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Side-by-side financial comparison of NorthEast Community Bancorp, Inc. (NECB) and PETMED EXPRESS INC (PETS). Click either name above to swap in a different company.

PETMED EXPRESS INC is the larger business by last-quarter revenue ($40.7M vs $26.4M, roughly 1.5× NorthEast Community Bancorp, Inc.). NorthEast Community Bancorp, Inc. runs the higher net margin — 40.9% vs -26.0%, a 66.8% gap on every dollar of revenue. On growth, NorthEast Community Bancorp, Inc. posted the faster year-over-year revenue change (3.9% vs -23.3%). NorthEast Community Bancorp, Inc. produced more free cash flow last quarter ($50.8M vs $-9.2M). Over the past eight quarters, NorthEast Community Bancorp, Inc.'s revenue compounded faster (1.8% CAGR vs -20.9%).

NorthEast Community Bancorp, Inc. (MD) is a U.S.-based bank holding company operating primarily in the Mid-Atlantic region. It provides a comprehensive suite of consumer and commercial banking services, including deposit products, mortgage loans, small business financing, and wealth management solutions to individual and local enterprise clients.

PetMed Express, Inc., also known as PetMeds, is an online pet pharmacy based in the United States. It is publicly traded and sells prescription and non-prescription pet medication.

NECB vs PETS — Head-to-Head

Bigger by revenue
PETS
PETS
1.5× larger
PETS
$40.7M
$26.4M
NECB
Growing faster (revenue YoY)
NECB
NECB
+27.2% gap
NECB
3.9%
-23.3%
PETS
Higher net margin
NECB
NECB
66.8% more per $
NECB
40.9%
-26.0%
PETS
More free cash flow
NECB
NECB
$60.1M more FCF
NECB
$50.8M
$-9.2M
PETS
Faster 2-yr revenue CAGR
NECB
NECB
Annualised
NECB
1.8%
-20.9%
PETS

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
NECB
NECB
PETS
PETS
Revenue
$26.4M
$40.7M
Net Profit
$10.8M
$-10.6M
Gross Margin
23.3%
Operating Margin
59.0%
-25.7%
Net Margin
40.9%
-26.0%
Revenue YoY
3.9%
-23.3%
Net Profit YoY
5.8%
-1392.6%
EPS (diluted)
$0.78
$-0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NECB
NECB
PETS
PETS
Q4 25
$26.4M
$40.7M
Q3 25
$27.0M
$44.4M
Q2 25
$25.9M
$51.2M
Q1 25
$25.5M
$50.8M
Q4 24
$25.4M
$52.0M
Q3 24
$27.6M
$58.0M
Q2 24
$27.0M
$66.2M
Q1 24
$25.5M
$65.1M
Net Profit
NECB
NECB
PETS
PETS
Q4 25
$10.8M
$-10.6M
Q3 25
$11.9M
$-8.5M
Q2 25
$11.2M
$-34.2M
Q1 25
$10.6M
$-11.6M
Q4 24
$10.2M
$-707.0K
Q3 24
$12.7M
$2.3M
Q2 24
$12.8M
$3.8M
Q1 24
$11.4M
$-5.0M
Gross Margin
NECB
NECB
PETS
PETS
Q4 25
23.3%
Q3 25
28.0%
Q2 25
28.1%
Q1 25
29.9%
Q4 24
31.0%
Q3 24
32.3%
Q2 24
28.8%
Q1 24
29.3%
Operating Margin
NECB
NECB
PETS
PETS
Q4 25
59.0%
-25.7%
Q3 25
61.6%
-18.9%
Q2 25
59.5%
-66.7%
Q1 25
57.4%
-11.9%
Q4 24
57.0%
-0.9%
Q3 24
63.6%
1.0%
Q2 24
65.6%
6.6%
Q1 24
62.7%
-5.9%
Net Margin
NECB
NECB
PETS
PETS
Q4 25
40.9%
-26.0%
Q3 25
44.0%
-19.2%
Q2 25
43.1%
-66.7%
Q1 25
41.4%
-22.9%
Q4 24
40.1%
-1.4%
Q3 24
45.9%
4.0%
Q2 24
47.5%
5.7%
Q1 24
44.5%
-7.7%
EPS (diluted)
NECB
NECB
PETS
PETS
Q4 25
$0.78
$-0.50
Q3 25
$0.87
$-0.41
Q2 25
$0.82
$-1.65
Q1 25
$0.78
$-0.56
Q4 24
$0.74
$-0.03
Q3 24
$0.95
$0.11
Q2 24
$0.97
$0.18
Q1 24
$0.86
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NECB
NECB
PETS
PETS
Cash + ST InvestmentsLiquidity on hand
$81.2M
$26.9M
Total DebtLower is stronger
$70.0M
Stockholders' EquityBook value
$351.7M
$32.8M
Total Assets
$2.1B
$88.0M
Debt / EquityLower = less leverage
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NECB
NECB
PETS
PETS
Q4 25
$81.2M
$26.9M
Q3 25
$64.3M
$36.1M
Q2 25
$59.4M
$41.1M
Q1 25
$89.5M
$54.7M
Q4 24
$78.3M
$50.1M
Q3 24
$97.8M
$52.0M
Q2 24
$113.9M
$46.0M
Q1 24
$107.4M
$55.3M
Total Debt
NECB
NECB
PETS
PETS
Q4 25
$70.0M
Q3 25
$170.0M
Q2 25
$135.0M
Q1 25
Q4 24
Q3 24
$7.0M
Q2 24
$47.0M
Q1 24
$47.0M
Stockholders' Equity
NECB
NECB
PETS
PETS
Q4 25
$351.7M
$32.8M
Q3 25
$344.0M
$43.1M
Q2 25
$336.7M
$51.5M
Q1 25
$327.2M
$85.1M
Q4 24
$318.3M
$96.2M
Q3 24
$309.6M
$96.4M
Q2 24
$300.0M
$93.5M
Q1 24
$288.9M
$96.7M
Total Assets
NECB
NECB
PETS
PETS
Q4 25
$2.1B
$88.0M
Q3 25
$2.1B
$100.3M
Q2 25
$2.0B
$109.8M
Q1 25
$1.9B
$148.7M
Q4 24
$2.0B
$144.8M
Q3 24
$2.0B
$146.0M
Q2 24
$1.9B
$152.7M
Q1 24
$1.9B
$169.9M
Debt / Equity
NECB
NECB
PETS
PETS
Q4 25
0.20×
Q3 25
0.49×
Q2 25
0.40×
Q1 25
Q4 24
Q3 24
0.02×
Q2 24
0.16×
Q1 24
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NECB
NECB
PETS
PETS
Operating Cash FlowLast quarter
$52.6M
$-9.2M
Free Cash FlowOCF − Capex
$50.8M
$-9.2M
FCF MarginFCF / Revenue
192.3%
-22.7%
Capex IntensityCapex / Revenue
6.6%
0.1%
Cash ConversionOCF / Net Profit
4.86×
TTM Free Cash FlowTrailing 4 quarters
$89.9M
$-23.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NECB
NECB
PETS
PETS
Q4 25
$52.6M
$-9.2M
Q3 25
$14.1M
$-2.2M
Q2 25
$15.6M
$-12.3M
Q1 25
$10.9M
$7.0M
Q4 24
$48.7M
$-1.2M
Q3 24
$14.4M
$7.4M
Q2 24
$11.1M
$-8.5M
Q1 24
$12.9M
$7.1M
Free Cash Flow
NECB
NECB
PETS
PETS
Q4 25
$50.8M
$-9.2M
Q3 25
$13.6M
$-4.8M
Q2 25
$14.9M
$-13.6M
Q1 25
$10.6M
$4.6M
Q4 24
$48.2M
$-1.9M
Q3 24
$14.2M
$6.1M
Q2 24
$11.0M
$-9.2M
Q1 24
$12.8M
$5.9M
FCF Margin
NECB
NECB
PETS
PETS
Q4 25
192.3%
-22.7%
Q3 25
50.5%
-10.8%
Q2 25
57.3%
-26.5%
Q1 25
41.4%
9.1%
Q4 24
189.3%
-3.7%
Q3 24
51.5%
10.6%
Q2 24
40.8%
-13.9%
Q1 24
50.3%
9.0%
Capex Intensity
NECB
NECB
PETS
PETS
Q4 25
6.6%
0.1%
Q3 25
1.6%
5.9%
Q2 25
2.9%
2.5%
Q1 25
1.5%
4.7%
Q4 24
2.0%
1.5%
Q3 24
0.6%
2.2%
Q2 24
0.5%
1.0%
Q1 24
0.3%
1.9%
Cash Conversion
NECB
NECB
PETS
PETS
Q4 25
4.86×
Q3 25
1.18×
Q2 25
1.40×
Q1 25
1.04×
Q4 24
4.77×
Q3 24
1.14×
3.18×
Q2 24
0.87×
-2.27×
Q1 24
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NECB
NECB

Segment breakdown not available.

PETS
PETS

Reorder$34.0M84%
New Order$5.0M12%
Membership Fees$1.6M4%

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