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Side-by-side financial comparison of NOODLES & Co (NDLS) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $122.1M, roughly 1.6× NOODLES & Co). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -7.5%, a 56.9% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -4.1%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-2.8M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs -1.2%).
Noodles & Company is an American fast-casual restaurant that offers international and American noodle dishes in addition to soups and salads. Noodles & Company was founded in 1995 by Aaron Kennedy and is headquartered in Broomfield, Colorado. The company went public in 2013 and recorded a $457 million revenue in 2017. In mid-2022, there were 458 Noodles & Company locations across 31 states.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
NDLS vs TMP — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $122.1M | $194.8M |
| Net Profit | $-9.2M | $96.2M |
| Gross Margin | — | — |
| Operating Margin | -5.2% | 71.7% |
| Net Margin | -7.5% | 49.4% |
| Revenue YoY | -4.1% | 152.7% |
| Net Profit YoY | 32.8% | 388.9% |
| EPS (diluted) | $-0.20 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $194.8M | ||
| Q3 25 | $122.1M | $87.4M | ||
| Q2 25 | $123.8M | $82.6M | ||
| Q1 25 | — | $81.7M | ||
| Q4 24 | $122.8M | $77.1M | ||
| Q3 24 | $127.4M | $76.6M | ||
| Q2 24 | $121.4M | $72.7M | ||
| Q1 24 | $124.3M | $72.8M |
| Q4 25 | — | $96.2M | ||
| Q3 25 | $-9.2M | $23.7M | ||
| Q2 25 | $-9.1M | $21.5M | ||
| Q1 25 | — | $19.7M | ||
| Q4 24 | $-6.8M | $19.7M | ||
| Q3 24 | $-13.6M | $18.6M | ||
| Q2 24 | $-6.1M | $15.7M | ||
| Q1 24 | $-6.1M | $16.9M |
| Q4 25 | — | 71.7% | ||
| Q3 25 | -5.2% | 35.6% | ||
| Q2 25 | -5.2% | 34.2% | ||
| Q1 25 | — | 31.6% | ||
| Q4 24 | -3.9% | 33.4% | ||
| Q3 24 | -9.0% | 32.0% | ||
| Q2 24 | -3.4% | 28.3% | ||
| Q1 24 | -3.7% | 30.4% |
| Q4 25 | — | 49.4% | ||
| Q3 25 | -7.5% | 27.1% | ||
| Q2 25 | -7.3% | 26.0% | ||
| Q1 25 | — | 24.1% | ||
| Q4 24 | -5.5% | 25.5% | ||
| Q3 24 | -10.7% | 24.3% | ||
| Q2 24 | -5.1% | 21.6% | ||
| Q1 24 | -4.9% | 23.2% |
| Q4 25 | — | $6.72 | ||
| Q3 25 | $-0.20 | $1.65 | ||
| Q2 25 | $-0.20 | $1.50 | ||
| Q1 25 | — | $1.37 | ||
| Q4 24 | $-0.15 | $1.39 | ||
| Q3 24 | $-0.30 | $1.30 | ||
| Q2 24 | $-0.14 | $1.10 | ||
| Q1 24 | $-1.64 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.7M | $132.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $-38.9M | $938.4M |
| Total Assets | $280.6M | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $132.8M | ||
| Q3 25 | $4.7M | $193.5M | ||
| Q2 25 | $1.4M | $212.6M | ||
| Q1 25 | — | $193.1M | ||
| Q4 24 | $3.3M | $134.4M | ||
| Q3 24 | $1.8M | $132.3M | ||
| Q2 24 | $1.3M | $70.9M | ||
| Q1 24 | $3.0M | $57.1M |
| Q4 25 | — | $938.4M | ||
| Q3 25 | $-38.9M | $788.8M | ||
| Q2 25 | $-13.9M | $761.8M | ||
| Q1 25 | — | $741.4M | ||
| Q4 24 | $3.7M | $713.4M | ||
| Q3 24 | $9.6M | $719.9M | ||
| Q2 24 | $21.9M | $674.6M | ||
| Q1 24 | $27.2M | $667.9M |
| Q4 25 | — | $8.7B | ||
| Q3 25 | $280.6M | $8.5B | ||
| Q2 25 | $319.4M | $8.4B | ||
| Q1 25 | — | $8.2B | ||
| Q4 24 | $340.5M | $8.1B | ||
| Q3 24 | $346.3M | $8.0B | ||
| Q2 24 | $360.4M | $7.9B | ||
| Q1 24 | $368.1M | $7.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $4.3M | $38.9M |
| Free Cash FlowOCF − Capex | $-2.8M | $31.9M |
| FCF MarginFCF / Revenue | -2.3% | 16.4% |
| Capex IntensityCapex / Revenue | 5.8% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $-7.5M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $38.9M | ||
| Q3 25 | $4.3M | $34.9M | ||
| Q2 25 | $4.0M | $18.9M | ||
| Q1 25 | — | $22.2M | ||
| Q4 24 | $5.8M | $95.0M | ||
| Q3 24 | $4.7M | $21.2M | ||
| Q2 24 | $7.0M | $27.3M | ||
| Q1 24 | $164.0K | $23.2M |
| Q4 25 | — | $31.9M | ||
| Q3 25 | $-2.8M | $33.9M | ||
| Q2 25 | $1.1M | $18.3M | ||
| Q1 25 | — | $20.9M | ||
| Q4 24 | $-1.3M | $88.8M | ||
| Q3 24 | $-4.5M | $18.9M | ||
| Q2 24 | $-1.6M | $26.3M | ||
| Q1 24 | $-15.2M | $21.9M |
| Q4 25 | — | 16.4% | ||
| Q3 25 | -2.3% | 38.8% | ||
| Q2 25 | 0.9% | 22.1% | ||
| Q1 25 | — | 25.5% | ||
| Q4 24 | -1.1% | 115.1% | ||
| Q3 24 | -3.5% | 24.7% | ||
| Q2 24 | -1.4% | 36.2% | ||
| Q1 24 | -12.2% | 30.0% |
| Q4 25 | — | 3.6% | ||
| Q3 25 | 5.8% | 1.1% | ||
| Q2 25 | 2.4% | 0.8% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | 5.8% | 8.1% | ||
| Q3 24 | 7.2% | 2.9% | ||
| Q2 24 | 7.1% | 1.3% | ||
| Q1 24 | 12.3% | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | — | 0.88× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | — | 1.74× | ||
| Q1 24 | — | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NDLS
| Food And Beverage | $119.6M | 98% |
| Franchise | $2.5M | 2% |
TMP
Segment breakdown not available.
