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Side-by-side financial comparison of MONRO, INC. (MNRO) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($367.6M vs $293.4M, roughly 1.3× MONRO, INC.). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 3.8%, a 27.8% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs -2.7%).
Monro, Inc. is an automotive services company founded and headquartered in Rochester, New York, U.S. As of 2025, Monro has 1,260 locations making them the second-largest automotive services company in North America after Driven Brands by number of locations and by revenue.
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
MNRO vs PB — Head-to-Head
Income Statement — Q3 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $293.4M | $367.6M |
| Net Profit | $11.1M | $116.3M |
| Gross Margin | 34.9% | — |
| Operating Margin | 6.3% | — |
| Net Margin | 3.8% | 31.6% |
| Revenue YoY | -4.0% | — |
| Net Profit YoY | 143.1% | -10.7% |
| EPS (diluted) | $0.35 | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $293.4M | $275.0M | ||
| Q3 25 | $288.9M | $273.4M | ||
| Q2 25 | $301.0M | $267.7M | ||
| Q1 25 | $295.0M | $265.4M | ||
| Q4 24 | $305.8M | $267.8M | ||
| Q3 24 | $301.4M | $261.7M | ||
| Q2 24 | $293.2M | $258.8M |
| Q1 26 | — | $116.3M | ||
| Q4 25 | $11.1M | $139.9M | ||
| Q3 25 | $5.7M | $137.6M | ||
| Q2 25 | $-8.1M | $135.2M | ||
| Q1 25 | $-21.3M | $130.2M | ||
| Q4 24 | $4.6M | $130.1M | ||
| Q3 24 | $5.6M | $127.3M | ||
| Q2 24 | $5.9M | $111.6M |
| Q1 26 | — | — | ||
| Q4 25 | 34.9% | — | ||
| Q3 25 | 35.7% | — | ||
| Q2 25 | 35.5% | — | ||
| Q1 25 | 33.0% | — | ||
| Q4 24 | 34.3% | — | ||
| Q3 24 | 35.3% | — | ||
| Q2 24 | 37.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.3% | 65.1% | ||
| Q3 25 | 4.4% | 64.4% | ||
| Q2 25 | -2.0% | 64.3% | ||
| Q1 25 | -8.1% | 62.7% | ||
| Q4 24 | 3.3% | 62.0% | ||
| Q3 24 | 4.4% | 62.1% | ||
| Q2 24 | 4.5% | 55.2% |
| Q1 26 | — | 31.6% | ||
| Q4 25 | 3.8% | 50.9% | ||
| Q3 25 | 2.0% | 50.3% | ||
| Q2 25 | -2.7% | 50.5% | ||
| Q1 25 | -7.2% | 49.1% | ||
| Q4 24 | 1.5% | 48.6% | ||
| Q3 24 | 1.9% | 48.6% | ||
| Q2 24 | 2.0% | 43.1% |
| Q1 26 | — | $1.16 | ||
| Q4 25 | $0.35 | $1.48 | ||
| Q3 25 | $0.18 | $1.45 | ||
| Q2 25 | $-0.28 | $1.42 | ||
| Q1 25 | $-0.74 | $1.37 | ||
| Q4 24 | $0.15 | $1.36 | ||
| Q3 24 | $0.18 | $1.34 | ||
| Q2 24 | $0.19 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9M | — |
| Total DebtLower is stronger | $45.0M | — |
| Stockholders' EquityBook value | $604.9M | $8.2B |
| Total Assets | $1.6B | $43.6B |
| Debt / EquityLower = less leverage | 0.07× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $4.9M | — | ||
| Q3 25 | $10.5M | — | ||
| Q2 25 | $7.8M | — | ||
| Q1 25 | $20.8M | — | ||
| Q4 24 | $10.2M | — | ||
| Q3 24 | $20.9M | — | ||
| Q2 24 | $18.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | $45.0M | — | ||
| Q3 25 | $60.0M | — | ||
| Q2 25 | $71.5M | — | ||
| Q1 25 | $61.3M | — | ||
| Q4 24 | $59.3M | — | ||
| Q3 24 | $62.0M | — | ||
| Q2 24 | $112.0M | — |
| Q1 26 | — | $8.2B | ||
| Q4 25 | $604.9M | $7.6B | ||
| Q3 25 | $601.7M | $7.7B | ||
| Q2 25 | $604.9M | $7.6B | ||
| Q1 25 | $620.8M | $7.5B | ||
| Q4 24 | $648.9M | $7.4B | ||
| Q3 24 | $651.9M | $7.4B | ||
| Q2 24 | $654.4M | $7.3B |
| Q1 26 | — | $43.6B | ||
| Q4 25 | $1.6B | $38.5B | ||
| Q3 25 | $1.6B | $38.3B | ||
| Q2 25 | $1.6B | $38.4B | ||
| Q1 25 | $1.6B | $38.8B | ||
| Q4 24 | $1.7B | $39.6B | ||
| Q3 24 | $1.7B | $40.1B | ||
| Q2 24 | $1.7B | $39.8B |
| Q1 26 | — | — | ||
| Q4 25 | 0.07× | — | ||
| Q3 25 | 0.10× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.10× | — | ||
| Q4 24 | 0.09× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.17× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.8M | — |
| Free Cash FlowOCF − Capex | $9.1M | — |
| FCF MarginFCF / Revenue | 3.1% | — |
| Capex IntensityCapex / Revenue | 3.0% | — |
| Cash ConversionOCF / Net Profit | 1.60× | — |
| TTM Free Cash FlowTrailing 4 quarters | $49.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $17.8M | $78.3M | ||
| Q3 25 | $32.3M | $194.8M | ||
| Q2 25 | $-1.9M | $98.2M | ||
| Q1 25 | $28.9M | $178.2M | ||
| Q4 24 | $14.8M | $-205.8M | ||
| Q3 24 | $62.6M | $274.6M | ||
| Q2 24 | $25.6M | $216.5M |
| Q1 26 | — | — | ||
| Q4 25 | $9.1M | $68.5M | ||
| Q3 25 | $26.6M | $185.7M | ||
| Q2 25 | $-9.3M | $91.8M | ||
| Q1 25 | $23.2M | $171.1M | ||
| Q4 24 | $7.9M | $-210.7M | ||
| Q3 24 | $57.6M | $270.2M | ||
| Q2 24 | $16.8M | $211.8M |
| Q1 26 | — | — | ||
| Q4 25 | 3.1% | 24.9% | ||
| Q3 25 | 9.2% | 67.9% | ||
| Q2 25 | -3.1% | 34.3% | ||
| Q1 25 | 7.9% | 64.5% | ||
| Q4 24 | 2.6% | -78.7% | ||
| Q3 24 | 19.1% | 103.3% | ||
| Q2 24 | 5.7% | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | 3.0% | 3.6% | ||
| Q3 25 | 2.0% | 3.3% | ||
| Q2 25 | 2.5% | 2.4% | ||
| Q1 25 | 1.9% | 2.7% | ||
| Q4 24 | 2.2% | 1.8% | ||
| Q3 24 | 1.6% | 1.7% | ||
| Q2 24 | 3.0% | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | 1.60× | 0.56× | ||
| Q3 25 | 5.71× | 1.42× | ||
| Q2 25 | — | 0.73× | ||
| Q1 25 | — | 1.37× | ||
| Q4 24 | 3.23× | -1.58× | ||
| Q3 24 | 11.08× | 2.16× | ||
| Q2 24 | 4.37× | 1.94× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MNRO
| Tires | $150.2M | 51% |
| Maintenance | $73.5M | 25% |
| Brakes | $35.1M | 12% |
| Steering | $24.9M | 8% |
| Batteries | $6.2M | 2% |
| Exhaust | $3.2M | 1% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
