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Side-by-side financial comparison of MVB FINANCIAL CORP (MVBF) and SANDRIDGE ENERGY INC (SD). Click either name above to swap in a different company.

SANDRIDGE ENERGY INC is the larger business by last-quarter revenue ($39.4M vs $36.7M, roughly 1.1× MVB FINANCIAL CORP). SANDRIDGE ENERGY INC runs the higher net margin — 54.9% vs 0.0%, a 54.9% gap on every dollar of revenue. Over the past eight quarters, SANDRIDGE ENERGY INC's revenue compounded faster (14.1% CAGR vs 2.8%).

MVB Financial Corp is a U.S.-based financial holding company offering commercial and retail banking services, wealth management, mortgage lending, and deposit products. It also provides specialized digital banking solutions for fintech and gaming enterprises, primarily serving customers across the U.S. Mid-Atlantic region.

SandRidge Energy, Inc. is a company engaged in hydrocarbon exploration in the Mid-Continent region of the United States. It is organized in Delaware and headquartered in Oklahoma City, Oklahoma.

MVBF vs SD — Head-to-Head

Bigger by revenue
SD
SD
1.1× larger
SD
$39.4M
$36.7M
MVBF
Higher net margin
SD
SD
54.9% more per $
SD
54.9%
0.0%
MVBF
Faster 2-yr revenue CAGR
SD
SD
Annualised
SD
14.1%
2.8%
MVBF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
MVBF
MVBF
SD
SD
Revenue
$36.7M
$39.4M
Net Profit
$0
$21.6M
Gross Margin
Operating Margin
38.5%
Net Margin
0.0%
54.9%
Revenue YoY
1.1%
Net Profit YoY
23.1%
EPS (diluted)
$0.39
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MVBF
MVBF
SD
SD
Q1 26
$36.7M
Q4 25
$39.1M
$39.4M
Q3 25
$61.2M
$39.8M
Q2 25
$33.7M
$34.5M
Q1 25
$33.7M
$42.6M
Q4 24
$46.2M
$39.0M
Q3 24
$33.2M
$30.1M
Q2 24
$34.7M
$26.0M
Net Profit
MVBF
MVBF
SD
SD
Q1 26
$0
Q4 25
$4.2M
$21.6M
Q3 25
$17.1M
$16.0M
Q2 25
$2.0M
$19.6M
Q1 25
$3.6M
$13.0M
Q4 24
$9.4M
$17.6M
Q3 24
$2.1M
$25.5M
Q2 24
$4.1M
$8.8M
Operating Margin
MVBF
MVBF
SD
SD
Q1 26
Q4 25
13.9%
38.5%
Q3 25
38.3%
37.8%
Q2 25
9.4%
53.7%
Q1 25
14.3%
28.6%
Q4 24
26.5%
25.9%
Q3 24
8.4%
28.3%
Q2 24
15.9%
23.9%
Net Margin
MVBF
MVBF
SD
SD
Q1 26
0.0%
Q4 25
10.8%
54.9%
Q3 25
28.0%
40.1%
Q2 25
5.9%
56.6%
Q1 25
10.6%
30.6%
Q4 24
20.4%
45.1%
Q3 24
6.3%
84.8%
Q2 24
11.8%
33.9%
EPS (diluted)
MVBF
MVBF
SD
SD
Q1 26
$0.39
Q4 25
$0.32
$0.59
Q3 25
$1.32
$0.43
Q2 25
$0.15
$0.53
Q1 25
$0.27
$0.35
Q4 24
$0.72
$0.46
Q3 24
$0.16
$0.69
Q2 24
$0.31
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MVBF
MVBF
SD
SD
Cash + ST InvestmentsLiquidity on hand
$177.6M
$111.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$334.9M
$510.9M
Total Assets
$3.3B
$644.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MVBF
MVBF
SD
SD
Q1 26
$177.6M
Q4 25
$244.1M
$111.0M
Q3 25
$300.0M
$101.2M
Q2 25
$399.4M
$102.8M
Q1 25
$251.4M
$99.7M
Q4 24
$317.9M
$98.1M
Q3 24
$610.9M
$92.7M
Q2 24
$455.5M
$209.9M
Stockholders' Equity
MVBF
MVBF
SD
SD
Q1 26
$334.9M
Q4 25
$334.0M
$510.9M
Q3 25
$327.8M
$492.4M
Q2 25
$302.3M
$480.2M
Q1 25
$310.1M
$464.9M
Q4 24
$305.7M
$460.5M
Q3 24
$303.1M
$446.8M
Q2 24
$296.6M
$424.8M
Total Assets
MVBF
MVBF
SD
SD
Q1 26
$3.3B
Q4 25
$3.3B
$644.0M
Q3 25
$3.2B
$619.0M
Q2 25
$3.2B
$602.3M
Q1 25
$3.0B
$588.3M
Q4 24
$3.1B
$581.5M
Q3 24
$3.4B
$565.2M
Q2 24
$3.3B
$529.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MVBF
MVBF
SD
SD
Operating Cash FlowLast quarter
$31.7M
Free Cash FlowOCF − Capex
$14.4M
FCF MarginFCF / Revenue
36.6%
Capex IntensityCapex / Revenue
43.8%
Cash ConversionOCF / Net Profit
1.46×
TTM Free Cash FlowTrailing 4 quarters
$41.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MVBF
MVBF
SD
SD
Q1 26
Q4 25
$4.0M
$31.7M
Q3 25
$-2.6M
$25.3M
Q2 25
$7.4M
$22.9M
Q1 25
$14.1M
$20.3M
Q4 24
$-285.0K
$26.0M
Q3 24
$8.6M
$20.8M
Q2 24
$26.9M
$11.4M
Free Cash Flow
MVBF
MVBF
SD
SD
Q1 26
Q4 25
$2.1M
$14.4M
Q3 25
$-3.5M
$5.9M
Q2 25
$7.2M
$7.3M
Q1 25
$13.9M
$13.9M
Q4 24
$-1.9M
$13.2M
Q3 24
$8.3M
$10.8M
Q2 24
$26.6M
$9.0M
FCF Margin
MVBF
MVBF
SD
SD
Q1 26
Q4 25
5.4%
36.6%
Q3 25
-5.8%
14.9%
Q2 25
21.5%
21.0%
Q1 25
41.2%
32.7%
Q4 24
-4.1%
33.8%
Q3 24
25.1%
36.1%
Q2 24
76.7%
34.5%
Capex Intensity
MVBF
MVBF
SD
SD
Q1 26
Q4 25
4.9%
43.8%
Q3 25
1.6%
48.6%
Q2 25
0.6%
45.2%
Q1 25
0.8%
15.0%
Q4 24
3.5%
32.9%
Q3 24
0.9%
33.3%
Q2 24
0.7%
9.4%
Cash Conversion
MVBF
MVBF
SD
SD
Q1 26
Q4 25
0.95×
1.46×
Q3 25
-0.15×
1.58×
Q2 25
3.72×
1.17×
Q1 25
3.95×
1.56×
Q4 24
-0.03×
1.48×
Q3 24
4.15×
0.82×
Q2 24
6.57×
1.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MVBF
MVBF

Net Interest Income$28.5M78%
Noninterest Income$8.2M22%

SD
SD

Oil Reserves$19.0M48%
Natural Gas Reserves$11.6M30%
Natural Gas Liquids Reserves$8.7M22%

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