vs

Side-by-side financial comparison of Niagen Bioscience, Inc. (NAGE) and Pioneer Bancorp, Inc. (PBFS). Click either name above to swap in a different company.

Niagen Bioscience, Inc. is the larger business by last-quarter revenue ($33.8M vs $25.0M, roughly 1.4× Pioneer Bancorp, Inc.). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs 12.2%, a 69.9% gap on every dollar of revenue. Over the past eight quarters, Pioneer Bancorp, Inc.'s revenue compounded faster (144.9% CAGR vs 23.6%).

Niagen Bioscience, formerly ChromaDex, is a bioscience сompany based in Los Angeles, California founded in 1999. The company operates in multiple sectors including reference standards, dietary supplements, and ingredient technology. Niagen Bioscience is publicly traded on the NASDAQ.

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

NAGE vs PBFS — Head-to-Head

Bigger by revenue
NAGE
NAGE
1.4× larger
NAGE
$33.8M
$25.0M
PBFS
Higher net margin
PBFS
PBFS
69.9% more per $
PBFS
82.1%
12.2%
NAGE
Faster 2-yr revenue CAGR
PBFS
PBFS
Annualised
PBFS
144.9%
23.6%
NAGE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NAGE
NAGE
PBFS
PBFS
Revenue
$33.8M
$25.0M
Net Profit
$4.1M
$3.7M
Gross Margin
64.1%
Operating Margin
12.1%
21.3%
Net Margin
12.2%
82.1%
Revenue YoY
16.2%
Net Profit YoY
-42.4%
EPS (diluted)
$0.05
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NAGE
NAGE
PBFS
PBFS
Q4 25
$33.8M
$25.0M
Q3 25
$34.0M
$24.0M
Q2 25
$31.1M
$24.4M
Q1 25
$30.5M
$22.8M
Q4 24
$29.1M
Q3 24
$25.6M
$22.0M
Q2 24
$22.7M
$20.9M
Q1 24
$22.2M
$21.6M
Net Profit
NAGE
NAGE
PBFS
PBFS
Q4 25
$4.1M
$3.7M
Q3 25
$4.6M
$4.3M
Q2 25
$3.6M
$6.5M
Q1 25
$5.1M
$5.8M
Q4 24
$7.2M
Q3 24
$1.9M
$6.3M
Q2 24
$-15.0K
$3.9M
Q1 24
$-492.0K
$4.7M
Gross Margin
NAGE
NAGE
PBFS
PBFS
Q4 25
64.1%
Q3 25
64.5%
Q2 25
65.0%
Q1 25
63.4%
Q4 24
62.5%
Q3 24
63.5%
Q2 24
60.2%
Q1 24
60.7%
Operating Margin
NAGE
NAGE
PBFS
PBFS
Q4 25
12.1%
21.3%
Q3 25
12.5%
23.4%
Q2 25
10.2%
33.3%
Q1 25
15.7%
32.5%
Q4 24
24.4%
Q3 24
6.3%
37.2%
Q2 24
-1.1%
24.1%
Q1 24
-3.3%
28.1%
Net Margin
NAGE
NAGE
PBFS
PBFS
Q4 25
12.2%
82.1%
Q3 25
13.5%
18.0%
Q2 25
11.6%
26.4%
Q1 25
16.6%
25.3%
Q4 24
24.6%
Q3 24
7.3%
28.7%
Q2 24
-0.1%
107.4%
Q1 24
-2.2%
21.9%
EPS (diluted)
NAGE
NAGE
PBFS
PBFS
Q4 25
$0.05
$0.16
Q3 25
$0.05
$0.18
Q2 25
$0.04
$0.26
Q1 25
$0.06
$0.23
Q4 24
$0.10
Q3 24
$0.02
$0.25
Q2 24
$0.00
$0.15
Q1 24
$-0.01
$0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NAGE
NAGE
PBFS
PBFS
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$76.5M
$323.9M
Total Assets
$106.4M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NAGE
NAGE
PBFS
PBFS
Q4 25
Q3 25
$64.1M
Q2 25
$60.3M
Q1 25
$55.5M
Q4 24
$44.5M
Q3 24
$32.2M
Q2 24
$27.7M
Q1 24
$27.4M
Stockholders' Equity
NAGE
NAGE
PBFS
PBFS
Q4 25
$76.5M
$323.9M
Q3 25
$70.7M
$314.2M
Q2 25
$64.2M
$314.2M
Q1 25
$55.3M
$310.7M
Q4 24
$46.1M
Q3 24
$34.4M
$303.8M
Q2 24
$30.7M
$296.5M
Q1 24
$29.0M
$289.0M
Total Assets
NAGE
NAGE
PBFS
PBFS
Q4 25
$106.4M
$2.2B
Q3 25
$98.1M
$2.2B
Q2 25
$91.5M
$2.1B
Q1 25
$81.3M
$2.1B
Q4 24
$68.3M
Q3 24
$56.5M
$2.0B
Q2 24
$54.0M
Q1 24
$54.1M
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NAGE
NAGE
PBFS
PBFS
Operating Cash FlowLast quarter
$679.0K
$11.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
0.16×
2.97×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NAGE
NAGE
PBFS
PBFS
Q4 25
$679.0K
$11.1M
Q3 25
$3.7M
$3.9M
Q2 25
$1.3M
$5.1M
Q1 25
$7.9M
$-3.5M
Q4 24
$8.6M
Q3 24
$3.5M
$1.9M
Q2 24
$-264.0K
$9.0M
Q1 24
$295.0K
$3.3M
Cash Conversion
NAGE
NAGE
PBFS
PBFS
Q4 25
0.16×
2.97×
Q3 25
0.81×
0.90×
Q2 25
0.35×
0.78×
Q1 25
1.56×
-0.61×
Q4 24
1.20×
Q3 24
1.86×
0.30×
Q2 24
2.30×
Q1 24
0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NAGE
NAGE

TRUNIAGEN Consumer Product$27.5M81%
Ingredients Segment$5.7M17%
Other$694.0K2%

PBFS
PBFS

Segment breakdown not available.

Related Comparisons