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Side-by-side financial comparison of N-able, Inc. (NABL) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $130.3M, roughly 1.5× N-able, Inc.). On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 11.8%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $20.9M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 7.0%).
Able UK is a British industrial services company specialising in decommissioning of ships and offshore installations.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
NABL vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $130.3M | $194.8M |
| Net Profit | — | $96.2M |
| Gross Margin | 76.2% | — |
| Operating Margin | 10.2% | 71.7% |
| Net Margin | — | 49.4% |
| Revenue YoY | 11.8% | 152.7% |
| Net Profit YoY | — | 388.9% |
| EPS (diluted) | $-0.04 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $130.3M | $194.8M | ||
| Q3 25 | $131.7M | $87.4M | ||
| Q2 25 | $131.2M | $82.6M | ||
| Q1 25 | $118.2M | $81.7M | ||
| Q4 24 | $116.5M | $77.1M | ||
| Q3 24 | $116.4M | $76.6M | ||
| Q2 24 | $119.4M | $72.7M | ||
| Q1 24 | $113.7M | $72.8M |
| Q4 25 | — | $96.2M | ||
| Q3 25 | $1.4M | $23.7M | ||
| Q2 25 | $-4.0M | $21.5M | ||
| Q1 25 | $-7.2M | $19.7M | ||
| Q4 24 | — | $19.7M | ||
| Q3 24 | $10.8M | $18.6M | ||
| Q2 24 | $9.5M | $15.7M | ||
| Q1 24 | $7.5M | $16.9M |
| Q4 25 | 76.2% | — | ||
| Q3 25 | 77.5% | — | ||
| Q2 25 | 78.1% | — | ||
| Q1 25 | 76.6% | — | ||
| Q4 24 | 80.0% | — | ||
| Q3 24 | 82.9% | — | ||
| Q2 24 | 84.0% | — | ||
| Q1 24 | 83.9% | — |
| Q4 25 | 10.2% | 71.7% | ||
| Q3 25 | 8.8% | 35.6% | ||
| Q2 25 | 7.7% | 34.2% | ||
| Q1 25 | 1.5% | 31.6% | ||
| Q4 24 | 13.7% | 33.4% | ||
| Q3 24 | 20.5% | 32.0% | ||
| Q2 24 | 18.4% | 28.3% | ||
| Q1 24 | 18.0% | 30.4% |
| Q4 25 | — | 49.4% | ||
| Q3 25 | 1.1% | 27.1% | ||
| Q2 25 | -3.1% | 26.0% | ||
| Q1 25 | -6.1% | 24.1% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | 9.2% | 24.3% | ||
| Q2 24 | 7.9% | 21.6% | ||
| Q1 24 | 6.6% | 23.2% |
| Q4 25 | $-0.04 | $6.72 | ||
| Q3 25 | $0.01 | $1.65 | ||
| Q2 25 | $-0.02 | $1.50 | ||
| Q1 25 | $-0.04 | $1.37 | ||
| Q4 24 | $0.01 | $1.39 | ||
| Q3 24 | $0.06 | $1.30 | ||
| Q2 24 | $0.05 | $1.10 | ||
| Q1 24 | $0.04 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $111.8M | $132.8M |
| Total DebtLower is stronger | $393.9M | — |
| Stockholders' EquityBook value | $804.7M | $938.4M |
| Total Assets | $1.4B | $8.7B |
| Debt / EquityLower = less leverage | 0.49× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $111.8M | $132.8M | ||
| Q3 25 | $101.4M | $193.5M | ||
| Q2 25 | $93.9M | $212.6M | ||
| Q1 25 | $94.1M | $193.1M | ||
| Q4 24 | $85.2M | $134.4M | ||
| Q3 24 | $174.4M | $132.3M | ||
| Q2 24 | $157.5M | $70.9M | ||
| Q1 24 | $139.2M | $57.1M |
| Q4 25 | $393.9M | — | ||
| Q3 25 | $331.7M | — | ||
| Q2 25 | $332.1M | — | ||
| Q1 25 | $332.6M | — | ||
| Q4 24 | $333.1M | — | ||
| Q3 24 | $333.6M | — | ||
| Q2 24 | $334.1M | — | ||
| Q1 24 | $334.5M | — |
| Q4 25 | $804.7M | $938.4M | ||
| Q3 25 | $813.4M | $788.8M | ||
| Q2 25 | $809.4M | $761.8M | ||
| Q1 25 | $775.1M | $741.4M | ||
| Q4 24 | $759.3M | $713.4M | ||
| Q3 24 | $765.0M | $719.9M | ||
| Q2 24 | $724.4M | $674.6M | ||
| Q1 24 | $709.1M | $667.9M |
| Q4 25 | $1.4B | $8.7B | ||
| Q3 25 | $1.4B | $8.5B | ||
| Q2 25 | $1.4B | $8.4B | ||
| Q1 25 | $1.4B | $8.2B | ||
| Q4 24 | $1.3B | $8.1B | ||
| Q3 24 | $1.2B | $8.0B | ||
| Q2 24 | $1.2B | $7.9B | ||
| Q1 24 | $1.1B | $7.8B |
| Q4 25 | 0.49× | — | ||
| Q3 25 | 0.41× | — | ||
| Q2 25 | 0.41× | — | ||
| Q1 25 | 0.43× | — | ||
| Q4 24 | 0.44× | — | ||
| Q3 24 | 0.44× | — | ||
| Q2 24 | 0.46× | — | ||
| Q1 24 | 0.47× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $25.3M | $38.9M |
| Free Cash FlowOCF − Capex | $20.9M | $31.9M |
| FCF MarginFCF / Revenue | 16.0% | 16.4% |
| Capex IntensityCapex / Revenue | 3.4% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $75.1M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $25.3M | $38.9M | ||
| Q3 25 | $24.0M | $34.9M | ||
| Q2 25 | $24.2M | $18.9M | ||
| Q1 25 | $19.7M | $22.2M | ||
| Q4 24 | $26.0M | $95.0M | ||
| Q3 24 | $22.0M | $21.2M | ||
| Q2 24 | $27.3M | $27.3M | ||
| Q1 24 | $4.2M | $23.2M |
| Q4 25 | $20.9M | $31.9M | ||
| Q3 25 | $17.4M | $33.9M | ||
| Q2 25 | $20.4M | $18.3M | ||
| Q1 25 | $16.4M | $20.9M | ||
| Q4 24 | $18.8M | $88.8M | ||
| Q3 24 | $18.2M | $18.9M | ||
| Q2 24 | $24.0M | $26.3M | ||
| Q1 24 | $746.0K | $21.9M |
| Q4 25 | 16.0% | 16.4% | ||
| Q3 25 | 13.2% | 38.8% | ||
| Q2 25 | 15.5% | 22.1% | ||
| Q1 25 | 13.9% | 25.5% | ||
| Q4 24 | 16.2% | 115.1% | ||
| Q3 24 | 15.7% | 24.7% | ||
| Q2 24 | 20.1% | 36.2% | ||
| Q1 24 | 0.7% | 30.0% |
| Q4 25 | 3.4% | 3.6% | ||
| Q3 25 | 5.0% | 1.1% | ||
| Q2 25 | 2.9% | 0.8% | ||
| Q1 25 | 2.8% | 1.7% | ||
| Q4 24 | 6.1% | 8.1% | ||
| Q3 24 | 3.2% | 2.9% | ||
| Q2 24 | 2.7% | 1.3% | ||
| Q1 24 | 3.0% | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | 17.36× | 1.47× | ||
| Q2 25 | — | 0.88× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | 2.04× | 1.14× | ||
| Q2 24 | 2.89× | 1.74× | ||
| Q1 24 | 0.56× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NABL
| Transferred Over Time | $121.9M | 94% |
| Transferred At Point In Time | $8.4M | 6% |
| Other Revenue | $1.3M | 1% |
TMP
Segment breakdown not available.
