vs

Side-by-side financial comparison of Namib Minerals (NAMM) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

Namib Minerals is the larger business by last-quarter revenue ($41.9M vs $22.2M, roughly 1.9× USCB FINANCIAL HOLDINGS, INC.). USCB FINANCIAL HOLDINGS, INC. produced more free cash flow last quarter ($42.5M vs $7.4M).

Namib Minerals is a Namibia-based natural resources firm focused on exploration, development and extraction of high-demand mineral deposits including uranium, copper and lithium. It operates across licensed southern African sites, supplying raw materials to global clean energy, construction and electronics manufacturing sectors.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

NAMM vs USCB — Head-to-Head

Bigger by revenue
NAMM
NAMM
1.9× larger
NAMM
$41.9M
$22.2M
USCB
More free cash flow
USCB
USCB
$35.1M more FCF
USCB
$42.5M
$7.4M
NAMM

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
NAMM
NAMM
USCB
USCB
Revenue
$41.9M
$22.2M
Net Profit
$1.4M
Gross Margin
45.7%
Operating Margin
29.8%
14.7%
Net Margin
6.1%
Revenue YoY
14.7%
Net Profit YoY
-80.3%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NAMM
NAMM
USCB
USCB
Q4 25
$22.2M
Q3 25
$25.0M
Q2 25
$41.9M
$24.4M
Q1 25
$22.8M
Q4 24
$23.0M
Q3 24
$21.5M
Q2 24
$20.5M
Q1 24
$17.6M
Net Profit
NAMM
NAMM
USCB
USCB
Q4 25
$1.4M
Q3 25
$8.9M
Q2 25
$8.1M
Q1 25
$7.7M
Q4 24
$6.9M
Q3 24
$6.9M
Q2 24
$6.2M
Q1 24
$4.6M
Gross Margin
NAMM
NAMM
USCB
USCB
Q4 25
Q3 25
Q2 25
45.7%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
NAMM
NAMM
USCB
USCB
Q4 25
14.7%
Q3 25
47.3%
Q2 25
29.8%
44.0%
Q1 25
44.2%
Q4 24
39.6%
Q3 24
42.5%
Q2 24
39.8%
Q1 24
34.3%
Net Margin
NAMM
NAMM
USCB
USCB
Q4 25
6.1%
Q3 25
35.8%
Q2 25
33.4%
Q1 25
33.5%
Q4 24
30.0%
Q3 24
32.3%
Q2 24
30.3%
Q1 24
26.2%
EPS (diluted)
NAMM
NAMM
USCB
USCB
Q4 25
Q3 25
$0.45
Q2 25
Q1 25
Q4 24
Q3 24
$0.35
Q2 24
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NAMM
NAMM
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$217.2M
Total Assets
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NAMM
NAMM
USCB
USCB
Q4 25
$38.5M
Q3 25
$56.8M
Q2 25
$54.8M
Q1 25
$98.0M
Q4 24
$77.0M
Q3 24
$38.5M
Q2 24
$77.3M
Q1 24
$126.5M
Stockholders' Equity
NAMM
NAMM
USCB
USCB
Q4 25
$217.2M
Q3 25
$209.1M
Q2 25
$231.6M
Q1 25
$225.1M
Q4 24
$215.4M
Q3 24
$213.9M
Q2 24
$201.0M
Q1 24
$195.0M
Total Assets
NAMM
NAMM
USCB
USCB
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$2.7B
Q1 25
$2.7B
Q4 24
$2.6B
Q3 24
$2.5B
Q2 24
$2.5B
Q1 24
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NAMM
NAMM
USCB
USCB
Operating Cash FlowLast quarter
$11.4M
$42.8M
Free Cash FlowOCF − Capex
$7.4M
$42.5M
FCF MarginFCF / Revenue
17.6%
191.4%
Capex IntensityCapex / Revenue
9.6%
1.4%
Cash ConversionOCF / Net Profit
31.40×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NAMM
NAMM
USCB
USCB
Q4 25
$42.8M
Q3 25
$20.1M
Q2 25
$11.4M
$18.0M
Q1 25
$14.6M
Q4 24
$34.8M
Q3 24
$11.3M
Q2 24
$18.3M
Q1 24
$8.1M
Free Cash Flow
NAMM
NAMM
USCB
USCB
Q4 25
$42.5M
Q3 25
$20.0M
Q2 25
$7.4M
$18.0M
Q1 25
$14.6M
Q4 24
$34.5M
Q3 24
$11.2M
Q2 24
$18.2M
Q1 24
$8.0M
FCF Margin
NAMM
NAMM
USCB
USCB
Q4 25
191.4%
Q3 25
80.3%
Q2 25
17.6%
73.7%
Q1 25
63.9%
Q4 24
150.2%
Q3 24
52.2%
Q2 24
88.8%
Q1 24
45.4%
Capex Intensity
NAMM
NAMM
USCB
USCB
Q4 25
1.4%
Q3 25
0.5%
Q2 25
9.6%
0.2%
Q1 25
0.2%
Q4 24
1.4%
Q3 24
0.4%
Q2 24
0.4%
Q1 24
0.5%
Cash Conversion
NAMM
NAMM
USCB
USCB
Q4 25
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons