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Side-by-side financial comparison of Maison Solutions Inc. (MSS) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.
SMARTFINANCIAL INC. is the larger business by last-quarter revenue ($53.8M vs $27.6M, roughly 1.9× Maison Solutions Inc.). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs -18.0%, a 43.4% gap on every dollar of revenue. Over the past eight quarters, Maison Solutions Inc.'s revenue compounded faster (42.5% CAGR vs 15.4%).
Maison Solutions Inc.MSSEarnings & Financial Report
Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.
SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.
MSS vs SMBK — Head-to-Head
Income Statement — Q2 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $27.6M | $53.8M |
| Net Profit | $-5.0M | $13.7M |
| Gross Margin | 23.4% | — |
| Operating Margin | -4.9% | — |
| Net Margin | -18.0% | 25.4% |
| Revenue YoY | -10.9% | — |
| Net Profit YoY | -1840.5% | 21.6% |
| EPS (diluted) | $-0.23 | $0.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $53.8M | ||
| Q4 25 | $27.6M | $53.3M | ||
| Q3 25 | $27.2M | $51.1M | ||
| Q2 25 | $34.4M | $49.2M | ||
| Q1 25 | $32.3M | $46.8M | ||
| Q4 24 | $29.4M | $46.8M | ||
| Q3 24 | $28.2M | $44.2M | ||
| Q2 24 | $16.9M | $40.4M |
| Q1 26 | — | $13.7M | ||
| Q4 25 | $-5.0M | $13.7M | ||
| Q3 25 | $-1.5M | $13.7M | ||
| Q2 25 | $-287.4K | $11.7M | ||
| Q1 25 | $1.0M | $11.3M | ||
| Q4 24 | $-256.0K | $9.6M | ||
| Q3 24 | $700.9K | $9.1M | ||
| Q2 24 | $-2.8M | $8.0M |
| Q1 26 | — | — | ||
| Q4 25 | 23.4% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 9.5% | — | ||
| Q1 25 | 21.8% | — | ||
| Q4 24 | 26.9% | — | ||
| Q3 24 | 28.9% | — | ||
| Q2 24 | 13.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | -4.9% | 31.3% | ||
| Q3 25 | 0.7% | 33.2% | ||
| Q2 25 | -15.9% | 29.0% | ||
| Q1 25 | 3.7% | 29.0% | ||
| Q4 24 | 3.2% | 26.5% | ||
| Q3 24 | 7.3% | 24.3% | ||
| Q2 24 | -14.4% | 25.6% |
| Q1 26 | — | 25.4% | ||
| Q4 25 | -18.0% | 25.7% | ||
| Q3 25 | -5.7% | 26.8% | ||
| Q2 25 | -0.8% | 23.8% | ||
| Q1 25 | 3.1% | 24.0% | ||
| Q4 24 | -0.9% | 20.6% | ||
| Q3 24 | 2.5% | 20.7% | ||
| Q2 24 | -16.4% | 19.8% |
| Q1 26 | — | $0.81 | ||
| Q4 25 | $-0.23 | $0.81 | ||
| Q3 25 | $-0.08 | $0.81 | ||
| Q2 25 | $-0.02 | $0.69 | ||
| Q1 25 | $0.06 | $0.67 | ||
| Q4 24 | $-0.01 | $0.57 | ||
| Q3 24 | $0.04 | $0.54 | ||
| Q2 24 | $-0.16 | $0.48 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $346.1M |
| Total DebtLower is stronger | $2.6M | — |
| Stockholders' EquityBook value | $11.6M | $562.2M |
| Total Assets | $75.4M | $5.9B |
| Debt / EquityLower = less leverage | 0.22× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $346.1M | ||
| Q4 25 | — | $464.4M | ||
| Q3 25 | $1.1M | $557.1M | ||
| Q2 25 | $775.4K | $365.1M | ||
| Q1 25 | $445.4K | $423.0M | ||
| Q4 24 | $355.7K | $387.6M | ||
| Q3 24 | $588.9K | $192.9M | ||
| Q2 24 | $2.1M | $342.8M |
| Q1 26 | — | — | ||
| Q4 25 | $2.6M | — | ||
| Q3 25 | $2.6M | $1.3M | ||
| Q2 25 | $2.6M | $7.0M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $8.1M | ||
| Q3 24 | $2.5M | $9.0M | ||
| Q2 24 | $2.6M | $12.7M |
| Q1 26 | — | $562.2M | ||
| Q4 25 | $11.6M | $552.4M | ||
| Q3 25 | $10.1M | $538.4M | ||
| Q2 25 | $11.7M | $519.0M | ||
| Q1 25 | $12.0M | $505.8M | ||
| Q4 24 | $10.9M | $491.3M | ||
| Q3 24 | $11.2M | $489.0M | ||
| Q2 24 | $10.5M | $472.5M |
| Q1 26 | — | $5.9B | ||
| Q4 25 | $75.4M | $5.9B | ||
| Q3 25 | $73.3M | $5.8B | ||
| Q2 25 | $77.4M | $5.5B | ||
| Q1 25 | $82.7M | $5.4B | ||
| Q4 24 | $82.7M | $5.3B | ||
| Q3 24 | $82.1M | $4.9B | ||
| Q2 24 | $82.4M | $4.9B |
| Q1 26 | — | — | ||
| Q4 25 | 0.22× | — | ||
| Q3 25 | 0.26× | 0.00× | ||
| Q2 25 | 0.22× | 0.01× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | 0.23× | 0.02× | ||
| Q2 24 | 0.24× | 0.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.7M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-1.7M | $61.7M | ||
| Q3 25 | $1.1M | $16.9M | ||
| Q2 25 | $-1.6M | $14.0M | ||
| Q1 25 | $1.7M | $14.3M | ||
| Q4 24 | $1.1M | $52.7M | ||
| Q3 24 | $3.6M | $12.4M | ||
| Q2 24 | $-2.6M | $16.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $59.3M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $13.2M | ||
| Q1 25 | — | $13.4M | ||
| Q4 24 | — | $46.3M | ||
| Q3 24 | — | $11.3M | ||
| Q2 24 | — | $15.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 111.3% | ||
| Q3 25 | — | 32.4% | ||
| Q2 25 | — | 26.9% | ||
| Q1 25 | — | 28.5% | ||
| Q4 24 | — | 98.9% | ||
| Q3 24 | — | 25.7% | ||
| Q2 24 | — | 38.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.5% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 13.7% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 2.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.50× | ||
| Q3 25 | — | 1.23× | ||
| Q2 25 | — | 1.20× | ||
| Q1 25 | 1.66× | 1.27× | ||
| Q4 24 | — | 5.47× | ||
| Q3 24 | 5.12× | 1.36× | ||
| Q2 24 | — | 2.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MSS
| Perishables | $14.4M | 52% |
| Nonperishables | $13.2M | 48% |
SMBK
| Net Interest Income | $45.9M | 85% |
| Noninterest Income | $7.9M | 15% |
