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Side-by-side financial comparison of MultiSensor AI Holdings, Inc. (MSAI) and OLB GROUP, INC. (OLB). Click either name above to swap in a different company.
OLB GROUP, INC. is the larger business by last-quarter revenue ($1.8M vs $1.4M, roughly 1.3× MultiSensor AI Holdings, Inc.). OLB GROUP, INC. runs the higher net margin — -83.7% vs -164.1%, a 80.4% gap on every dollar of revenue. On growth, MultiSensor AI Holdings, Inc. posted the faster year-over-year revenue change (-0.9% vs -35.2%). Over the past eight quarters, MultiSensor AI Holdings, Inc.'s revenue compounded faster (-21.9% CAGR vs -28.7%).
Figure AI, Inc. is an American robotics company developing AI-powered humanoid robots. The company was founded in 2022 by Brett Adcock, also known for founding Archer Aviation and Vettery.
OLB Group, Inc. is a global financial technology provider offering omnichannel payment processing solutions, e-commerce enablement tools, and digital banking services for small and medium-sized enterprises across North America, Europe, and key Asia-Pacific markets. Its core segments include merchant services, crypto payment integration, and cloud-based business management platforms.
MSAI vs OLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.4M | $1.8M |
| Net Profit | $-2.3M | $-1.5M |
| Gross Margin | — | — |
| Operating Margin | -171.6% | -83.7% |
| Net Margin | -164.1% | -83.7% |
| Revenue YoY | -0.9% | -35.2% |
| Net Profit YoY | 23.7% | 67.5% |
| EPS (diluted) | $-0.02 | $-0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.4M | $1.8M | ||
| Q3 25 | $1.6M | $2.3M | ||
| Q2 25 | $1.4M | $2.3M | ||
| Q1 25 | $1.2M | $2.3M | ||
| Q4 24 | $1.4M | $2.7M | ||
| Q3 24 | $1.6M | $3.1M | ||
| Q2 24 | $2.1M | $3.5M | ||
| Q1 24 | $2.3M | $3.5M |
| Q4 25 | $-2.3M | $-1.5M | ||
| Q3 25 | $-1.7M | $-1.2M | ||
| Q2 25 | $-3.3M | $-2.1M | ||
| Q1 25 | $-4.4M | $-1.1M | ||
| Q4 24 | $-3.0M | $-4.6M | ||
| Q3 24 | $-8.2M | $-1.6M | ||
| Q2 24 | $-6.4M | $-2.6M | ||
| Q1 24 | $-3.9M | $-2.4M |
| Q4 25 | -171.6% | -83.7% | ||
| Q3 25 | -107.6% | -49.1% | ||
| Q2 25 | -233.8% | -74.8% | ||
| Q1 25 | -394.6% | -36.6% | ||
| Q4 24 | -199.6% | -166.0% | ||
| Q3 24 | -541.5% | -52.9% | ||
| Q2 24 | -228.1% | -74.3% | ||
| Q1 24 | -112.7% | -82.6% |
| Q4 25 | -164.1% | -83.7% | ||
| Q3 25 | -106.5% | -50.8% | ||
| Q2 25 | -234.1% | -93.7% | ||
| Q1 25 | -379.1% | -46.9% | ||
| Q4 24 | -213.2% | -167.1% | ||
| Q3 24 | -511.5% | -52.9% | ||
| Q2 24 | -300.8% | -75.2% | ||
| Q1 24 | -172.4% | -67.8% |
| Q4 25 | $-0.02 | $-0.48 | ||
| Q3 25 | $-0.05 | $-0.13 | ||
| Q2 25 | $-0.10 | $-0.66 | ||
| Q1 25 | $-0.14 | $-0.47 | ||
| Q4 24 | $0.07 | $-3.55 | ||
| Q3 24 | $-0.34 | $-0.92 | ||
| Q2 24 | $-0.47 | $-1.49 | ||
| Q1 24 | $-0.33 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $24.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $32.0M | $4.6M |
| Total Assets | $35.5M | $12.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $24.4M | — | ||
| Q3 25 | $1.1M | — | ||
| Q2 25 | $3.2M | — | ||
| Q1 25 | $4.7M | $29.3K | ||
| Q4 24 | $4.4M | $27.4K | ||
| Q3 24 | $8.6M | $41.3K | ||
| Q2 24 | $234.0K | $53.3K | ||
| Q1 24 | $491.0K | $3.3K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $642.0K | — | ||
| Q1 24 | $2.8M | — |
| Q4 25 | $32.0M | $4.6M | ||
| Q3 25 | $8.3M | $5.3M | ||
| Q2 25 | $9.8M | $6.4M | ||
| Q1 25 | $12.9M | $2.3M | ||
| Q4 24 | $12.3M | $3.2M | ||
| Q3 24 | $15.6M | $6.7M | ||
| Q2 24 | $1.6M | $8.3M | ||
| Q1 24 | $1.4M | $11.0M |
| Q4 25 | $35.5M | $12.3M | ||
| Q3 25 | $11.9M | $12.2M | ||
| Q2 25 | $14.6M | $12.4M | ||
| Q1 25 | $16.4M | $12.5M | ||
| Q4 24 | $15.5M | $12.7M | ||
| Q3 24 | $18.9M | $15.9M | ||
| Q2 24 | $16.4M | $16.6M | ||
| Q1 24 | $14.1M | $18.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.41× | — | ||
| Q1 24 | 2.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-2.2M | $-1.3M |
| Free Cash FlowOCF − Capex | $-2.6M | — |
| FCF MarginFCF / Revenue | -187.3% | — |
| Capex IntensityCapex / Revenue | 26.2% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-9.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-2.2M | $-1.3M | ||
| Q3 25 | $-1.8M | $-115.5K | ||
| Q2 25 | $-804.0K | $-1.0M | ||
| Q1 25 | $-3.2M | $-155.8K | ||
| Q4 24 | $-3.1M | $-2.6M | ||
| Q3 24 | $-12.7M | $-376.7K | ||
| Q2 24 | $-303.0K | $-785.5K | ||
| Q1 24 | $492.0K | $-424.7K |
| Q4 25 | $-2.6M | — | ||
| Q3 25 | $-2.1M | — | ||
| Q2 25 | $-1.3M | — | ||
| Q1 25 | $-3.6M | — | ||
| Q4 24 | $-4.1M | — | ||
| Q3 24 | $-13.2M | — | ||
| Q2 24 | $-844.0K | — | ||
| Q1 24 | $-79.0K | — |
| Q4 25 | -187.3% | — | ||
| Q3 25 | -136.1% | — | ||
| Q2 25 | -91.5% | — | ||
| Q1 25 | -308.6% | — | ||
| Q4 24 | -294.6% | — | ||
| Q3 24 | -823.2% | — | ||
| Q2 24 | -39.7% | — | ||
| Q1 24 | -3.5% | — |
| Q4 25 | 26.2% | — | ||
| Q3 25 | 21.5% | — | ||
| Q2 25 | 34.8% | — | ||
| Q1 25 | 37.2% | — | ||
| Q4 24 | 76.2% | — | ||
| Q3 24 | 30.5% | — | ||
| Q2 24 | 25.5% | — | ||
| Q1 24 | 25.1% | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MSAI
Segment breakdown not available.
OLB
| Transaction And Processing Fees | $1.7M | 94% |
| Other | $99.2K | 6% |
