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Side-by-side financial comparison of NewAmsterdam Pharma Co N.V. (NAMS) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $19.1M, roughly 1.6× NewAmsterdam Pharma Co N.V.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -90.7%, a 127.0% gap on every dollar of revenue. On growth, NewAmsterdam Pharma Co N.V. posted the faster year-over-year revenue change (740.1% vs 37.6%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-37.8M).

Kite Pharma, Inc. is an American biotechnology company that develops cancer immunotherapy products with a primary focus on genetically engineered autologous CAR T cell therapy - a cell-based therapy which relies on chimeric antigen receptors and T cells. Founded in 2009, and based in Santa Monica, California, it was acquired by Gilead Sciences in 2017.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

NAMS vs PDLB — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.6× larger
PDLB
$31.4M
$19.1M
NAMS
Growing faster (revenue YoY)
NAMS
NAMS
+702.4% gap
NAMS
740.1%
37.6%
PDLB
Higher net margin
PDLB
PDLB
127.0% more per $
PDLB
36.3%
-90.7%
NAMS
More free cash flow
PDLB
PDLB
$92.4M more FCF
PDLB
$54.6M
$-37.8M
NAMS

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
NAMS
NAMS
PDLB
PDLB
Revenue
$19.1M
$31.4M
Net Profit
$-17.4M
$10.1M
Gross Margin
Operating Margin
-186.1%
43.6%
Net Margin
-90.7%
36.3%
Revenue YoY
740.1%
37.6%
Net Profit YoY
55.5%
245.6%
EPS (diluted)
$-0.15
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NAMS
NAMS
PDLB
PDLB
Q4 25
$31.4M
Q3 25
$26.7M
Q2 25
$19.1M
$26.5M
Q1 25
$24.6M
Q4 24
$12.8M
$22.8M
Q3 24
$29.1M
$20.2M
Q2 24
$20.2M
Q1 24
$20.5M
Net Profit
NAMS
NAMS
PDLB
PDLB
Q4 25
$10.1M
Q3 25
$6.5M
Q2 25
$-17.4M
$6.1M
Q1 25
$6.0M
Q4 24
$-92.2M
$2.9M
Q3 24
$-16.6M
$2.4M
Q2 24
$3.2M
Q1 24
$2.4M
Operating Margin
NAMS
NAMS
PDLB
PDLB
Q4 25
43.6%
Q3 25
32.8%
Q2 25
-186.1%
30.2%
Q1 25
32.5%
Q4 24
-338.5%
19.6%
Q3 24
-85.9%
15.2%
Q2 24
21.8%
Q1 24
18.3%
Net Margin
NAMS
NAMS
PDLB
PDLB
Q4 25
36.3%
Q3 25
24.3%
Q2 25
-90.7%
23.0%
Q1 25
24.2%
Q4 24
-721.7%
14.1%
Q3 24
-57.2%
12.1%
Q2 24
15.8%
Q1 24
11.8%
EPS (diluted)
NAMS
NAMS
PDLB
PDLB
Q4 25
$0.43
Q3 25
$0.27
Q2 25
$-0.15
$0.25
Q1 25
$0.25
Q4 24
$-0.91
$0.11
Q3 24
$-0.18
$0.10
Q2 24
$0.14
Q1 24
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NAMS
NAMS
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$739.2M
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$778.5M
$541.5M
Total Assets
$815.1M
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NAMS
NAMS
PDLB
PDLB
Q4 25
$126.2M
Q3 25
$146.6M
Q2 25
$739.2M
$126.6M
Q1 25
$129.9M
Q4 24
$834.2M
$139.8M
Q3 24
$422.7M
$155.8M
Q2 24
$103.2M
Q1 24
$134.7M
Total Debt
NAMS
NAMS
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
NAMS
NAMS
PDLB
PDLB
Q4 25
$541.5M
Q3 25
$529.8M
Q2 25
$778.5M
$521.1M
Q1 25
$513.9M
Q4 24
$757.5M
$505.5M
Q3 24
$378.9M
$504.6M
Q2 24
$497.7M
Q1 24
$493.7M
Total Assets
NAMS
NAMS
PDLB
PDLB
Q4 25
$3.2B
Q3 25
$3.2B
Q2 25
$815.1M
$3.2B
Q1 25
$3.1B
Q4 24
$864.6M
$3.0B
Q3 24
$439.2M
$3.0B
Q2 24
$2.8B
Q1 24
$2.8B
Debt / Equity
NAMS
NAMS
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NAMS
NAMS
PDLB
PDLB
Operating Cash FlowLast quarter
$-37.7M
$55.6M
Free Cash FlowOCF − Capex
$-37.8M
$54.6M
FCF MarginFCF / Revenue
-197.2%
173.9%
Capex IntensityCapex / Revenue
0.5%
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$-119.7M
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NAMS
NAMS
PDLB
PDLB
Q4 25
$55.6M
Q3 25
$1.4M
Q2 25
$-37.7M
$6.2M
Q1 25
$13.1M
Q4 24
$-37.5M
$7.2M
Q3 24
$-12.5M
$-14.6M
Q2 24
$-2.6M
Q1 24
$1.5M
Free Cash Flow
NAMS
NAMS
PDLB
PDLB
Q4 25
$54.6M
Q3 25
$786.0K
Q2 25
$-37.8M
$5.9M
Q1 25
$12.9M
Q4 24
$-37.5M
$4.5M
Q3 24
$-12.6M
$-15.0M
Q2 24
$-2.6M
Q1 24
$-315.0K
FCF Margin
NAMS
NAMS
PDLB
PDLB
Q4 25
173.9%
Q3 25
2.9%
Q2 25
-197.2%
22.4%
Q1 25
52.6%
Q4 24
-293.5%
19.7%
Q3 24
-43.2%
-74.1%
Q2 24
-13.0%
Q1 24
-1.5%
Capex Intensity
NAMS
NAMS
PDLB
PDLB
Q4 25
3.1%
Q3 25
2.3%
Q2 25
0.5%
1.0%
Q1 25
0.6%
Q4 24
0.0%
11.9%
Q3 24
0.3%
2.0%
Q2 24
0.3%
Q1 24
8.7%
Cash Conversion
NAMS
NAMS
PDLB
PDLB
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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