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Side-by-side financial comparison of NCR Atleos Corp (NATL) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
NCR Atleos Corp is the larger business by last-quarter revenue ($1.2B vs $853.7M, roughly 1.3× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs 7.2%, a 15.9% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 4.0%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs 4.9%).
NCR Voyix Corporation, previously known as NCR Corporation and National Cash Register, is a global software, consulting and technology company providing several professional services and electronic products. It manufactured self-service kiosks, point-of-sale terminals, automated teller machines, check processing systems, and barcode scanners.
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
NATL vs PRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.2B | $853.7M |
| Net Profit | $83.0M | $197.0M |
| Gross Margin | — | — |
| Operating Margin | 13.5% | 28.9% |
| Net Margin | 7.2% | 23.1% |
| Revenue YoY | 4.0% | 11.0% |
| Net Profit YoY | 102.4% | 17.9% |
| EPS (diluted) | $1.09 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.2B | $853.7M | ||
| Q3 25 | $1.1B | $839.9M | ||
| Q2 25 | $1.1B | $793.3M | ||
| Q1 25 | $979.0M | $804.8M | ||
| Q4 24 | $1.1B | $768.8M | ||
| Q3 24 | $1.1B | $774.1M | ||
| Q2 24 | $1.1B | $803.4M | ||
| Q1 24 | $1.0B | $742.8M |
| Q4 25 | $83.0M | $197.0M | ||
| Q3 25 | $26.0M | $206.8M | ||
| Q2 25 | $39.0M | $178.3M | ||
| Q1 25 | $14.0M | $169.1M | ||
| Q4 24 | $41.0M | $167.1M | ||
| Q3 24 | $21.0M | $164.4M | ||
| Q2 24 | $27.0M | $1.2M | ||
| Q1 24 | $-9.0M | $137.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 98.0% | ||
| Q1 24 | — | 98.2% |
| Q4 25 | 13.5% | 28.9% | ||
| Q3 25 | 9.8% | 32.3% | ||
| Q2 25 | 10.8% | 29.6% | ||
| Q1 25 | 9.5% | 27.5% | ||
| Q4 24 | 13.4% | 64.7% | ||
| Q3 24 | 10.6% | 32.9% | ||
| Q2 24 | 9.8% | 1.0% | ||
| Q1 24 | 6.5% | 24.1% |
| Q4 25 | 7.2% | 23.1% | ||
| Q3 25 | 2.3% | 24.6% | ||
| Q2 25 | 3.5% | 22.5% | ||
| Q1 25 | 1.4% | 21.0% | ||
| Q4 24 | 3.7% | 21.7% | ||
| Q3 24 | 2.0% | 21.2% | ||
| Q2 24 | 2.5% | 0.1% | ||
| Q1 24 | -0.9% | 18.6% |
| Q4 25 | $1.09 | $6.11 | ||
| Q3 25 | $0.34 | $6.35 | ||
| Q2 25 | $0.52 | $5.40 | ||
| Q1 25 | $0.19 | $5.05 | ||
| Q4 24 | $0.56 | $4.92 | ||
| Q3 24 | $0.28 | $4.83 | ||
| Q2 24 | $0.37 | $0.03 | ||
| Q1 24 | $-0.13 | $3.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $456.0M | $756.2M |
| Total DebtLower is stronger | $2.7B | — |
| Stockholders' EquityBook value | $403.0M | $2.4B |
| Total Assets | $5.7B | $15.0B |
| Debt / EquityLower = less leverage | 6.63× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $456.0M | $756.2M | ||
| Q3 25 | $412.0M | $644.9M | ||
| Q2 25 | $357.0M | $621.2M | ||
| Q1 25 | $352.0M | $625.1M | ||
| Q4 24 | $419.0M | $687.8M | ||
| Q3 24 | $395.0M | $550.1M | ||
| Q2 24 | $374.0M | $627.3M | ||
| Q1 24 | $343.0M | $593.4M |
| Q4 25 | $2.7B | — | ||
| Q3 25 | $2.8B | — | ||
| Q2 25 | $2.8B | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $2.9B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $403.0M | $2.4B | ||
| Q3 25 | $330.0M | $2.3B | ||
| Q2 25 | $350.0M | $2.3B | ||
| Q1 25 | $275.0M | $2.3B | ||
| Q4 24 | $219.0M | $2.3B | ||
| Q3 24 | $264.0M | $1.9B | ||
| Q2 24 | $250.0M | $2.1B | ||
| Q1 24 | $283.0M | $2.2B |
| Q4 25 | $5.7B | $15.0B | ||
| Q3 25 | $5.7B | $14.8B | ||
| Q2 25 | $5.8B | $14.8B | ||
| Q1 25 | $5.7B | $14.6B | ||
| Q4 24 | $5.5B | $14.6B | ||
| Q3 24 | $5.7B | $14.8B | ||
| Q2 24 | $5.8B | $14.6B | ||
| Q1 24 | $5.8B | $14.9B |
| Q4 25 | 6.63× | — | ||
| Q3 25 | 8.45× | — | ||
| Q2 25 | 8.05× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 13.05× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $231.0M | $338.2M |
| Free Cash FlowOCF − Capex | $194.0M | — |
| FCF MarginFCF / Revenue | 16.8% | — |
| Capex IntensityCapex / Revenue | 3.2% | — |
| Cash ConversionOCF / Net Profit | 2.78× | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | $239.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $231.0M | $338.2M | ||
| Q3 25 | $25.0M | $202.9M | ||
| Q2 25 | $-23.0M | $162.6M | ||
| Q1 25 | $123.0M | $197.5M | ||
| Q4 24 | $80.0M | $270.6M | ||
| Q3 24 | $107.0M | $207.3M | ||
| Q2 24 | $9.0M | $173.3M | ||
| Q1 24 | $148.0M | $210.9M |
| Q4 25 | $194.0M | — | ||
| Q3 25 | $-5.0M | — | ||
| Q2 25 | $-44.0M | — | ||
| Q1 25 | $94.0M | — | ||
| Q4 24 | $62.0M | — | ||
| Q3 24 | $85.0M | — | ||
| Q2 24 | $-14.0M | — | ||
| Q1 24 | $124.0M | — |
| Q4 25 | 16.8% | — | ||
| Q3 25 | -0.4% | — | ||
| Q2 25 | -4.0% | — | ||
| Q1 25 | 9.6% | — | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 7.9% | — | ||
| Q2 24 | -1.3% | — | ||
| Q1 24 | 11.9% | — |
| Q4 25 | 3.2% | — | ||
| Q3 25 | 2.7% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | 3.0% | — | ||
| Q4 24 | 1.6% | — | ||
| Q3 24 | 2.1% | — | ||
| Q2 24 | 2.1% | — | ||
| Q1 24 | 2.3% | — |
| Q4 25 | 2.78× | 1.72× | ||
| Q3 25 | 0.96× | 0.98× | ||
| Q2 25 | -0.59× | 0.91× | ||
| Q1 25 | 8.79× | 1.17× | ||
| Q4 24 | 1.95× | 1.62× | ||
| Q3 24 | 5.10× | 1.26× | ||
| Q2 24 | 0.33× | 147.98× | ||
| Q1 24 | — | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NATL
| Services | $848.0M | 74% |
| APJ | $136.0M | 12% |
| Americas Excluding United States | $135.0M | 12% |
| TT | $44.0M | 4% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
