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Side-by-side financial comparison of MongoDB, Inc. (MDB) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

UMB FINANCIAL CORP is the larger business by last-quarter revenue ($739.2M vs $628.3M, roughly 1.2× MongoDB, Inc.). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs -0.3%, a 35.7% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (31.1% vs 18.7%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs 17.1%).

MongoDB, Inc. is an American software company that develops and provides commercial support for the source-available database engine MongoDB, a database for unstructured data. Over the years, the company has expanded the product from its NoSQL roots to have broader appeal to enterprise customers, such as adding ACID and transactions.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

MDB vs UMBF — Head-to-Head

Bigger by revenue
UMBF
UMBF
1.2× larger
UMBF
$739.2M
$628.3M
MDB
Growing faster (revenue YoY)
UMBF
UMBF
+12.4% gap
UMBF
31.1%
18.7%
MDB
Higher net margin
UMBF
UMBF
35.7% more per $
UMBF
35.4%
-0.3%
MDB
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
17.1%
MDB

Income Statement — Q3 FY2026 vs Q1 FY2026

Metric
MDB
MDB
UMBF
UMBF
Revenue
$628.3M
$739.2M
Net Profit
$-2.0M
$261.4M
Gross Margin
71.5%
Operating Margin
-2.9%
Net Margin
-0.3%
35.4%
Revenue YoY
18.7%
31.1%
Net Profit YoY
79.5%
221.4%
EPS (diluted)
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MDB
MDB
UMBF
UMBF
Q1 26
$739.2M
Q4 25
$628.3M
$522.5M
Q3 25
$591.4M
$475.0M
Q2 25
$549.0M
$467.0M
Q1 25
$548.4M
$397.6M
Q4 24
$529.4M
$269.0M
Q3 24
$478.1M
$247.4M
Q2 24
$450.6M
$245.1M
Net Profit
MDB
MDB
UMBF
UMBF
Q1 26
$261.4M
Q4 25
$-2.0M
$215.4M
Q3 25
$-47.0M
$188.3M
Q2 25
$-37.6M
$217.4M
Q1 25
$15.8M
$81.3M
Q4 24
$-9.8M
$120.0M
Q3 24
$-54.5M
$109.6M
Q2 24
$-80.6M
$101.3M
Gross Margin
MDB
MDB
UMBF
UMBF
Q1 26
Q4 25
71.5%
Q3 25
71.0%
Q2 25
71.2%
Q1 25
72.8%
Q4 24
74.4%
Q3 24
73.2%
Q2 24
72.8%
Operating Margin
MDB
MDB
UMBF
UMBF
Q1 26
Q4 25
-2.9%
51.7%
Q3 25
-11.0%
49.8%
Q2 25
-9.8%
58.9%
Q1 25
-3.4%
23.4%
Q4 24
-5.3%
53.8%
Q3 24
-14.9%
54.8%
Q2 24
-21.8%
51.8%
Net Margin
MDB
MDB
UMBF
UMBF
Q1 26
35.4%
Q4 25
-0.3%
41.2%
Q3 25
-8.0%
39.6%
Q2 25
-6.9%
46.5%
Q1 25
2.9%
20.5%
Q4 24
-1.8%
44.6%
Q3 24
-11.4%
44.3%
Q2 24
-17.9%
41.3%
EPS (diluted)
MDB
MDB
UMBF
UMBF
Q1 26
$3.35
Q4 25
$2.90
Q3 25
$2.36
Q2 25
$2.82
Q1 25
$1.21
Q4 24
$2.44
Q3 24
$2.23
Q2 24
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MDB
MDB
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$834.1M
Total DebtLower is stronger
$477.2M
Stockholders' EquityBook value
$2.9B
$7.8B
Total Assets
$3.6B
$72.7B
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MDB
MDB
UMBF
UMBF
Q1 26
Q4 25
$834.1M
$7.8B
Q3 25
$647.1M
$8.8B
Q2 25
$657.8M
$11.0B
Q1 25
$490.1M
$10.6B
Q4 24
$673.1M
$8.4B
Q3 24
$1.3B
$7.3B
Q2 24
$815.7M
$5.0B
Total Debt
MDB
MDB
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$474.2M
Q3 25
$471.3M
Q2 25
$657.3M
Q1 25
$654.4M
Q4 24
$385.3M
Q3 24
$384.8M
Q2 24
$384.2M
Stockholders' Equity
MDB
MDB
UMBF
UMBF
Q1 26
$7.8B
Q4 25
$2.9B
$7.7B
Q3 25
$2.9B
$7.4B
Q2 25
$3.0B
$7.3B
Q1 25
$2.8B
$6.7B
Q4 24
$1.5B
$3.5B
Q3 24
$1.4B
$3.5B
Q2 24
$1.3B
$3.2B
Total Assets
MDB
MDB
UMBF
UMBF
Q1 26
$72.7B
Q4 25
$3.6B
$73.1B
Q3 25
$3.5B
$71.9B
Q2 25
$3.6B
$71.8B
Q1 25
$3.4B
$69.3B
Q4 24
$3.2B
$50.4B
Q3 24
$3.1B
$47.5B
Q2 24
$3.0B
$44.5B
Debt / Equity
MDB
MDB
UMBF
UMBF
Q1 26
0.06×
Q4 25
0.06×
Q3 25
0.06×
Q2 25
0.09×
Q1 25
0.10×
Q4 24
0.11×
Q3 24
0.11×
Q2 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MDB
MDB
UMBF
UMBF
Operating Cash FlowLast quarter
$143.5M
Free Cash FlowOCF − Capex
$141.8M
FCF MarginFCF / Revenue
22.6%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$346.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MDB
MDB
UMBF
UMBF
Q1 26
Q4 25
$143.5M
$106.1M
Q3 25
$72.1M
$272.2M
Q2 25
$109.9M
$285.4M
Q1 25
$50.5M
$363.0M
Q4 24
$37.4M
$-66.9M
Q3 24
$-1.4M
$123.6M
Q2 24
$63.6M
$112.4M
Free Cash Flow
MDB
MDB
UMBF
UMBF
Q1 26
Q4 25
$141.8M
$95.3M
Q3 25
$71.6M
$257.8M
Q2 25
$108.3M
$270.8M
Q1 25
$24.6M
$354.2M
Q4 24
$35.5M
$-77.1M
Q3 24
$-2.4M
$117.7M
Q2 24
$63.1M
$106.7M
FCF Margin
MDB
MDB
UMBF
UMBF
Q1 26
Q4 25
22.6%
18.2%
Q3 25
12.1%
54.3%
Q2 25
19.7%
58.0%
Q1 25
4.5%
89.1%
Q4 24
6.7%
-28.6%
Q3 24
-0.5%
47.6%
Q2 24
14.0%
43.5%
Capex Intensity
MDB
MDB
UMBF
UMBF
Q1 26
Q4 25
0.3%
2.1%
Q3 25
0.1%
3.0%
Q2 25
0.3%
3.1%
Q1 25
4.7%
2.2%
Q4 24
0.4%
3.8%
Q3 24
0.2%
2.4%
Q2 24
0.1%
2.3%
Cash Conversion
MDB
MDB
UMBF
UMBF
Q1 26
Q4 25
0.49×
Q3 25
1.45×
Q2 25
1.31×
Q1 25
3.19×
4.46×
Q4 24
-0.56×
Q3 24
1.13×
Q2 24
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MDB
MDB

Mongo DB Atlas Related$470.4M75%
Other Subscription$138.7M22%
Services$19.2M3%

UMBF
UMBF

Segment breakdown not available.

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