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Side-by-side financial comparison of MAGNACHIP SEMICONDUCTOR Corp (MX) and Velocity Financial, Inc. (VEL). Click either name above to swap in a different company.
Velocity Financial, Inc. is the larger business by last-quarter revenue ($51.6M vs $40.6M, roughly 1.3× MAGNACHIP SEMICONDUCTOR Corp). Velocity Financial, Inc. runs the higher net margin — 67.3% vs -19.9%, a 87.3% gap on every dollar of revenue. On growth, Velocity Financial, Inc. posted the faster year-over-year revenue change (32.8% vs -20.7%). Velocity Financial, Inc. produced more free cash flow last quarter ($17.9M vs $-4.8M). Over the past eight quarters, Velocity Financial, Inc.'s revenue compounded faster (32.3% CAGR vs -3.4%).
Magnachip Semiconductor Corp is a global semiconductor design and manufacturing firm specializing in high-performance analog and mixed-signal solutions. Its core products include display driver ICs, power management ICs and sensors, serving consumer electronics, automotive, industrial and communications markets worldwide.
Velocity Financial, Inc. is a U.S.-headquartered real estate finance company that offers specialized mortgage loan solutions primarily for residential investment properties. It partners with independent mortgage brokers nationwide, providing real estate investors with short-term bridge loans and long-term rental property financing options tailored to their operational needs.
MX vs VEL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $40.6M | $51.6M |
| Net Profit | $-8.1M | $34.8M |
| Gross Margin | 9.3% | — |
| Operating Margin | -26.1% | 97.0% |
| Net Margin | -19.9% | 67.3% |
| Revenue YoY | -20.7% | 32.8% |
| Net Profit YoY | 50.4% | 67.0% |
| EPS (diluted) | $-0.23 | $0.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $40.6M | $51.6M | ||
| Q3 25 | $45.9M | $49.1M | ||
| Q2 25 | $47.6M | $47.6M | ||
| Q1 25 | $44.7M | $37.5M | ||
| Q4 24 | $51.2M | $38.9M | ||
| Q3 24 | $55.4M | $35.1M | ||
| Q2 24 | $46.4M | $32.4M | ||
| Q1 24 | $43.4M | $29.5M |
| Q4 25 | $-8.1M | $34.8M | ||
| Q3 25 | $-13.1M | $25.4M | ||
| Q2 25 | $323.0K | $26.0M | ||
| Q1 25 | $-8.9M | $18.9M | ||
| Q4 24 | $-16.3M | $20.8M | ||
| Q3 24 | $-9.6M | $15.8M | ||
| Q2 24 | $-13.0M | $14.8M | ||
| Q1 24 | $-15.4M | $17.3M |
| Q4 25 | 9.3% | — | ||
| Q3 25 | 18.6% | — | ||
| Q2 25 | 20.4% | — | ||
| Q1 25 | 20.9% | — | ||
| Q4 24 | 21.7% | — | ||
| Q3 24 | 20.8% | — | ||
| Q2 24 | 21.1% | — | ||
| Q1 24 | 14.6% | — |
| Q4 25 | -26.1% | 97.0% | ||
| Q3 25 | -25.1% | 72.1% | ||
| Q2 25 | -15.6% | 71.3% | ||
| Q1 25 | -14.1% | 71.7% | ||
| Q4 24 | -12.5% | 82.5% | ||
| Q3 24 | -8.1% | 60.6% | ||
| Q2 24 | -12.3% | 61.3% | ||
| Q1 24 | -21.6% | 78.8% |
| Q4 25 | -19.9% | 67.3% | ||
| Q3 25 | -28.5% | 51.7% | ||
| Q2 25 | 0.7% | 54.6% | ||
| Q1 25 | -19.9% | 50.4% | ||
| Q4 24 | -31.8% | 53.5% | ||
| Q3 24 | -17.3% | 45.1% | ||
| Q2 24 | -28.0% | 45.6% | ||
| Q1 24 | -35.5% | 58.5% |
| Q4 25 | $-0.23 | $0.90 | ||
| Q3 25 | $-0.36 | $0.65 | ||
| Q2 25 | $0.01 | $0.69 | ||
| Q1 25 | $-0.24 | $0.51 | ||
| Q4 24 | $-0.44 | $0.56 | ||
| Q3 24 | $-0.26 | $0.44 | ||
| Q2 24 | $-0.34 | $0.42 | ||
| Q1 24 | $-0.40 | $0.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $103.8M | $92.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $248.3M | $672.5M |
| Total Assets | $351.5M | $7.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $103.8M | $92.1M | ||
| Q3 25 | $108.0M | $99.0M | ||
| Q2 25 | $113.3M | $79.6M | ||
| Q1 25 | $132.7M | $51.7M | ||
| Q4 24 | $138.6M | $49.9M | ||
| Q3 24 | $151.1M | $44.1M | ||
| Q2 24 | $162.5M | $47.4M | ||
| Q1 24 | $171.6M | $34.8M |
| Q4 25 | $248.3M | $672.5M | ||
| Q3 25 | $255.3M | $634.3M | ||
| Q2 25 | $270.2M | $597.9M | ||
| Q1 25 | $269.2M | $563.2M | ||
| Q4 24 | $276.8M | $516.9M | ||
| Q3 24 | $299.6M | $484.6M | ||
| Q2 24 | $305.8M | $471.3M | ||
| Q1 24 | $321.9M | $452.9M |
| Q4 25 | $351.5M | $7.4B | ||
| Q3 25 | $359.6M | $7.0B | ||
| Q2 25 | $370.5M | $6.5B | ||
| Q1 25 | $373.9M | $6.0B | ||
| Q4 24 | $379.3M | $5.5B | ||
| Q3 24 | $411.4M | $5.2B | ||
| Q2 24 | $412.7M | $4.9B | ||
| Q1 24 | $426.2M | $4.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.4M | $18.2M |
| Free Cash FlowOCF − Capex | $-4.8M | $17.9M |
| FCF MarginFCF / Revenue | -11.9% | 34.6% |
| Capex IntensityCapex / Revenue | 25.3% | 0.5% |
| Cash ConversionOCF / Net Profit | — | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | $-54.2M | $40.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.4M | $18.2M | ||
| Q3 25 | $162.0K | $11.5M | ||
| Q2 25 | $-25.1M | $7.7M | ||
| Q1 25 | $-4.7M | $3.5M | ||
| Q4 24 | $11.9M | $37.8M | ||
| Q3 24 | $-12.9M | $-17.6M | ||
| Q2 24 | $-1.1M | $11.5M | ||
| Q1 24 | $-4.0M | $10.6M |
| Q4 25 | $-4.8M | $17.9M | ||
| Q3 25 | $-7.5M | $11.4M | ||
| Q2 25 | $-37.0M | $7.6M | ||
| Q1 25 | $-4.9M | $3.5M | ||
| Q4 24 | $4.4M | $37.5M | ||
| Q3 24 | $-15.5M | $-17.6M | ||
| Q2 24 | $-2.0M | $11.4M | ||
| Q1 24 | $-4.6M | $10.5M |
| Q4 25 | -11.9% | 34.6% | ||
| Q3 25 | -16.3% | 23.2% | ||
| Q2 25 | -77.7% | 15.9% | ||
| Q1 25 | -10.9% | 9.2% | ||
| Q4 24 | 8.7% | 96.4% | ||
| Q3 24 | -28.0% | -50.3% | ||
| Q2 24 | -4.3% | 35.1% | ||
| Q1 24 | -10.7% | 35.8% |
| Q4 25 | 25.3% | 0.5% | ||
| Q3 25 | 16.7% | 0.1% | ||
| Q2 25 | 24.9% | 0.2% | ||
| Q1 25 | 0.5% | 0.2% | ||
| Q4 24 | 14.5% | 0.7% | ||
| Q3 24 | 4.7% | 0.2% | ||
| Q2 24 | 1.9% | 0.3% | ||
| Q1 24 | 1.5% | 0.1% |
| Q4 25 | — | 0.52× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | -77.81× | 0.29× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 1.81× | ||
| Q3 24 | — | -1.11× | ||
| Q2 24 | — | 0.78× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MX
| Power Analog Solutions | $36.8M | 91% |
| Power Ic | $3.8M | 9% |
VEL
| Related Party | $19.3M | 37% |
| Nonrelated Party | $16.9M | 33% |
| Other | $15.4M | 30% |
