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Side-by-side financial comparison of EMERSON RADIO CORP (MSN) and NSTS Bancorp, Inc. (NSTS). Click either name above to swap in a different company.
NSTS Bancorp, Inc. is the larger business by last-quarter revenue ($2.5M vs $1.9M, roughly 1.3× EMERSON RADIO CORP). NSTS Bancorp, Inc. runs the higher net margin — 214.3% vs -36.7%, a 251.0% gap on every dollar of revenue. On growth, NSTS Bancorp, Inc. posted the faster year-over-year revenue change (3.0% vs -52.8%). Over the past eight quarters, NSTS Bancorp, Inc.'s revenue compounded faster (11.7% CAGR vs -7.3%).
Emerson Radio Corporation is one of the United States' largest volume consumer electronics distributors and has a recognized trademark in continuous use since 1912. The company designs, markets, and licenses many product lines worldwide, including products sold, and sometimes licensed, under the brand name G Clef, an homage to Emerson's logo.
NSTS Bancorp, Inc. is a U.S.-based bank holding company. It offers a comprehensive suite of retail and commercial banking products and services, including deposit accounts, personal loans, commercial loans, and wealth management solutions, primarily serving individual consumers and small-to-medium enterprises in its regional operating areas.
MSN vs NSTS — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.9M | $2.5M |
| Net Profit | $-694.0K | $135.0K |
| Gross Margin | 10.9% | — |
| Operating Margin | -43.7% | — |
| Net Margin | -36.7% | 214.3% |
| Revenue YoY | -52.8% | 3.0% |
| Net Profit YoY | -31.7% | 393.5% |
| EPS (diluted) | $-0.03 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.9M | $2.5M | ||
| Q3 25 | $1.2M | $2.5M | ||
| Q2 25 | $1.7M | $2.5M | ||
| Q1 25 | $1.8M | $2.2M | ||
| Q4 24 | $4.0M | $2.4M | ||
| Q3 24 | $2.7M | $2.3M | ||
| Q2 24 | $2.2M | $2.3M | ||
| Q1 24 | $2.2M | $2.0M |
| Q4 25 | $-694.0K | $135.0K | ||
| Q3 25 | $-1.0M | $65.0K | ||
| Q2 25 | $-1.1M | $-258.0K | ||
| Q1 25 | $-2.4M | $-328.0K | ||
| Q4 24 | $-527.0K | $-46.0K | ||
| Q3 24 | $-881.0K | $-171.0K | ||
| Q2 24 | $-962.0K | $-326.0K | ||
| Q1 24 | $-883.0K | $-246.0K |
| Q4 25 | 10.9% | — | ||
| Q3 25 | -0.1% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | -3.0% | — | ||
| Q4 24 | 12.3% | — | ||
| Q3 24 | 9.9% | — | ||
| Q2 24 | 8.8% | — | ||
| Q1 24 | 15.9% | — |
| Q4 25 | -43.7% | — | ||
| Q3 25 | -98.4% | 2.6% | ||
| Q2 25 | -78.1% | -10.1% | ||
| Q1 25 | -137.8% | -15.2% | ||
| Q4 24 | -18.3% | -71.9% | ||
| Q3 24 | -40.8% | -7.6% | ||
| Q2 24 | -55.6% | -14.2% | ||
| Q1 24 | -52.2% | -12.2% |
| Q4 25 | -36.7% | 214.3% | ||
| Q3 25 | -85.8% | 2.6% | ||
| Q2 25 | -68.1% | -10.1% | ||
| Q1 25 | -127.9% | -15.2% | ||
| Q4 24 | -13.2% | -71.9% | ||
| Q3 24 | -32.2% | -7.6% | ||
| Q2 24 | -43.8% | -14.2% | ||
| Q1 24 | -40.1% | -12.2% |
| Q4 25 | $-0.03 | — | ||
| Q3 25 | $-0.05 | $0.01 | ||
| Q2 25 | $-0.05 | — | ||
| Q1 25 | $-0.10 | — | ||
| Q4 24 | $-0.03 | — | ||
| Q3 24 | $-0.04 | $-0.03 | ||
| Q2 24 | $-0.05 | — | ||
| Q1 24 | $-0.04 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $13.3M | $34.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $18.6M | $80.0M |
| Total Assets | $20.1M | $266.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $13.3M | $34.0M | ||
| Q3 25 | $13.5M | $34.1M | ||
| Q2 25 | $15.5M | $47.5M | ||
| Q1 25 | $16.1M | $57.5M | ||
| Q4 24 | $16.4M | $53.5M | ||
| Q3 24 | $16.7M | $34.6M | ||
| Q2 24 | $18.9M | $32.4M | ||
| Q1 24 | $19.9M | $36.4M |
| Q4 25 | $18.6M | $80.0M | ||
| Q3 25 | $19.3M | $78.9M | ||
| Q2 25 | $20.4M | $77.8M | ||
| Q1 25 | $21.5M | $77.5M | ||
| Q4 24 | $23.9M | $76.5M | ||
| Q3 24 | $24.4M | $78.4M | ||
| Q2 24 | $25.3M | $76.5M | ||
| Q1 24 | $26.2M | $77.0M |
| Q4 25 | $20.1M | $266.6M | ||
| Q3 25 | $20.7M | $269.8M | ||
| Q2 25 | $23.3M | $276.0M | ||
| Q1 25 | $23.5M | $282.7M | ||
| Q4 24 | $26.4M | $278.7M | ||
| Q3 24 | $26.6M | $268.4M | ||
| Q2 24 | $28.5M | $265.9M | ||
| Q1 24 | $29.1M | $265.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-228.0K | $4.1M |
| Free Cash FlowOCF − Capex | — | $3.9M |
| FCF MarginFCF / Revenue | — | 156.9% |
| Capex IntensityCapex / Revenue | 0.0% | 4.1% |
| Cash ConversionOCF / Net Profit | — | 30.01× |
| TTM Free Cash FlowTrailing 4 quarters | — | $4.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-228.0K | $4.1M | ||
| Q3 25 | $-2.0M | $2.9M | ||
| Q2 25 | $-514.0K | $655.0K | ||
| Q1 25 | $-391.0K | $-2.7M | ||
| Q4 24 | $-293.0K | $9.4M | ||
| Q3 24 | $-2.1M | $1.6M | ||
| Q2 24 | $-840.0K | $-1.6M | ||
| Q1 24 | $-2.2M | $92.0K |
| Q4 25 | — | $3.9M | ||
| Q3 25 | — | $2.9M | ||
| Q2 25 | — | $616.0K | ||
| Q1 25 | — | $-2.7M | ||
| Q4 24 | $-301.0K | $9.1M | ||
| Q3 24 | $-2.1M | $1.6M | ||
| Q2 24 | $-1.0M | $-1.7M | ||
| Q1 24 | $-2.3M | $76.0K |
| Q4 25 | — | 156.9% | ||
| Q3 25 | — | 113.9% | ||
| Q2 25 | — | 24.2% | ||
| Q1 25 | — | -126.1% | ||
| Q4 24 | -7.5% | 373.1% | ||
| Q3 24 | -77.8% | 69.3% | ||
| Q2 24 | -46.4% | -76.4% | ||
| Q1 24 | -102.3% | 3.8% |
| Q4 25 | 0.0% | 4.1% | ||
| Q3 25 | 0.0% | 0.1% | ||
| Q2 25 | 0.0% | 1.5% | ||
| Q1 25 | 0.0% | 2.5% | ||
| Q4 24 | 0.2% | 13.1% | ||
| Q3 24 | 0.3% | 2.3% | ||
| Q2 24 | 8.2% | 5.1% | ||
| Q1 24 | 0.5% | 0.8% |
| Q4 25 | — | 30.01× | ||
| Q3 25 | — | 44.03× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MSN
| Products | $1.8M | 95% |
| Other | $87.0K | 5% |
NSTS
Segment breakdown not available.
