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Side-by-side financial comparison of Aterian, Inc. (ATER) and First Western Financial Inc (MYFW). Click either name above to swap in a different company.

First Western Financial Inc is the larger business by last-quarter revenue ($27.5M vs $15.1M, roughly 1.8× Aterian, Inc.). Over the past eight quarters, First Western Financial Inc's revenue compounded faster (10.0% CAGR vs -13.5%).

Aterian, Inc. is a technology-enabled consumer products company that leverages artificial intelligence and data analytics to identify market demand, develop, source and distribute a wide portfolio of affordable goods spanning home improvement, wellness, personal care, pet supplies and outdoor recreation. It primarily sells its products through leading global e-commerce platforms, with core markets covering North America and Europe.

The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.

ATER vs MYFW — Head-to-Head

Bigger by revenue
MYFW
MYFW
1.8× larger
MYFW
$27.5M
$15.1M
ATER
Faster 2-yr revenue CAGR
MYFW
MYFW
Annualised
MYFW
10.0%
-13.5%
ATER

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ATER
ATER
MYFW
MYFW
Revenue
$15.1M
$27.5M
Net Profit
$-7.9M
Gross Margin
56.1%
Operating Margin
-51.1%
Net Margin
-52.5%
Revenue YoY
-38.5%
Net Profit YoY
-512.2%
EPS (diluted)
$0.63

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATER
ATER
MYFW
MYFW
Q1 26
$27.5M
Q4 25
$15.1M
$26.7M
Q3 25
$19.0M
$26.3M
Q2 25
$19.5M
$24.2M
Q1 25
$15.4M
$24.8M
Q4 24
$24.6M
$24.3M
Q3 24
$26.2M
$22.5M
Q2 24
$28.0M
$22.8M
Net Profit
ATER
ATER
MYFW
MYFW
Q1 26
Q4 25
$-7.9M
$3.3M
Q3 25
$-2.3M
$3.2M
Q2 25
$-4.9M
$2.5M
Q1 25
$-3.9M
$4.2M
Q4 24
$-1.3M
$2.7M
Q3 24
$-1.8M
$2.1M
Q2 24
$-3.6M
$1.1M
Gross Margin
ATER
ATER
MYFW
MYFW
Q1 26
Q4 25
56.1%
Q3 25
56.1%
Q2 25
54.3%
Q1 25
61.4%
Q4 24
63.4%
Q3 24
60.3%
Q2 24
60.4%
Operating Margin
ATER
ATER
MYFW
MYFW
Q1 26
Q4 25
-51.1%
16.6%
Q3 25
-10.7%
15.1%
Q2 25
-23.1%
13.7%
Q1 25
-24.1%
21.6%
Q4 24
-6.5%
16.1%
Q3 24
-6.6%
11.9%
Q2 24
-11.5%
6.2%
Net Margin
ATER
ATER
MYFW
MYFW
Q1 26
Q4 25
-52.5%
12.9%
Q3 25
-12.0%
12.1%
Q2 25
-25.0%
10.3%
Q1 25
-25.4%
16.9%
Q4 24
-5.3%
11.3%
Q3 24
-6.8%
9.5%
Q2 24
-13.0%
4.7%
EPS (diluted)
ATER
ATER
MYFW
MYFW
Q1 26
$0.63
Q4 25
$0.33
Q3 25
$0.32
Q2 25
$0.26
Q1 25
$0.43
Q4 24
$0.28
Q3 24
$0.22
Q2 24
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATER
ATER
MYFW
MYFW
Cash + ST InvestmentsLiquidity on hand
$4.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$15.2M
$273.4M
Total Assets
$29.6M
$3.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATER
ATER
MYFW
MYFW
Q1 26
Q4 25
$4.9M
Q3 25
$7.6M
Q2 25
$10.5M
Q1 25
$14.3M
Q4 24
$18.0M
Q3 24
$16.1M
Q2 24
$20.3M
Total Debt
ATER
ATER
MYFW
MYFW
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$0
Q3 24
Q2 24
Stockholders' Equity
ATER
ATER
MYFW
MYFW
Q1 26
$273.4M
Q4 25
$15.2M
$265.6M
Q3 25
$22.6M
$261.5M
Q2 25
$24.3M
$258.8M
Q1 25
$27.0M
$256.6M
Q4 24
$30.0M
$252.3M
Q3 24
$30.6M
$248.8M
Q2 24
$30.9M
$246.9M
Total Assets
ATER
ATER
MYFW
MYFW
Q1 26
$3.2B
Q4 25
$29.6M
$3.2B
Q3 25
$40.1M
$3.2B
Q2 25
$45.4M
$3.0B
Q1 25
$49.8M
$2.9B
Q4 24
$49.5M
$2.9B
Q3 24
$52.1M
$2.9B
Q2 24
$59.9M
$2.9B
Debt / Equity
ATER
ATER
MYFW
MYFW
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.00×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATER
ATER
MYFW
MYFW
Operating Cash FlowLast quarter
$-1.0M
Free Cash FlowOCF − Capex
$-1.0M
FCF MarginFCF / Revenue
-6.9%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATER
ATER
MYFW
MYFW
Q1 26
Q4 25
$-1.0M
$-1.8M
Q3 25
$-1.6M
$10.0M
Q2 25
$-4.4M
$-9.1M
Q1 25
$-3.9M
$8.0M
Q4 24
$-9.0K
$606.0K
Q3 24
$-722.0K
$18.8M
Q2 24
$2.9M
$-11.5M
Free Cash Flow
ATER
ATER
MYFW
MYFW
Q1 26
Q4 25
$-1.0M
$-5.8M
Q3 25
$-1.6M
$9.0M
Q2 25
$-4.4M
$-9.7M
Q1 25
$7.0M
Q4 24
$-607.0K
Q3 24
$18.6M
Q2 24
$2.9M
$-11.9M
FCF Margin
ATER
ATER
MYFW
MYFW
Q1 26
Q4 25
-6.9%
-21.6%
Q3 25
-8.4%
34.1%
Q2 25
-22.7%
-39.9%
Q1 25
28.1%
Q4 24
-2.5%
Q3 24
82.3%
Q2 24
10.3%
-52.1%
Capex Intensity
ATER
ATER
MYFW
MYFW
Q1 26
Q4 25
0.0%
14.9%
Q3 25
0.2%
4.1%
Q2 25
0.0%
2.4%
Q1 25
0.0%
4.2%
Q4 24
0.0%
5.0%
Q3 24
0.0%
1.3%
Q2 24
0.0%
1.6%
Cash Conversion
ATER
ATER
MYFW
MYFW
Q1 26
Q4 25
-0.54×
Q3 25
3.15×
Q2 25
-3.63×
Q1 25
1.91×
Q4 24
0.22×
Q3 24
8.83×
Q2 24
-10.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ATER
ATER

Sales Channel Directly To Consumer$13.1M87%
Heating Cooling And Air Quality$2.1M14%

MYFW
MYFW

Net Interest Income$20.9M76%
Noninterest Income$6.7M24%

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