4× MERCURY GENERAL CORP). Roper Technologies runs the higher net margin — 15.8% vs 13.2%, a 2.6% gap on every dollar of revenue. On growth, MERCURY GENERAL CORP posted the faster year-over-year revenue change (12.4% vs 11.3%). Roper Technologies produced more free cash flow last quarter ($507.0M vs $273.9M). Over the past eight quarters, Roper Technologies's revenue compounded faster (10.5% CAGR vs 9.8%).

Mercury General Corporation is a multiple-line insurance organization that offers personal automobiles, homeowners, renters, and business insurance. Mercury's primary focus is automobiles and homeowners' insurance.

MCY vs ROP — Head-to-Head

Bigger by revenue
ROP
ROP
1.4× larger
ROP
$2.1B
$1.5B
MCY
Growing faster (revenue YoY)
MCY
MCY
+1.1% gap
MCY
12.4%
11.3%
ROP
Higher net margin
ROP
ROP
2.6% more per $
ROP
15.8%
13.2%
MCY
More free cash flow
ROP
ROP
$233.1M more FCF
ROP
$507.0M
$273.9M
MCY
Faster 2-yr revenue CAGR
ROP
ROP
Annualised
ROP
10.5%
9.8%
MCY

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
MCY
MCY
ROP
ROP
Revenue
$1.5B
$2.1B
Net Profit
$202.5M
$331.0M
Gross Margin
99.7%
69.4%
Operating Margin
16.2%
27.2%
Net Margin
13.2%
15.8%
Revenue YoY
12.4%
11.3%
Net Profit YoY
100.4%
53.7%
EPS (diluted)
$3.66
$4.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MCY
MCY
ROP
ROP
Q1 26
$2.1B
Q4 25
$1.5B
$2.1B
Q3 25
$1.6B
$2.0B
Q2 25
$1.5B
$1.9B
Q1 25
$1.4B
$1.9B
Q4 24
$1.4B
$1.9B
Q3 24
$1.5B
$1.8B
Q2 24
$1.3B
$1.7B
Net Profit
MCY
MCY
ROP
ROP
Q1 26
$331.0M
Q4 25
$202.5M
$428.4M
Q3 25
$280.4M
$398.5M
Q2 25
$166.5M
$378.3M
Q1 25
$-108.3M
$331.1M
Q4 24
$101.1M
$462.3M
Q3 24
$230.9M
$367.9M
Q2 24
$62.6M
$337.1M
Gross Margin
MCY
MCY
ROP
ROP
Q1 26
69.4%
Q4 25
99.7%
69.5%
Q3 25
99.8%
69.5%
Q2 25
99.8%
69.2%
Q1 25
99.7%
68.7%
Q4 24
99.7%
68.3%
Q3 24
99.8%
69.2%
Q2 24
99.8%
69.5%
Operating Margin
MCY
MCY
ROP
ROP
Q1 26
27.2%
Q4 25
16.2%
28.6%
Q3 25
22.1%
28.4%
Q2 25
14.0%
28.2%
Q1 25
-10.2%
27.9%
Q4 24
9.0%
28.0%
Q3 24
18.8%
28.1%
Q2 24
5.8%
28.8%
Net Margin
MCY
MCY
ROP
ROP
Q1 26
15.8%
Q4 25
13.2%
20.8%
Q3 25
17.7%
19.8%
Q2 25
11.3%
19.5%
Q1 25
-7.8%
17.6%
Q4 24
7.4%
24.6%
Q3 24
15.1%
20.8%
Q2 24
4.8%
19.6%
EPS (diluted)
MCY
MCY
ROP
ROP
Q1 26
$4.87
Q4 25
$3.66
$3.97
Q3 25
$5.06
$3.68
Q2 25
$3.01
$3.49
Q1 25
$-1.96
$3.06
Q4 24
$1.82
$4.29
Q3 24
$4.17
$3.40
Q2 24
$1.13
$3.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MCY
MCY
ROP
ROP
Cash + ST InvestmentsLiquidity on hand
$382.9M
Total DebtLower is stronger
$575.0M
$9.7B
Stockholders' EquityBook value
$2.4B
$18.8B
Total Assets
$9.6B
$34.6B
Debt / EquityLower = less leverage
0.24×
0.52×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MCY
MCY
ROP
ROP
Q1 26
$382.9M
Q4 25
$297.4M
Q3 25
$320.0M
Q2 25
$242.4M
Q1 25
$372.8M
Q4 24
$188.2M
Q3 24
$269.6M
Q2 24
$251.5M
Total Debt
MCY
MCY
ROP
ROP
Q1 26
$9.7B
Q4 25
$575.0M
$9.3B
Q3 25
Q2 25
Q1 25
Q4 24
$575.0M
$7.6B
Q3 24
Q2 24
Stockholders' Equity
MCY
MCY
ROP
ROP
Q1 26
$18.8B
Q4 25
$2.4B
$19.9B
Q3 25
$2.2B
$20.0B
Q2 25
$2.0B
$19.6B
Q1 25
$1.8B
$19.2B
Q4 24
$1.9B
$18.9B
Q3 24
$1.9B
$18.5B
Q2 24
$1.6B
$18.1B
Total Assets
MCY
MCY
ROP
ROP
Q1 26
$34.6B
Q4 25
$9.6B
$34.6B
Q3 25
$9.4B
$34.6B
Q2 25
$9.1B
$33.2B
Q1 25
$9.0B
$31.4B
Q4 24
$8.3B
$31.3B
Q3 24
$8.2B
$31.6B
Q2 24
$7.7B
$29.8B
Debt / Equity
MCY
MCY
ROP
ROP
Q1 26
0.52×
Q4 25
0.24×
0.47×
Q3 25
Q2 25
Q1 25
Q4 24
0.30×
0.40×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MCY
MCY
ROP
ROP
Operating Cash FlowLast quarter
$287.9M
Free Cash FlowOCF − Capex
$273.9M
$507.0M
FCF MarginFCF / Revenue
17.8%
24.2%
Capex IntensityCapex / Revenue
0.9%
0.5%
Cash ConversionOCF / Net Profit
1.42×
TTM Free Cash FlowTrailing 4 quarters
$1.0B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MCY
MCY
ROP
ROP
Q1 26
Q4 25
$287.9M
$738.0M
Q3 25
$496.4M
$869.5M
Q2 25
$371.6M
$404.1M
Q1 25
$-68.7M
$528.7M
Q4 24
$248.3M
$722.2M
Q3 24
$318.1M
$755.4M
Q2 24
$278.0M
$384.1M
Free Cash Flow
MCY
MCY
ROP
ROP
Q1 26
$507.0M
Q4 25
$273.9M
Q3 25
$479.5M
Q2 25
$357.2M
Q1 25
$-81.9M
Q4 24
$236.0M
Q3 24
$306.2M
Q2 24
$266.5M
FCF Margin
MCY
MCY
ROP
ROP
Q1 26
24.2%
Q4 25
17.8%
Q3 25
30.3%
Q2 25
24.2%
Q1 25
-5.9%
Q4 24
17.3%
Q3 24
20.0%
Q2 24
20.4%
Capex Intensity
MCY
MCY
ROP
ROP
Q1 26
0.5%
Q4 25
0.9%
Q3 25
1.1%
Q2 25
1.0%
Q1 25
0.9%
Q4 24
0.9%
Q3 24
0.8%
Q2 24
0.9%
Cash Conversion
MCY
MCY
ROP
ROP
Q1 26
Q4 25
1.42×
1.72×
Q3 25
1.77×
2.18×
Q2 25
2.23×
1.07×
Q1 25
1.60×
Q4 24
2.46×
1.56×
Q3 24
1.38×
2.05×
Q2 24
4.44×
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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