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Side-by-side financial comparison of MERCURY GENERAL CORP (MCY) and SERVICE CORP INTERNATIONAL (SCI). Click either name above to swap in a different company.
MERCURY GENERAL CORP is the larger business by last-quarter revenue ($1.5B vs $1.1B, roughly 1.4× SERVICE CORP INTERNATIONAL). SERVICE CORP INTERNATIONAL runs the higher net margin — 14.3% vs 13.2%, a 1.2% gap on every dollar of revenue. On growth, MERCURY GENERAL CORP posted the faster year-over-year revenue change (12.4% vs 1.7%). MERCURY GENERAL CORP produced more free cash flow last quarter ($273.9M vs $87.2M). Over the past eight quarters, MERCURY GENERAL CORP's revenue compounded faster (9.8% CAGR vs 3.1%).
Mercury General Corporation is a multiple-line insurance organization that offers personal automobiles, homeowners, renters, and business insurance. Mercury's primary focus is automobiles and homeowners' insurance.
International Distribution Services Limited is a British company providing postal and courier services. IDS was created in 2013 by the UK government as a new holding company of Royal Mail, and a majority of its shares were then sold on the London Stock Exchange, with the government initially retaining a 30 per cent at the time. As of April 2025, IDS is owned and operated by Czech-based EP Group, owned by Daniel Křetínský.
MCY vs SCI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.5B | $1.1B |
| Net Profit | $202.5M | $159.4M |
| Gross Margin | 99.7% | 28.0% |
| Operating Margin | 16.2% | 24.8% |
| Net Margin | 13.2% | 14.3% |
| Revenue YoY | 12.4% | 1.7% |
| Net Profit YoY | 100.4% | 5.3% |
| EPS (diluted) | $3.66 | $1.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.5B | $1.1B | ||
| Q3 25 | $1.6B | $1.1B | ||
| Q2 25 | $1.5B | $1.1B | ||
| Q1 25 | $1.4B | $1.1B | ||
| Q4 24 | $1.4B | $1.1B | ||
| Q3 24 | $1.5B | $1.0B | ||
| Q2 24 | $1.3B | $1.0B | ||
| Q1 24 | $1.3B | $1.0B |
| Q4 25 | $202.5M | $159.4M | ||
| Q3 25 | $280.4M | $117.5M | ||
| Q2 25 | $166.5M | $122.9M | ||
| Q1 25 | $-108.3M | $142.9M | ||
| Q4 24 | $101.1M | $151.4M | ||
| Q3 24 | $230.9M | $117.8M | ||
| Q2 24 | $62.6M | $118.2M | ||
| Q1 24 | $73.5M | $131.3M |
| Q4 25 | 99.7% | 28.0% | ||
| Q3 25 | 99.8% | 25.1% | ||
| Q2 25 | 99.8% | 25.5% | ||
| Q1 25 | 99.7% | 27.1% | ||
| Q4 24 | 99.7% | 28.0% | ||
| Q3 24 | 99.8% | 24.9% | ||
| Q2 24 | 99.8% | 24.9% | ||
| Q1 24 | 99.7% | 26.2% |
| Q4 25 | 16.2% | 24.8% | ||
| Q3 25 | 22.1% | 21.4% | ||
| Q2 25 | 14.0% | 21.1% | ||
| Q1 25 | -10.2% | 23.4% | ||
| Q4 24 | 9.0% | 24.0% | ||
| Q3 24 | 18.8% | 20.9% | ||
| Q2 24 | 5.8% | 21.4% | ||
| Q1 24 | 7.0% | 22.2% |
| Q4 25 | 13.2% | 14.3% | ||
| Q3 25 | 17.7% | 11.1% | ||
| Q2 25 | 11.3% | 11.5% | ||
| Q1 25 | -7.8% | 13.3% | ||
| Q4 24 | 7.4% | 13.8% | ||
| Q3 24 | 15.1% | 11.6% | ||
| Q2 24 | 4.8% | 11.4% | ||
| Q1 24 | 5.8% | 12.6% |
| Q4 25 | $3.66 | $1.13 | ||
| Q3 25 | $5.06 | $0.83 | ||
| Q2 25 | $3.01 | $0.86 | ||
| Q1 25 | $-1.96 | $0.98 | ||
| Q4 24 | $1.82 | $1.02 | ||
| Q3 24 | $4.17 | $0.81 | ||
| Q2 24 | $1.13 | $0.81 | ||
| Q1 24 | $1.33 | $0.89 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $243.6M |
| Total DebtLower is stronger | $575.0M | $5.1B |
| Stockholders' EquityBook value | $2.4B | $1.6B |
| Total Assets | $9.6B | $18.7B |
| Debt / EquityLower = less leverage | 0.24× | 3.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $243.6M | ||
| Q3 25 | — | $241.3M | ||
| Q2 25 | — | $255.4M | ||
| Q1 25 | — | $227.2M | ||
| Q4 24 | — | $218.8M | ||
| Q3 24 | — | $185.4M | ||
| Q2 24 | — | $184.4M | ||
| Q1 24 | — | $205.6M |
| Q4 25 | $575.0M | $5.1B | ||
| Q3 25 | — | $5.0B | ||
| Q2 25 | — | $5.0B | ||
| Q1 25 | — | $4.7B | ||
| Q4 24 | $575.0M | $4.8B | ||
| Q3 24 | — | $4.7B | ||
| Q2 24 | — | $4.7B | ||
| Q1 24 | — | $4.6B |
| Q4 25 | $2.4B | $1.6B | ||
| Q3 25 | $2.2B | $1.6B | ||
| Q2 25 | $2.0B | $1.6B | ||
| Q1 25 | $1.8B | $1.7B | ||
| Q4 24 | $1.9B | $1.7B | ||
| Q3 24 | $1.9B | $1.6B | ||
| Q2 24 | $1.6B | $1.5B | ||
| Q1 24 | $1.6B | $1.6B |
| Q4 25 | $9.6B | $18.7B | ||
| Q3 25 | $9.4B | $18.4B | ||
| Q2 25 | $9.1B | $18.0B | ||
| Q1 25 | $9.0B | $17.3B | ||
| Q4 24 | $8.3B | $17.4B | ||
| Q3 24 | $8.2B | $17.4B | ||
| Q2 24 | $7.7B | $16.8B | ||
| Q1 24 | $7.4B | $16.7B |
| Q4 25 | 0.24× | 3.10× | ||
| Q3 25 | — | 3.17× | ||
| Q2 25 | — | 3.19× | ||
| Q1 25 | — | 2.87× | ||
| Q4 24 | 0.30× | 2.83× | ||
| Q3 24 | — | 2.92× | ||
| Q2 24 | — | 3.05× | ||
| Q1 24 | — | 2.90× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $287.9M | $212.9M |
| Free Cash FlowOCF − Capex | $273.9M | $87.2M |
| FCF MarginFCF / Revenue | 17.8% | 7.8% |
| Capex IntensityCapex / Revenue | 0.9% | 11.3% |
| Cash ConversionOCF / Net Profit | 1.42× | 1.34× |
| TTM Free Cash FlowTrailing 4 quarters | $1.0B | $554.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $287.9M | $212.9M | ||
| Q3 25 | $496.4M | $252.3M | ||
| Q2 25 | $371.6M | $166.4M | ||
| Q1 25 | $-68.7M | $311.1M | ||
| Q4 24 | $248.3M | $264.1M | ||
| Q3 24 | $318.1M | $263.8M | ||
| Q2 24 | $278.0M | $196.9M | ||
| Q1 24 | $192.6M | $220.1M |
| Q4 25 | $273.9M | $87.2M | ||
| Q3 25 | $479.5M | $150.7M | ||
| Q2 25 | $357.2M | $83.4M | ||
| Q1 25 | $-81.9M | $233.0M | ||
| Q4 24 | $236.0M | $151.8M | ||
| Q3 24 | $306.2M | $162.8M | ||
| Q2 24 | $266.5M | $100.8M | ||
| Q1 24 | $182.4M | $140.3M |
| Q4 25 | 17.8% | 7.8% | ||
| Q3 25 | 30.3% | 14.2% | ||
| Q2 25 | 24.2% | 7.8% | ||
| Q1 25 | -5.9% | 21.7% | ||
| Q4 24 | 17.3% | 13.9% | ||
| Q3 24 | 20.0% | 16.1% | ||
| Q2 24 | 20.4% | 9.7% | ||
| Q1 24 | 14.3% | 13.4% |
| Q4 25 | 0.9% | 11.3% | ||
| Q3 25 | 1.1% | 9.6% | ||
| Q2 25 | 1.0% | 7.8% | ||
| Q1 25 | 0.9% | 7.3% | ||
| Q4 24 | 0.9% | 10.3% | ||
| Q3 24 | 0.8% | 10.0% | ||
| Q2 24 | 0.9% | 9.3% | ||
| Q1 24 | 0.8% | 7.6% |
| Q4 25 | 1.42× | 1.34× | ||
| Q3 25 | 1.77× | 2.15× | ||
| Q2 25 | 2.23× | 1.35× | ||
| Q1 25 | — | 2.18× | ||
| Q4 24 | 2.46× | 1.75× | ||
| Q3 24 | 1.38× | 2.24× | ||
| Q2 24 | 4.44× | 1.67× | ||
| Q1 24 | 2.62× | 1.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MCY
Segment breakdown not available.
SCI
| Cemetery | $510.9M | 46% |
| Funeral Matured Preneed Revenue | $196.5M | 18% |
| Cemetery Recognized Preneed Merchandise And Service Revenue | $107.4M | 10% |
| Cemetery Atneed Revenue | $104.9M | 9% |
| CA | $56.4M | 5% |
| Funeral Other Revenue | $54.6M | 5% |
| Cemetery Other Revenue | $40.2M | 4% |
| Nonfuneral Home Revenue | $28.1M | 3% |
| Non Funeral Home Preneed Sales Revenue | $22.0M | 2% |
