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Side-by-side financial comparison of Metallus Inc. (MTUS) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
Metallus Inc. is the larger business by last-quarter revenue ($267.3M vs $194.8M, roughly 1.4× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -5.3%, a 54.8% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 11.1%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-37.2M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs -8.8%).
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
MTUS vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $267.3M | $194.8M |
| Net Profit | $-14.3M | $96.2M |
| Gross Margin | 2.2% | — |
| Operating Margin | -7.7% | 71.7% |
| Net Margin | -5.3% | 49.4% |
| Revenue YoY | 11.1% | 152.7% |
| Net Profit YoY | 33.2% | 388.9% |
| EPS (diluted) | $-0.34 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $267.3M | $194.8M | ||
| Q3 25 | $305.9M | $87.4M | ||
| Q2 25 | $304.6M | $82.6M | ||
| Q1 25 | $280.5M | $81.7M | ||
| Q4 24 | $240.5M | $77.1M | ||
| Q3 24 | $227.2M | $76.6M | ||
| Q2 24 | $294.7M | $72.7M | ||
| Q1 24 | $321.6M | $72.8M |
| Q4 25 | $-14.3M | $96.2M | ||
| Q3 25 | $8.1M | $23.7M | ||
| Q2 25 | $3.7M | $21.5M | ||
| Q1 25 | $1.3M | $19.7M | ||
| Q4 24 | $-21.4M | $19.7M | ||
| Q3 24 | $-5.9M | $18.6M | ||
| Q2 24 | $4.6M | $15.7M | ||
| Q1 24 | $24.0M | $16.9M |
| Q4 25 | 2.2% | — | ||
| Q3 25 | 11.4% | — | ||
| Q2 25 | 10.6% | — | ||
| Q1 25 | 7.8% | — | ||
| Q4 24 | 4.5% | — | ||
| Q3 24 | 5.3% | — | ||
| Q2 24 | 8.2% | — | ||
| Q1 24 | 15.7% | — |
| Q4 25 | -7.7% | 71.7% | ||
| Q3 25 | 3.6% | 35.6% | ||
| Q2 25 | 2.8% | 34.2% | ||
| Q1 25 | 1.0% | 31.6% | ||
| Q4 24 | -10.1% | 33.4% | ||
| Q3 24 | -3.1% | 32.0% | ||
| Q2 24 | 2.1% | 28.3% | ||
| Q1 24 | 9.3% | 30.4% |
| Q4 25 | -5.3% | 49.4% | ||
| Q3 25 | 2.6% | 27.1% | ||
| Q2 25 | 1.2% | 26.0% | ||
| Q1 25 | 0.5% | 24.1% | ||
| Q4 24 | -8.9% | 25.5% | ||
| Q3 24 | -2.6% | 24.3% | ||
| Q2 24 | 1.6% | 21.6% | ||
| Q1 24 | 7.5% | 23.2% |
| Q4 25 | $-0.34 | $6.72 | ||
| Q3 25 | $0.19 | $1.65 | ||
| Q2 25 | $0.09 | $1.50 | ||
| Q1 25 | $0.03 | $1.37 | ||
| Q4 24 | $-0.46 | $1.39 | ||
| Q3 24 | $-0.13 | $1.30 | ||
| Q2 24 | $0.10 | $1.10 | ||
| Q1 24 | $0.52 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $156.7M | $132.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $686.0M | $938.4M |
| Total Assets | $1.1B | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $156.7M | $132.8M | ||
| Q3 25 | $191.5M | $193.5M | ||
| Q2 25 | $190.8M | $212.6M | ||
| Q1 25 | $180.3M | $193.1M | ||
| Q4 24 | $240.7M | $134.4M | ||
| Q3 24 | $254.6M | $132.3M | ||
| Q2 24 | $272.8M | $70.9M | ||
| Q1 24 | $278.1M | $57.1M |
| Q4 25 | — | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $5.4M | — | ||
| Q3 24 | $13.2M | — | ||
| Q2 24 | $13.2M | — | ||
| Q1 24 | $13.2M | — |
| Q4 25 | $686.0M | $938.4M | ||
| Q3 25 | $697.7M | $788.8M | ||
| Q2 25 | $690.0M | $761.8M | ||
| Q1 25 | $686.1M | $741.4M | ||
| Q4 24 | $690.5M | $713.4M | ||
| Q3 24 | $712.7M | $719.9M | ||
| Q2 24 | $736.3M | $674.6M | ||
| Q1 24 | $739.3M | $667.9M |
| Q4 25 | $1.1B | $8.7B | ||
| Q3 25 | $1.2B | $8.5B | ||
| Q2 25 | $1.1B | $8.4B | ||
| Q1 25 | $1.1B | $8.2B | ||
| Q4 24 | $1.1B | $8.1B | ||
| Q3 24 | $1.1B | $8.0B | ||
| Q2 24 | $1.1B | $7.9B | ||
| Q1 24 | $1.2B | $7.8B |
| Q4 25 | — | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.01× | — | ||
| Q4 24 | 0.01× | — | ||
| Q3 24 | 0.02× | — | ||
| Q2 24 | 0.02× | — | ||
| Q1 24 | 0.02× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.9M | $38.9M |
| Free Cash FlowOCF − Capex | $-37.2M | $31.9M |
| FCF MarginFCF / Revenue | -13.9% | 16.4% |
| Capex IntensityCapex / Revenue | 13.2% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $-93.0M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.9M | $38.9M | ||
| Q3 25 | $22.0M | $34.9M | ||
| Q2 25 | $34.8M | $18.9M | ||
| Q1 25 | $-38.9M | $22.2M | ||
| Q4 24 | $13.9M | $95.0M | ||
| Q3 24 | $-15.3M | $21.2M | ||
| Q2 24 | $8.3M | $27.3M | ||
| Q1 24 | $33.4M | $23.2M |
| Q4 25 | $-37.2M | $31.9M | ||
| Q3 25 | $-6.4M | $33.9M | ||
| Q2 25 | $17.0M | $18.3M | ||
| Q1 25 | $-66.4M | $20.9M | ||
| Q4 24 | $-1.3M | $88.8M | ||
| Q3 24 | $-32.9M | $18.9M | ||
| Q2 24 | $-5.8M | $26.3M | ||
| Q1 24 | $16.0M | $21.9M |
| Q4 25 | -13.9% | 16.4% | ||
| Q3 25 | -2.1% | 38.8% | ||
| Q2 25 | 5.6% | 22.1% | ||
| Q1 25 | -23.7% | 25.5% | ||
| Q4 24 | -0.5% | 115.1% | ||
| Q3 24 | -14.5% | 24.7% | ||
| Q2 24 | -2.0% | 36.2% | ||
| Q1 24 | 5.0% | 30.0% |
| Q4 25 | 13.2% | 3.6% | ||
| Q3 25 | 9.3% | 1.1% | ||
| Q2 25 | 5.8% | 0.8% | ||
| Q1 25 | 9.8% | 1.7% | ||
| Q4 24 | 6.3% | 8.1% | ||
| Q3 24 | 7.7% | 2.9% | ||
| Q2 24 | 4.8% | 1.3% | ||
| Q1 24 | 5.4% | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | 2.72× | 1.47× | ||
| Q2 25 | 9.41× | 0.88× | ||
| Q1 25 | -29.92× | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | 1.80× | 1.74× | ||
| Q1 24 | 1.39× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MTUS
| Industrial Market Sector | $95.3M | 36% |
| Manufactured Components | $67.8M | 25% |
| Aerospace And Defense | $39.6M | 15% |
| Seamless Mechanical Tubing | $31.3M | 12% |
| Energy Market Sector | $18.3M | 7% |
| Other | $11.3M | 4% |
| Other Market Sector | $3.7M | 1% |
TMP
Segment breakdown not available.
