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Side-by-side financial comparison of Magyar Bancorp, Inc. (MGYR) and Avidity Biosciences, Inc. (RNA). Click either name above to swap in a different company.

Avidity Biosciences, Inc. is the larger business by last-quarter revenue ($12.5M vs $8.9M, roughly 1.4× Magyar Bancorp, Inc.). Magyar Bancorp, Inc. runs the higher net margin — 35.4% vs -1398.3%, a 1433.7% gap on every dollar of revenue. On growth, Avidity Biosciences, Inc. posted the faster year-over-year revenue change (434.0% vs 19.0%). Magyar Bancorp, Inc. produced more free cash flow last quarter ($3.7M vs $-156.9M).

Magyar Bank is a bank based in New Brunswick, New Jersey with branches in Central Jersey.

Eli Lilly and Company, doing business as Lilly, is an American multinational pharmaceutical company headquartered in Indianapolis, Indiana, with offices in 18 countries. Its products are sold in approximately 125 countries. The company was founded in 1876 by Eli Lilly, a pharmaceutical chemist and Union army veteran during the American Civil War for whom the company was later named.

MGYR vs RNA — Head-to-Head

Bigger by revenue
RNA
RNA
1.4× larger
RNA
$12.5M
$8.9M
MGYR
Growing faster (revenue YoY)
RNA
RNA
+415.1% gap
RNA
434.0%
19.0%
MGYR
Higher net margin
MGYR
MGYR
1433.7% more per $
MGYR
35.4%
-1398.3%
RNA
More free cash flow
MGYR
MGYR
$160.6M more FCF
MGYR
$3.7M
$-156.9M
RNA

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
MGYR
MGYR
RNA
RNA
Revenue
$8.9M
$12.5M
Net Profit
$3.1M
$-174.4M
Gross Margin
Operating Margin
48.3%
-1513.5%
Net Margin
35.4%
-1398.3%
Revenue YoY
19.0%
434.0%
Net Profit YoY
50.4%
-117.0%
EPS (diluted)
$0.50
$-1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MGYR
MGYR
RNA
RNA
Q4 25
$8.9M
Q3 25
$12.5M
Q2 25
$3.8M
Q1 25
$1.6M
Q4 24
$3.0M
Q3 24
$2.3M
Q2 24
$7.2M
$2.0M
Q1 24
$7.5M
$3.5M
Net Profit
MGYR
MGYR
RNA
RNA
Q4 25
$3.1M
Q3 25
$-174.4M
Q2 25
$-157.3M
Q1 25
$-115.8M
Q4 24
$-102.3M
Q3 24
$-80.4M
Q2 24
$1.7M
$-70.8M
Q1 24
$1.9M
$-68.9M
Operating Margin
MGYR
MGYR
RNA
RNA
Q4 25
48.3%
Q3 25
-1513.5%
Q2 25
-4448.7%
Q1 25
-8360.9%
Q4 24
-4069.6%
Q3 24
-4200.9%
Q2 24
30.5%
-4040.4%
Q1 24
32.1%
-2178.6%
Net Margin
MGYR
MGYR
RNA
RNA
Q4 25
35.4%
Q3 25
-1398.3%
Q2 25
-4089.3%
Q1 25
-7360.0%
Q4 24
-3439.5%
Q3 24
-3441.7%
Q2 24
23.5%
-3461.8%
Q1 24
25.1%
-1943.4%
EPS (diluted)
MGYR
MGYR
RNA
RNA
Q4 25
$0.50
Q3 25
$-1.27
Q2 25
$-1.21
Q1 25
$-0.90
Q4 24
$-0.80
Q3 24
$-0.65
Q2 24
$0.27
$-0.65
Q1 24
$0.30
$-0.79

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MGYR
MGYR
RNA
RNA
Cash + ST InvestmentsLiquidity on hand
$34.1M
$350.2M
Total DebtLower is stronger
$49.1M
Stockholders' EquityBook value
$121.7M
$1.9B
Total Assets
$1.0B
$2.1B
Debt / EquityLower = less leverage
0.40×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MGYR
MGYR
RNA
RNA
Q4 25
$34.1M
Q3 25
$350.2M
Q2 25
$243.9M
Q1 25
$254.2M
Q4 24
$219.9M
Q3 24
$370.2M
Q2 24
$49.0M
$575.8M
Q1 24
$50.0M
$471.4M
Total Debt
MGYR
MGYR
RNA
RNA
Q4 25
$49.1M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
MGYR
MGYR
RNA
RNA
Q4 25
$121.7M
Q3 25
$1.9B
Q2 25
$1.2B
Q1 25
$1.3B
Q4 24
$1.4B
Q3 24
$1.5B
Q2 24
$109.0M
$1.2B
Q1 24
$107.6M
$830.9M
Total Assets
MGYR
MGYR
RNA
RNA
Q4 25
$1.0B
Q3 25
$2.1B
Q2 25
$1.4B
Q1 25
$1.5B
Q4 24
$1.6B
Q3 24
$1.6B
Q2 24
$944.4M
$1.3B
Q1 24
$928.6M
$951.5M
Debt / Equity
MGYR
MGYR
RNA
RNA
Q4 25
0.40×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MGYR
MGYR
RNA
RNA
Operating Cash FlowLast quarter
$3.7M
$-156.2M
Free Cash FlowOCF − Capex
$3.7M
$-156.9M
FCF MarginFCF / Revenue
41.4%
-1257.6%
Capex IntensityCapex / Revenue
0.0%
5.7%
Cash ConversionOCF / Net Profit
1.17×
TTM Free Cash FlowTrailing 4 quarters
$8.7M
$-592.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MGYR
MGYR
RNA
RNA
Q4 25
$3.7M
Q3 25
$-156.2M
Q2 25
$-199.7M
Q1 25
$-124.8M
Q4 24
$-99.9M
Q3 24
$-65.6M
Q2 24
$1.7M
$-65.0M
Q1 24
$553.0K
$-70.4M
Free Cash Flow
MGYR
MGYR
RNA
RNA
Q4 25
$3.7M
Q3 25
$-156.9M
Q2 25
$-203.0M
Q1 25
$-128.6M
Q4 24
$-103.8M
Q3 24
$-67.3M
Q2 24
$1.5M
$-65.5M
Q1 24
$428.0K
$-71.3M
FCF Margin
MGYR
MGYR
RNA
RNA
Q4 25
41.4%
Q3 25
-1257.6%
Q2 25
-5277.1%
Q1 25
-8174.3%
Q4 24
-3491.0%
Q3 24
-2881.8%
Q2 24
21.5%
-3204.6%
Q1 24
5.7%
-2012.3%
Capex Intensity
MGYR
MGYR
RNA
RNA
Q4 25
0.0%
Q3 25
5.7%
Q2 25
86.9%
Q1 25
238.6%
Q4 24
131.7%
Q3 24
72.9%
Q2 24
2.0%
26.0%
Q1 24
1.7%
25.8%
Cash Conversion
MGYR
MGYR
RNA
RNA
Q4 25
1.17×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
1.00×
Q1 24
0.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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