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Side-by-side financial comparison of NATURES SUNSHINE PRODUCTS INC (NATR) and OFG BANCORP (OFG). Click either name above to swap in a different company.

OFG BANCORP is the larger business by last-quarter revenue ($184.3M vs $123.8M, roughly 1.5× NATURES SUNSHINE PRODUCTS INC). OFG BANCORP runs the higher net margin — 30.3% vs 3.3%, a 27.0% gap on every dollar of revenue. On growth, NATURES SUNSHINE PRODUCTS INC posted the faster year-over-year revenue change (4.7% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $7.6M). Over the past eight quarters, NATURES SUNSHINE PRODUCTS INC's revenue compounded faster (5.6% CAGR vs 2.8%).

Nature's Sunshine Products, Inc. also known as "NSP", is a manufacturer of dietary supplements, including herbs, vitamins, minerals, and personal care products. It is based in Lehi, Utah, with a manufacturing facility in Spanish Fork, Utah.

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

NATR vs OFG — Head-to-Head

Bigger by revenue
OFG
OFG
1.5× larger
OFG
$184.3M
$123.8M
NATR
Growing faster (revenue YoY)
NATR
NATR
+3.9% gap
NATR
4.7%
0.9%
OFG
Higher net margin
OFG
OFG
27.0% more per $
OFG
30.3%
3.3%
NATR
More free cash flow
OFG
OFG
$191.8M more FCF
OFG
$199.3M
$7.6M
NATR
Faster 2-yr revenue CAGR
NATR
NATR
Annualised
NATR
5.6%
2.8%
OFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NATR
NATR
OFG
OFG
Revenue
$123.8M
$184.3M
Net Profit
$4.1M
$55.9M
Gross Margin
72.5%
Operating Margin
4.3%
25.7%
Net Margin
3.3%
30.3%
Revenue YoY
4.7%
0.9%
Net Profit YoY
1379.4%
11.0%
EPS (diluted)
$0.23
$1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NATR
NATR
OFG
OFG
Q4 25
$123.8M
$184.3M
Q3 25
$128.3M
$186.2M
Q2 25
$114.8M
$182.4M
Q1 25
$113.2M
$178.6M
Q4 24
$118.2M
$182.7M
Q3 24
$114.6M
$174.7M
Q2 24
$110.6M
$179.8M
Q1 24
$111.0M
$174.4M
Net Profit
NATR
NATR
OFG
OFG
Q4 25
$4.1M
$55.9M
Q3 25
$5.3M
$51.8M
Q2 25
$5.3M
$51.8M
Q1 25
$4.7M
$45.6M
Q4 24
$-321.0K
$50.3M
Q3 24
$4.3M
$47.0M
Q2 24
$1.3M
$51.1M
Q1 24
$2.3M
$49.7M
Gross Margin
NATR
NATR
OFG
OFG
Q4 25
72.5%
Q3 25
73.3%
Q2 25
71.7%
Q1 25
72.1%
Q4 24
72.0%
Q3 24
71.3%
Q2 24
71.4%
Q1 24
71.2%
Operating Margin
NATR
NATR
OFG
OFG
Q4 25
4.3%
25.7%
Q3 25
7.0%
33.0%
Q2 25
3.7%
36.1%
Q1 25
5.4%
33.3%
Q4 24
3.8%
28.9%
Q3 24
4.6%
35.4%
Q2 24
5.1%
39.6%
Q1 24
4.2%
38.9%
Net Margin
NATR
NATR
OFG
OFG
Q4 25
3.3%
30.3%
Q3 25
4.2%
27.8%
Q2 25
4.6%
28.4%
Q1 25
4.2%
25.5%
Q4 24
-0.3%
27.6%
Q3 24
3.8%
26.9%
Q2 24
1.2%
28.4%
Q1 24
2.1%
28.5%
EPS (diluted)
NATR
NATR
OFG
OFG
Q4 25
$0.23
$1.27
Q3 25
$0.30
$1.16
Q2 25
$0.28
$1.15
Q1 25
$0.25
$1.00
Q4 24
$-0.02
$1.10
Q3 24
$0.23
$1.00
Q2 24
$0.07
$1.08
Q1 24
$0.12
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NATR
NATR
OFG
OFG
Cash + ST InvestmentsLiquidity on hand
$93.9M
$1.0B
Total DebtLower is stronger
Stockholders' EquityBook value
$161.6M
$1.4B
Total Assets
$261.1M
$12.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NATR
NATR
OFG
OFG
Q4 25
$93.9M
$1.0B
Q3 25
$95.6M
$740.3M
Q2 25
$81.3M
$851.8M
Q1 25
$86.5M
$710.6M
Q4 24
$84.7M
$591.1M
Q3 24
$78.7M
$680.6M
Q2 24
$68.7M
$740.4M
Q1 24
$77.8M
$754.4M
Total Debt
NATR
NATR
OFG
OFG
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$2.1M
Stockholders' Equity
NATR
NATR
OFG
OFG
Q4 25
$161.6M
$1.4B
Q3 25
$166.7M
$1.4B
Q2 25
$163.7M
$1.3B
Q1 25
$167.1M
$1.3B
Q4 24
$161.0M
$1.3B
Q3 24
$162.6M
$1.3B
Q2 24
$156.4M
$1.2B
Q1 24
$159.7M
$1.2B
Total Assets
NATR
NATR
OFG
OFG
Q4 25
$261.1M
$12.5B
Q3 25
$264.8M
$12.2B
Q2 25
$254.9M
$12.2B
Q1 25
$252.7M
$11.7B
Q4 24
$240.9M
$11.5B
Q3 24
$245.3M
$11.5B
Q2 24
$235.8M
$11.3B
Q1 24
$247.3M
$11.2B
Debt / Equity
NATR
NATR
OFG
OFG
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
0.01×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NATR
NATR
OFG
OFG
Operating Cash FlowLast quarter
$9.9M
$217.7M
Free Cash FlowOCF − Capex
$7.6M
$199.3M
FCF MarginFCF / Revenue
6.1%
108.1%
Capex IntensityCapex / Revenue
1.9%
10.0%
Cash ConversionOCF / Net Profit
2.41×
3.90×
TTM Free Cash FlowTrailing 4 quarters
$28.8M
$345.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NATR
NATR
OFG
OFG
Q4 25
$9.9M
$217.7M
Q3 25
$18.5M
$39.5M
Q2 25
$4.3M
$35.9M
Q1 25
$2.6M
$83.1M
Q4 24
$12.2M
$252.5M
Q3 24
$9.6M
$58.1M
Q2 24
$1.3M
$95.1M
Q1 24
$2.2M
$61.0M
Free Cash Flow
NATR
NATR
OFG
OFG
Q4 25
$7.6M
$199.3M
Q3 25
$16.8M
$35.5M
Q2 25
$3.0M
$31.8M
Q1 25
$1.5M
$78.7M
Q4 24
$10.0M
$231.2M
Q3 24
$7.9M
$51.8M
Q2 24
$-2.0M
$90.4M
Q1 24
$-1.5M
$54.8M
FCF Margin
NATR
NATR
OFG
OFG
Q4 25
6.1%
108.1%
Q3 25
13.1%
19.1%
Q2 25
2.6%
17.4%
Q1 25
1.3%
44.1%
Q4 24
8.5%
126.5%
Q3 24
6.9%
29.6%
Q2 24
-1.9%
50.3%
Q1 24
-1.4%
31.4%
Capex Intensity
NATR
NATR
OFG
OFG
Q4 25
1.9%
10.0%
Q3 25
1.3%
2.1%
Q2 25
1.2%
2.3%
Q1 25
1.0%
2.4%
Q4 24
1.9%
11.7%
Q3 24
1.5%
3.6%
Q2 24
3.0%
2.6%
Q1 24
3.3%
3.5%
Cash Conversion
NATR
NATR
OFG
OFG
Q4 25
2.41×
3.90×
Q3 25
3.46×
0.76×
Q2 25
0.81×
0.69×
Q1 25
0.55×
1.82×
Q4 24
5.02×
Q3 24
2.21×
1.24×
Q2 24
0.97×
1.86×
Q1 24
0.94×
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NATR
NATR

Other$68.1M55%
General Health Products$20.2M16%
Digestive Products$13.8M11%
Cardiovascular Products$12.1M10%
Personal Care Products$4.4M4%
Immunity Products$3.1M3%
Weight Management Products$2.1M2%

OFG
OFG

Segment breakdown not available.

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