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Side-by-side financial comparison of Maison Solutions Inc. (MSS) and SOUTHERN MISSOURI BANCORP, INC. (SMBC). Click either name above to swap in a different company.

SOUTHERN MISSOURI BANCORP, INC. is the larger business by last-quarter revenue ($49.6M vs $27.6M, roughly 1.8× Maison Solutions Inc.). SOUTHERN MISSOURI BANCORP, INC. runs the higher net margin — 36.6% vs -18.0%, a 54.5% gap on every dollar of revenue. On growth, SOUTHERN MISSOURI BANCORP, INC. posted the faster year-over-year revenue change (10.3% vs -10.9%). Over the past eight quarters, Maison Solutions Inc.'s revenue compounded faster (42.5% CAGR vs 11.3%).

Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

MSS vs SMBC — Head-to-Head

Bigger by revenue
SMBC
SMBC
1.8× larger
SMBC
$49.6M
$27.6M
MSS
Growing faster (revenue YoY)
SMBC
SMBC
+21.3% gap
SMBC
10.3%
-10.9%
MSS
Higher net margin
SMBC
SMBC
54.5% more per $
SMBC
36.6%
-18.0%
MSS
Faster 2-yr revenue CAGR
MSS
MSS
Annualised
MSS
42.5%
11.3%
SMBC

Income Statement — Q2 FY2026 vs Q2 FY2026

Metric
MSS
MSS
SMBC
SMBC
Revenue
$27.6M
$49.6M
Net Profit
$-5.0M
$18.1M
Gross Margin
23.4%
Operating Margin
-4.9%
45.7%
Net Margin
-18.0%
36.6%
Revenue YoY
-10.9%
10.3%
Net Profit YoY
-1840.5%
23.9%
EPS (diluted)
$-0.23
$1.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MSS
MSS
SMBC
SMBC
Q4 25
$27.6M
$49.6M
Q3 25
$27.2M
$49.0M
Q2 25
$34.4M
$47.6M
Q1 25
$32.3M
$46.1M
Q4 24
$29.4M
$45.0M
Q3 24
$28.2M
$43.8M
Q2 24
$16.9M
$42.9M
Q1 24
$13.6M
$40.1M
Net Profit
MSS
MSS
SMBC
SMBC
Q4 25
$-5.0M
$18.1M
Q3 25
$-1.5M
$15.7M
Q2 25
$-287.4K
$15.8M
Q1 25
$1.0M
$15.7M
Q4 24
$-256.0K
$14.7M
Q3 24
$700.9K
$12.5M
Q2 24
$-2.8M
$13.5M
Q1 24
$-549.0K
$11.3M
Gross Margin
MSS
MSS
SMBC
SMBC
Q4 25
23.4%
Q3 25
24.1%
Q2 25
9.5%
Q1 25
21.8%
Q4 24
26.9%
Q3 24
28.9%
Q2 24
13.0%
Q1 24
23.4%
Operating Margin
MSS
MSS
SMBC
SMBC
Q4 25
-4.9%
45.7%
Q3 25
0.7%
39.7%
Q2 25
-15.9%
40.2%
Q1 25
3.7%
43.0%
Q4 24
3.2%
42.7%
Q3 24
7.3%
36.1%
Q2 24
-14.4%
39.6%
Q1 24
-2.3%
35.3%
Net Margin
MSS
MSS
SMBC
SMBC
Q4 25
-18.0%
36.6%
Q3 25
-5.7%
31.9%
Q2 25
-0.8%
33.2%
Q1 25
3.1%
34.0%
Q4 24
-0.9%
32.6%
Q3 24
2.5%
28.4%
Q2 24
-16.4%
31.6%
Q1 24
-4.0%
28.2%
EPS (diluted)
MSS
MSS
SMBC
SMBC
Q4 25
$-0.23
$1.62
Q3 25
$-0.08
$1.38
Q2 25
$-0.02
$1.39
Q1 25
$0.06
$1.39
Q4 24
$-0.01
$1.30
Q3 24
$0.04
$1.10
Q2 24
$-0.16
$1.20
Q1 24
$-0.03
$0.99

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MSS
MSS
SMBC
SMBC
Cash + ST InvestmentsLiquidity on hand
$134.1M
Total DebtLower is stronger
$2.6M
Stockholders' EquityBook value
$11.6M
$567.4M
Total Assets
$75.4M
$5.1B
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MSS
MSS
SMBC
SMBC
Q4 25
$134.1M
Q3 25
$1.1M
$124.1M
Q2 25
$775.4K
$192.9M
Q1 25
$445.4K
$226.9M
Q4 24
$355.7K
$145.8M
Q3 24
$588.9K
$75.3M
Q2 24
$2.1M
$60.9M
Q1 24
$9.4M
$168.3M
Total Debt
MSS
MSS
SMBC
SMBC
Q4 25
$2.6M
Q3 25
$2.6M
Q2 25
$2.6M
Q1 25
Q4 24
Q3 24
$2.5M
Q2 24
$2.6M
Q1 24
$2.6M
Stockholders' Equity
MSS
MSS
SMBC
SMBC
Q4 25
$11.6M
$567.4M
Q3 25
$10.1M
$560.2M
Q2 25
$11.7M
$544.7M
Q1 25
$12.0M
$528.8M
Q4 24
$10.9M
$512.4M
Q3 24
$11.2M
$505.6M
Q2 24
$10.5M
$488.7M
Q1 24
$13.3M
$479.6M
Total Assets
MSS
MSS
SMBC
SMBC
Q4 25
$75.4M
$5.1B
Q3 25
$73.3M
$5.0B
Q2 25
$77.4M
$5.0B
Q1 25
$82.7M
$5.0B
Q4 24
$82.7M
$4.9B
Q3 24
$82.1M
$4.7B
Q2 24
$82.4M
$4.6B
Q1 24
$44.2M
$4.6B
Debt / Equity
MSS
MSS
SMBC
SMBC
Q4 25
0.22×
Q3 25
0.26×
Q2 25
0.22×
Q1 25
Q4 24
Q3 24
0.23×
Q2 24
0.24×
Q1 24
0.19×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MSS
MSS
SMBC
SMBC
Operating Cash FlowLast quarter
$-1.7M
$21.3M
Free Cash FlowOCF − Capex
$20.2M
FCF MarginFCF / Revenue
40.6%
Capex IntensityCapex / Revenue
2.2%
Cash ConversionOCF / Net Profit
1.17×
TTM Free Cash FlowTrailing 4 quarters
$133.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MSS
MSS
SMBC
SMBC
Q4 25
$-1.7M
$21.3M
Q3 25
$1.1M
$16.3M
Q2 25
$-1.6M
$81.6M
Q1 25
$1.7M
$24.1M
Q4 24
$1.1M
$20.1M
Q3 24
$3.6M
$10.0M
Q2 24
$-2.6M
$70.3M
Q1 24
$-1.4M
$23.9M
Free Cash Flow
MSS
MSS
SMBC
SMBC
Q4 25
$20.2M
Q3 25
$15.4M
Q2 25
$75.3M
Q1 25
$22.7M
Q4 24
$18.2M
Q3 24
$8.6M
Q2 24
$61.2M
Q1 24
$19.6M
FCF Margin
MSS
MSS
SMBC
SMBC
Q4 25
40.6%
Q3 25
31.4%
Q2 25
158.1%
Q1 25
49.3%
Q4 24
40.3%
Q3 24
19.5%
Q2 24
142.8%
Q1 24
48.8%
Capex Intensity
MSS
MSS
SMBC
SMBC
Q4 25
2.2%
Q3 25
1.8%
Q2 25
13.2%
Q1 25
3.0%
Q4 24
4.4%
Q3 24
3.3%
Q2 24
21.1%
Q1 24
10.8%
Cash Conversion
MSS
MSS
SMBC
SMBC
Q4 25
1.17×
Q3 25
1.04×
Q2 25
5.17×
Q1 25
1.66×
1.54×
Q4 24
1.37×
Q3 24
5.12×
0.80×
Q2 24
5.19×
Q1 24
2.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MSS
MSS

Perishables$14.4M52%
Nonperishables$13.2M48%

SMBC
SMBC

Segment breakdown not available.

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