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Side-by-side financial comparison of MEDALLION FINANCIAL CORP (MFIN) and REGIS CORP (RGS). Click either name above to swap in a different company.
MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $57.1M, roughly 1.2× REGIS CORP). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs 0.8%, a 16.5% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 22.3%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 7.8%).
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
MFIN vs RGS — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $70.6M | $57.1M |
| Net Profit | $12.2M | $456.0K |
| Gross Margin | — | — |
| Operating Margin | 29.3% | 10.8% |
| Net Margin | 17.3% | 0.8% |
| Revenue YoY | 25.4% | 22.3% |
| Net Profit YoY | 20.3% | -94.0% |
| EPS (diluted) | $0.50 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $70.6M | $57.1M | ||
| Q3 25 | $58.7M | $59.0M | ||
| Q2 25 | $62.6M | $60.4M | ||
| Q1 25 | $63.0M | $57.0M | ||
| Q4 24 | $56.3M | $46.7M | ||
| Q3 24 | $53.3M | $46.1M | ||
| Q2 24 | $51.0M | $49.4M | ||
| Q1 24 | $53.3M | $49.2M |
| Q4 25 | $12.2M | $456.0K | ||
| Q3 25 | $7.8M | $1.4M | ||
| Q2 25 | $11.1M | $116.5M | ||
| Q1 25 | $12.0M | $250.0K | ||
| Q4 24 | $10.1M | $7.6M | ||
| Q3 24 | $8.6M | $-853.0K | ||
| Q2 24 | $7.1M | $91.2M | ||
| Q1 24 | $10.0M | $-2.3M |
| Q4 25 | 29.3% | 10.8% | ||
| Q3 25 | 33.2% | 10.0% | ||
| Q2 25 | 31.1% | 12.1% | ||
| Q1 25 | 32.1% | 8.8% | ||
| Q4 24 | 32.8% | 11.8% | ||
| Q3 24 | 26.6% | 4.6% | ||
| Q2 24 | 24.3% | — | ||
| Q1 24 | 33.6% | 8.3% |
| Q4 25 | 17.3% | 0.8% | ||
| Q3 25 | 13.2% | 2.3% | ||
| Q2 25 | 17.7% | 192.9% | ||
| Q1 25 | 19.1% | 0.4% | ||
| Q4 24 | 18.0% | 16.4% | ||
| Q3 24 | 16.1% | -1.9% | ||
| Q2 24 | 13.9% | 184.7% | ||
| Q1 24 | 18.8% | -4.7% |
| Q4 25 | $0.50 | $0.16 | ||
| Q3 25 | $0.32 | $0.49 | ||
| Q2 25 | $0.46 | $43.67 | ||
| Q1 25 | $0.50 | $0.08 | ||
| Q4 24 | $0.43 | $2.71 | ||
| Q3 24 | $0.37 | $-0.36 | ||
| Q2 24 | $0.30 | $38.40 | ||
| Q1 24 | $0.42 | $-1.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $136.3M | $18.4M |
| Total DebtLower is stronger | $216.0M | $113.3M |
| Stockholders' EquityBook value | $408.6M | $188.7M |
| Total Assets | $3.0B | $588.3M |
| Debt / EquityLower = less leverage | 0.53× | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $136.3M | $18.4M | ||
| Q3 25 | $72.5M | $16.6M | ||
| Q2 25 | $110.4M | $17.0M | ||
| Q1 25 | $131.5M | $13.3M | ||
| Q4 24 | $98.2M | $10.2M | ||
| Q3 24 | $120.6M | $6.3M | ||
| Q2 24 | $87.7M | $10.1M | ||
| Q1 24 | $54.8M | $5.9M |
| Q4 25 | $216.0M | $113.3M | ||
| Q3 25 | $215.7M | $111.3M | ||
| Q2 25 | $199.9M | $110.8M | ||
| Q1 25 | $199.7M | $112.0M | ||
| Q4 24 | $232.2M | $111.5M | ||
| Q3 24 | $232.0M | $95.2M | ||
| Q2 24 | $230.8M | $99.5M | ||
| Q1 24 | $225.6M | $179.7M |
| Q4 25 | $408.6M | $188.7M | ||
| Q3 25 | $397.4M | $187.6M | ||
| Q2 25 | $389.9M | $185.6M | ||
| Q1 25 | $380.2M | $68.6M | ||
| Q4 24 | $370.2M | $66.7M | ||
| Q3 24 | $362.4M | $56.4M | ||
| Q2 24 | $354.0M | $56.8M | ||
| Q1 24 | $349.0M | $-35.8M |
| Q4 25 | $3.0B | $588.3M | ||
| Q3 25 | $2.9B | $592.1M | ||
| Q2 25 | $2.9B | $599.0M | ||
| Q1 25 | $2.8B | $511.2M | ||
| Q4 24 | $2.9B | $530.1M | ||
| Q3 24 | $2.9B | $508.9M | ||
| Q2 24 | $2.8B | $530.5M | ||
| Q1 24 | $2.6B | $543.7M |
| Q4 25 | 0.53× | 0.60× | ||
| Q3 25 | 0.54× | 0.59× | ||
| Q2 25 | 0.51× | 0.60× | ||
| Q1 25 | 0.53× | 1.63× | ||
| Q4 24 | 0.63× | 1.67× | ||
| Q3 24 | 0.64× | 1.69× | ||
| Q2 24 | 0.65× | 1.75× | ||
| Q1 24 | 0.65× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $126.3M | $1.7M |
| Free Cash FlowOCF − Capex | — | $891.0K |
| FCF MarginFCF / Revenue | — | 1.6% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | 10.35× | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.3M | $1.7M | ||
| Q3 25 | $67.0M | $2.3M | ||
| Q2 25 | $-10.7M | $6.8M | ||
| Q1 25 | $36.3M | $6.2M | ||
| Q4 24 | $108.7M | $2.1M | ||
| Q3 24 | $24.6M | $-1.3M | ||
| Q2 24 | $27.6M | $5.1M | ||
| Q1 24 | $32.3M | $-277.0K |
| Q4 25 | — | $891.0K | ||
| Q3 25 | — | $1.9M | ||
| Q2 25 | — | $6.2M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $1.7M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | — | $5.1M | ||
| Q1 24 | — | $-326.0K |
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 10.3% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | -3.0% | ||
| Q2 24 | — | 10.3% | ||
| Q1 24 | — | -0.7% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.0% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | 10.35× | 3.65× | ||
| Q3 25 | 8.63× | 1.68× | ||
| Q2 25 | -0.97× | 0.06× | ||
| Q1 25 | 3.02× | 24.80× | ||
| Q4 24 | 10.72× | 0.28× | ||
| Q3 24 | 2.86× | — | ||
| Q2 24 | 3.89× | 0.06× | ||
| Q1 24 | 3.22× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MFIN
Segment breakdown not available.
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
