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Side-by-side financial comparison of Millrose Properties, Inc. (MRP) and OFG BANCORP (OFG). Click either name above to swap in a different company.
Millrose Properties, Inc. is the larger business by last-quarter revenue ($189.5M vs $184.3M, roughly 1.0× OFG BANCORP). Millrose Properties, Inc. runs the higher net margin — 64.5% vs 30.3%, a 34.2% gap on every dollar of revenue.
Millrose Properties, Inc. is a U.S.-based real estate enterprise primarily focused on the acquisition, ownership, operation, and management of income-generating multi-family residential assets. Its core markets span the U.S. Mid-Atlantic and Southeast regions, and it also offers professional property management services to select third-party property owners.
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
MRP vs OFG — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $189.5M | $184.3M |
| Net Profit | $122.2M | $55.9M |
| Gross Margin | — | — |
| Operating Margin | 84.8% | 25.7% |
| Net Margin | 64.5% | 30.3% |
| Revenue YoY | — | 0.9% |
| Net Profit YoY | 285.8% | 11.0% |
| EPS (diluted) | $0.74 | $1.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $189.5M | $184.3M | ||
| Q3 25 | $179.3M | $186.2M | ||
| Q2 25 | $149.0M | $182.4M | ||
| Q1 25 | $82.7M | $178.6M | ||
| Q4 24 | — | $182.7M | ||
| Q3 24 | — | $174.7M | ||
| Q2 24 | — | $179.8M | ||
| Q1 24 | — | $174.4M |
| Q4 25 | $122.2M | $55.9M | ||
| Q3 25 | $105.1M | $51.8M | ||
| Q2 25 | $112.8M | $51.8M | ||
| Q1 25 | $39.8M | $45.6M | ||
| Q4 24 | — | $50.3M | ||
| Q3 24 | — | $47.0M | ||
| Q2 24 | — | $51.1M | ||
| Q1 24 | — | $49.7M |
| Q4 25 | 84.8% | 25.7% | ||
| Q3 25 | 85.3% | 33.0% | ||
| Q2 25 | 85.1% | 36.1% | ||
| Q1 25 | 55.2% | 33.3% | ||
| Q4 24 | — | 28.9% | ||
| Q3 24 | — | 35.4% | ||
| Q2 24 | — | 39.6% | ||
| Q1 24 | — | 38.9% |
| Q4 25 | 64.5% | 30.3% | ||
| Q3 25 | 58.6% | 27.8% | ||
| Q2 25 | 75.7% | 28.4% | ||
| Q1 25 | 48.1% | 25.5% | ||
| Q4 24 | — | 27.6% | ||
| Q3 24 | — | 26.9% | ||
| Q2 24 | — | 28.4% | ||
| Q1 24 | — | 28.5% |
| Q4 25 | $0.74 | $1.27 | ||
| Q3 25 | $0.63 | $1.16 | ||
| Q2 25 | $0.68 | $1.15 | ||
| Q1 25 | $0.39 | $1.00 | ||
| Q4 24 | — | $1.10 | ||
| Q3 24 | — | $1.00 | ||
| Q2 24 | — | $1.08 | ||
| Q1 24 | — | $1.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $35.0M | $1.0B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.9B | $1.4B |
| Total Assets | $9.3B | $12.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $35.0M | $1.0B | ||
| Q3 25 | $242.6M | $740.3M | ||
| Q2 25 | $66.6M | $851.8M | ||
| Q1 25 | $89.5M | $710.6M | ||
| Q4 24 | — | $591.1M | ||
| Q3 24 | — | $680.6M | ||
| Q2 24 | — | $740.4M | ||
| Q1 24 | — | $754.4M |
| Q4 25 | $5.9B | $1.4B | ||
| Q3 25 | $5.9B | $1.4B | ||
| Q2 25 | $5.9B | $1.3B | ||
| Q1 25 | $5.9B | $1.3B | ||
| Q4 24 | — | $1.3B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $1.2B | ||
| Q1 24 | — | $1.2B |
| Q4 25 | $9.3B | $12.5B | ||
| Q3 25 | $9.0B | $12.2B | ||
| Q2 25 | $8.0B | $12.2B | ||
| Q1 25 | $7.2B | $11.7B | ||
| Q4 24 | — | $11.5B | ||
| Q3 24 | — | $11.5B | ||
| Q2 24 | — | $11.3B | ||
| Q1 24 | — | $11.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $3.7B | $217.7M |
| Free Cash FlowOCF − Capex | — | $199.3M |
| FCF MarginFCF / Revenue | — | 108.1% |
| Capex IntensityCapex / Revenue | — | 10.0% |
| Cash ConversionOCF / Net Profit | 30.05× | 3.90× |
| TTM Free Cash FlowTrailing 4 quarters | — | $345.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.7B | $217.7M | ||
| Q3 25 | $123.1M | $39.5M | ||
| Q2 25 | $109.1M | $35.9M | ||
| Q1 25 | $21.3M | $83.1M | ||
| Q4 24 | — | $252.5M | ||
| Q3 24 | — | $58.1M | ||
| Q2 24 | — | $95.1M | ||
| Q1 24 | — | $61.0M |
| Q4 25 | — | $199.3M | ||
| Q3 25 | — | $35.5M | ||
| Q2 25 | — | $31.8M | ||
| Q1 25 | — | $78.7M | ||
| Q4 24 | — | $231.2M | ||
| Q3 24 | — | $51.8M | ||
| Q2 24 | — | $90.4M | ||
| Q1 24 | — | $54.8M |
| Q4 25 | — | 108.1% | ||
| Q3 25 | — | 19.1% | ||
| Q2 25 | — | 17.4% | ||
| Q1 25 | — | 44.1% | ||
| Q4 24 | — | 126.5% | ||
| Q3 24 | — | 29.6% | ||
| Q2 24 | — | 50.3% | ||
| Q1 24 | — | 31.4% |
| Q4 25 | — | 10.0% | ||
| Q3 25 | — | 2.1% | ||
| Q2 25 | — | 2.3% | ||
| Q1 25 | — | 2.4% | ||
| Q4 24 | — | 11.7% | ||
| Q3 24 | — | 3.6% | ||
| Q2 24 | — | 2.6% | ||
| Q1 24 | — | 3.5% |
| Q4 25 | 30.05× | 3.90× | ||
| Q3 25 | 1.17× | 0.76× | ||
| Q2 25 | 0.97× | 0.69× | ||
| Q1 25 | 0.53× | 1.82× | ||
| Q4 24 | — | 5.02× | ||
| Q3 24 | — | 1.24× | ||
| Q2 24 | — | 1.86× | ||
| Q1 24 | — | 1.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
