vs

Side-by-side financial comparison of MURPHY OIL CORP (MUR) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

Qfin Holdings, Inc. is the larger business by last-quarter revenue ($731.2M vs $613.1M, roughly 1.2× MURPHY OIL CORP). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 1.9%, a 25.6% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs -12.2%).

Murphy Oil Corporation is an American energy company engaged in hydrocarbon exploration headquartered in Houston, Texas.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

MUR vs QFIN — Head-to-Head

Bigger by revenue
QFIN
QFIN
1.2× larger
QFIN
$731.2M
$613.1M
MUR
Higher net margin
QFIN
QFIN
25.6% more per $
QFIN
27.5%
1.9%
MUR
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
-12.2%
MUR

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
MUR
MUR
QFIN
QFIN
Revenue
$613.1M
$731.2M
Net Profit
$11.9M
$201.2M
Gross Margin
Operating Margin
9.7%
32.7%
Net Margin
1.9%
27.5%
Revenue YoY
-8.4%
Net Profit YoY
-76.3%
EPS (diluted)
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MUR
MUR
QFIN
QFIN
Q4 25
$613.1M
Q3 25
$721.0M
$731.2M
Q2 25
$683.0M
$728.1M
Q1 25
$672.7M
$646.4M
Q4 24
$669.6M
Q3 24
$753.2M
$622.7M
Q2 24
$801.0M
$572.4M
Q1 24
$794.8M
$575.2M
Net Profit
MUR
MUR
QFIN
QFIN
Q4 25
$11.9M
Q3 25
$-3.0M
$201.2M
Q2 25
$22.3M
$241.6M
Q1 25
$73.0M
$247.6M
Q4 24
$50.4M
Q3 24
$139.1M
$256.3M
Q2 24
$127.7M
$189.4M
Q1 24
$90.0M
$160.7M
Gross Margin
MUR
MUR
QFIN
QFIN
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
99.6%
Q1 24
100.0%
Operating Margin
MUR
MUR
QFIN
QFIN
Q4 25
9.7%
Q3 25
0.8%
32.7%
Q2 25
13.5%
41.0%
Q1 25
21.4%
42.1%
Q4 24
12.7%
Q3 24
23.8%
52.4%
Q2 24
23.0%
47.7%
Q1 24
19.4%
32.8%
Net Margin
MUR
MUR
QFIN
QFIN
Q4 25
1.9%
Q3 25
-0.4%
27.5%
Q2 25
3.3%
33.2%
Q1 25
10.9%
38.3%
Q4 24
7.5%
Q3 24
18.5%
41.2%
Q2 24
15.9%
33.1%
Q1 24
11.3%
27.9%
EPS (diluted)
MUR
MUR
QFIN
QFIN
Q4 25
$0.08
Q3 25
$-0.02
Q2 25
$0.16
Q1 25
$0.50
Q4 24
$0.35
Q3 24
$0.93
Q2 24
$0.83
Q1 24
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MUR
MUR
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$377.2M
$6.5B
Total DebtLower is stronger
$1.4B
Stockholders' EquityBook value
$5.1B
$24.3B
Total Assets
$9.8B
$61.4B
Debt / EquityLower = less leverage
0.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MUR
MUR
QFIN
QFIN
Q4 25
$377.2M
Q3 25
$426.0M
$6.5B
Q2 25
$379.6M
$5.3B
Q1 25
$392.9M
$8.6B
Q4 24
$423.6M
Q3 24
$271.2M
$4.3B
Q2 24
$333.6M
$6.3B
Q1 24
$323.4M
$5.3B
Total Debt
MUR
MUR
QFIN
QFIN
Q4 25
$1.4B
Q3 25
$1.4B
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.3B
Q3 24
$1.3B
Q2 24
$1.3B
Q1 24
$1.3B
Stockholders' Equity
MUR
MUR
QFIN
QFIN
Q4 25
$5.1B
Q3 25
$5.1B
$24.3B
Q2 25
$5.2B
$24.1B
Q1 25
$5.1B
$23.1B
Q4 24
$5.2B
Q3 24
$5.2B
$22.9B
Q2 24
$5.3B
$22.6B
Q1 24
$5.3B
$22.1B
Total Assets
MUR
MUR
QFIN
QFIN
Q4 25
$9.8B
Q3 25
$9.7B
$61.4B
Q2 25
$9.8B
$59.8B
Q1 25
$9.8B
$55.6B
Q4 24
$9.7B
Q3 24
$9.7B
$47.0B
Q2 24
$9.9B
$47.0B
Q1 24
$9.7B
$47.4B
Debt / Equity
MUR
MUR
QFIN
QFIN
Q4 25
0.27×
Q3 25
0.28×
Q2 25
0.28×
Q1 25
0.29×
Q4 24
0.25×
Q3 24
0.24×
Q2 24
0.24×
Q1 24
0.25×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MUR
MUR
QFIN
QFIN
Operating Cash FlowLast quarter
$249.6M
$351.4M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
20.92×
1.75×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MUR
MUR
QFIN
QFIN
Q4 25
$249.6M
Q3 25
$339.4M
$351.4M
Q2 25
$358.1M
$366.0M
Q1 25
$300.7M
$386.6M
Q4 24
$433.6M
Q3 24
$429.0M
$338.0M
Q2 24
$467.7M
$269.9M
Q1 24
$398.8M
$271.2M
Cash Conversion
MUR
MUR
QFIN
QFIN
Q4 25
20.92×
Q3 25
1.75×
Q2 25
16.06×
1.52×
Q1 25
4.12×
1.56×
Q4 24
8.61×
Q3 24
3.08×
1.32×
Q2 24
3.66×
1.43×
Q1 24
4.43×
1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons