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Side-by-side financial comparison of MID PENN BANCORP INC (MPB) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
MID PENN BANCORP INC is the larger business by last-quarter revenue ($62.0M vs $50.3M, roughly 1.2× READING INTERNATIONAL INC). MID PENN BANCORP INC runs the higher net margin — 31.4% vs -5.1%, a 36.5% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs -14.2%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $4.1M). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs 5.6%).
Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
MPB vs RDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $62.0M | $50.3M |
| Net Profit | $19.4M | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | 43.6% | -1.9% |
| Net Margin | 31.4% | -5.1% |
| Revenue YoY | 30.8% | -14.2% |
| Net Profit YoY | 47.0% | -14.5% |
| EPS (diluted) | $0.83 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $62.0M | $50.3M | ||
| Q3 25 | $61.8M | $52.2M | ||
| Q2 25 | $54.3M | $60.4M | ||
| Q1 25 | $47.7M | $40.2M | ||
| Q4 24 | $47.4M | $58.6M | ||
| Q3 24 | $45.3M | $60.1M | ||
| Q2 24 | $44.1M | $46.8M | ||
| Q1 24 | $42.3M | $45.1M |
| Q4 25 | $19.4M | $-2.6M | ||
| Q3 25 | $18.3M | $-4.2M | ||
| Q2 25 | $4.8M | $-2.7M | ||
| Q1 25 | $13.7M | $-4.8M | ||
| Q4 24 | $13.2M | $-2.2M | ||
| Q3 24 | $12.3M | $-7.0M | ||
| Q2 24 | $11.8M | $-12.8M | ||
| Q1 24 | $12.1M | $-13.2M |
| Q4 25 | 43.6% | -1.9% | ||
| Q3 25 | 39.3% | -0.6% | ||
| Q2 25 | 7.9% | 4.8% | ||
| Q1 25 | 35.2% | -17.2% | ||
| Q4 24 | 34.1% | 2.6% | ||
| Q3 24 | 32.8% | -0.6% | ||
| Q2 24 | 32.4% | -16.4% | ||
| Q1 24 | 34.8% | -16.7% |
| Q4 25 | 31.4% | -5.1% | ||
| Q3 25 | 29.6% | -8.0% | ||
| Q2 25 | 8.8% | -4.4% | ||
| Q1 25 | 28.8% | -11.8% | ||
| Q4 24 | 27.9% | -3.8% | ||
| Q3 24 | 27.1% | -11.7% | ||
| Q2 24 | 26.7% | -27.4% | ||
| Q1 24 | 28.7% | -29.4% |
| Q4 25 | $0.83 | $-0.11 | ||
| Q3 25 | $0.79 | $-0.18 | ||
| Q2 25 | $0.22 | $-0.12 | ||
| Q1 25 | $0.71 | $-0.21 | ||
| Q4 24 | $0.72 | $-0.11 | ||
| Q3 24 | $0.74 | $-0.31 | ||
| Q2 24 | $0.71 | $-0.57 | ||
| Q1 24 | $0.73 | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $10.5M |
| Total DebtLower is stronger | — | $185.1M |
| Stockholders' EquityBook value | $814.1M | $-18.2M |
| Total Assets | $6.1B | $434.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $814.1M | $-18.2M | ||
| Q3 25 | $796.3M | $-12.1M | ||
| Q2 25 | $775.7M | $-7.7M | ||
| Q1 25 | $667.9M | $-8.1M | ||
| Q4 24 | $655.0M | $-4.4M | ||
| Q3 24 | $573.1M | $1.6M | ||
| Q2 24 | $559.7M | $6.5M | ||
| Q1 24 | $551.0M | $18.0M |
| Q4 25 | $6.1B | $434.9M | ||
| Q3 25 | $6.3B | $435.2M | ||
| Q2 25 | $6.4B | $438.1M | ||
| Q1 25 | $5.5B | $441.0M | ||
| Q4 24 | $5.5B | $471.0M | ||
| Q3 24 | $5.5B | $495.7M | ||
| Q2 24 | $5.4B | $494.9M | ||
| Q1 24 | $5.3B | $494.9M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $80.0M | $4.3M |
| Free Cash FlowOCF − Capex | $71.8M | $4.1M |
| FCF MarginFCF / Revenue | 115.8% | 8.2% |
| Capex IntensityCapex / Revenue | 13.3% | 0.3% |
| Cash ConversionOCF / Net Profit | 4.12× | — |
| TTM Free Cash FlowTrailing 4 quarters | $132.1M | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $80.0M | $4.3M | ||
| Q3 25 | $26.3M | $295.0K | ||
| Q2 25 | $29.0M | $1.6M | ||
| Q1 25 | $11.5M | $-7.7M | ||
| Q4 24 | $51.4M | $8.0M | ||
| Q3 24 | $16.9M | $1.3M | ||
| Q2 24 | $18.0M | $-10.4M | ||
| Q1 24 | $12.4M | $-2.8M |
| Q4 25 | $71.8M | $4.1M | ||
| Q3 25 | $24.3M | $-246.0K | ||
| Q2 25 | $27.2M | $1.2M | ||
| Q1 25 | $8.8M | $-8.0M | ||
| Q4 24 | $44.5M | $7.0M | ||
| Q3 24 | $16.8M | $-1.1M | ||
| Q2 24 | $17.7M | $-10.6M | ||
| Q1 24 | $12.1M | $-4.7M |
| Q4 25 | 115.8% | 8.2% | ||
| Q3 25 | 39.4% | -0.5% | ||
| Q2 25 | 50.1% | 1.9% | ||
| Q1 25 | 18.4% | -19.8% | ||
| Q4 24 | 93.8% | 12.0% | ||
| Q3 24 | 37.1% | -1.8% | ||
| Q2 24 | 40.2% | -22.7% | ||
| Q1 24 | 28.5% | -10.4% |
| Q4 25 | 13.3% | 0.3% | ||
| Q3 25 | 3.1% | 1.0% | ||
| Q2 25 | 3.2% | 0.6% | ||
| Q1 25 | 5.7% | 0.6% | ||
| Q4 24 | 14.6% | 1.7% | ||
| Q3 24 | 0.0% | 4.0% | ||
| Q2 24 | 0.7% | 0.5% | ||
| Q1 24 | 0.8% | 4.3% |
| Q4 25 | 4.12× | — | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 6.08× | — | ||
| Q1 25 | 0.84× | — | ||
| Q4 24 | 3.88× | — | ||
| Q3 24 | 1.37× | — | ||
| Q2 24 | 1.53× | — | ||
| Q1 24 | 1.02× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MPB
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
