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Side-by-side financial comparison of NorthEast Community Bancorp, Inc. (NECB) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
READING INTERNATIONAL INC is the larger business by last-quarter revenue ($50.3M vs $26.4M, roughly 1.9× NorthEast Community Bancorp, Inc.). NorthEast Community Bancorp, Inc. runs the higher net margin — 40.9% vs -5.1%, a 46.0% gap on every dollar of revenue. On growth, NorthEast Community Bancorp, Inc. posted the faster year-over-year revenue change (3.9% vs -14.2%). NorthEast Community Bancorp, Inc. produced more free cash flow last quarter ($50.8M vs $4.1M). Over the past eight quarters, READING INTERNATIONAL INC's revenue compounded faster (5.6% CAGR vs 1.8%).
NorthEast Community Bancorp, Inc. (MD) is a U.S.-based bank holding company operating primarily in the Mid-Atlantic region. It provides a comprehensive suite of consumer and commercial banking services, including deposit products, mortgage loans, small business financing, and wealth management solutions to individual and local enterprise clients.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
NECB vs RDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.4M | $50.3M |
| Net Profit | $10.8M | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | 59.0% | -1.9% |
| Net Margin | 40.9% | -5.1% |
| Revenue YoY | 3.9% | -14.2% |
| Net Profit YoY | 5.8% | -14.5% |
| EPS (diluted) | $0.78 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.4M | $50.3M | ||
| Q3 25 | $27.0M | $52.2M | ||
| Q2 25 | $25.9M | $60.4M | ||
| Q1 25 | $25.5M | $40.2M | ||
| Q4 24 | $25.4M | $58.6M | ||
| Q3 24 | $27.6M | $60.1M | ||
| Q2 24 | $27.0M | $46.8M | ||
| Q1 24 | $25.5M | $45.1M |
| Q4 25 | $10.8M | $-2.6M | ||
| Q3 25 | $11.9M | $-4.2M | ||
| Q2 25 | $11.2M | $-2.7M | ||
| Q1 25 | $10.6M | $-4.8M | ||
| Q4 24 | $10.2M | $-2.2M | ||
| Q3 24 | $12.7M | $-7.0M | ||
| Q2 24 | $12.8M | $-12.8M | ||
| Q1 24 | $11.4M | $-13.2M |
| Q4 25 | 59.0% | -1.9% | ||
| Q3 25 | 61.6% | -0.6% | ||
| Q2 25 | 59.5% | 4.8% | ||
| Q1 25 | 57.4% | -17.2% | ||
| Q4 24 | 57.0% | 2.6% | ||
| Q3 24 | 63.6% | -0.6% | ||
| Q2 24 | 65.6% | -16.4% | ||
| Q1 24 | 62.7% | -16.7% |
| Q4 25 | 40.9% | -5.1% | ||
| Q3 25 | 44.0% | -8.0% | ||
| Q2 25 | 43.1% | -4.4% | ||
| Q1 25 | 41.4% | -11.8% | ||
| Q4 24 | 40.1% | -3.8% | ||
| Q3 24 | 45.9% | -11.7% | ||
| Q2 24 | 47.5% | -27.4% | ||
| Q1 24 | 44.5% | -29.4% |
| Q4 25 | $0.78 | $-0.11 | ||
| Q3 25 | $0.87 | $-0.18 | ||
| Q2 25 | $0.82 | $-0.12 | ||
| Q1 25 | $0.78 | $-0.21 | ||
| Q4 24 | $0.74 | $-0.11 | ||
| Q3 24 | $0.95 | $-0.31 | ||
| Q2 24 | $0.97 | $-0.57 | ||
| Q1 24 | $0.86 | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $81.2M | $10.5M |
| Total DebtLower is stronger | $70.0M | $185.1M |
| Stockholders' EquityBook value | $351.7M | $-18.2M |
| Total Assets | $2.1B | $434.9M |
| Debt / EquityLower = less leverage | 0.20× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $81.2M | $10.5M | ||
| Q3 25 | $64.3M | $8.1M | ||
| Q2 25 | $59.4M | $9.1M | ||
| Q1 25 | $89.5M | $5.9M | ||
| Q4 24 | $78.3M | $12.4M | ||
| Q3 24 | $97.8M | $10.1M | ||
| Q2 24 | $113.9M | $9.3M | ||
| Q1 24 | $107.4M | $7.5M |
| Q4 25 | $70.0M | $185.1M | ||
| Q3 25 | $170.0M | — | ||
| Q2 25 | $135.0M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | $7.0M | — | ||
| Q2 24 | $47.0M | — | ||
| Q1 24 | $47.0M | — |
| Q4 25 | $351.7M | $-18.2M | ||
| Q3 25 | $344.0M | $-12.1M | ||
| Q2 25 | $336.7M | $-7.7M | ||
| Q1 25 | $327.2M | $-8.1M | ||
| Q4 24 | $318.3M | $-4.4M | ||
| Q3 24 | $309.6M | $1.6M | ||
| Q2 24 | $300.0M | $6.5M | ||
| Q1 24 | $288.9M | $18.0M |
| Q4 25 | $2.1B | $434.9M | ||
| Q3 25 | $2.1B | $435.2M | ||
| Q2 25 | $2.0B | $438.1M | ||
| Q1 25 | $1.9B | $441.0M | ||
| Q4 24 | $2.0B | $471.0M | ||
| Q3 24 | $2.0B | $495.7M | ||
| Q2 24 | $1.9B | $494.9M | ||
| Q1 24 | $1.9B | $494.9M |
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.49× | — | ||
| Q2 25 | 0.40× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.02× | — | ||
| Q2 24 | 0.16× | — | ||
| Q1 24 | 0.16× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $52.6M | $4.3M |
| Free Cash FlowOCF − Capex | $50.8M | $4.1M |
| FCF MarginFCF / Revenue | 192.3% | 8.2% |
| Capex IntensityCapex / Revenue | 6.6% | 0.3% |
| Cash ConversionOCF / Net Profit | 4.86× | — |
| TTM Free Cash FlowTrailing 4 quarters | $89.9M | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $52.6M | $4.3M | ||
| Q3 25 | $14.1M | $295.0K | ||
| Q2 25 | $15.6M | $1.6M | ||
| Q1 25 | $10.9M | $-7.7M | ||
| Q4 24 | $48.7M | $8.0M | ||
| Q3 24 | $14.4M | $1.3M | ||
| Q2 24 | $11.1M | $-10.4M | ||
| Q1 24 | $12.9M | $-2.8M |
| Q4 25 | $50.8M | $4.1M | ||
| Q3 25 | $13.6M | $-246.0K | ||
| Q2 25 | $14.9M | $1.2M | ||
| Q1 25 | $10.6M | $-8.0M | ||
| Q4 24 | $48.2M | $7.0M | ||
| Q3 24 | $14.2M | $-1.1M | ||
| Q2 24 | $11.0M | $-10.6M | ||
| Q1 24 | $12.8M | $-4.7M |
| Q4 25 | 192.3% | 8.2% | ||
| Q3 25 | 50.5% | -0.5% | ||
| Q2 25 | 57.3% | 1.9% | ||
| Q1 25 | 41.4% | -19.8% | ||
| Q4 24 | 189.3% | 12.0% | ||
| Q3 24 | 51.5% | -1.8% | ||
| Q2 24 | 40.8% | -22.7% | ||
| Q1 24 | 50.3% | -10.4% |
| Q4 25 | 6.6% | 0.3% | ||
| Q3 25 | 1.6% | 1.0% | ||
| Q2 25 | 2.9% | 0.6% | ||
| Q1 25 | 1.5% | 0.6% | ||
| Q4 24 | 2.0% | 1.7% | ||
| Q3 24 | 0.6% | 4.0% | ||
| Q2 24 | 0.5% | 0.5% | ||
| Q1 24 | 0.3% | 4.3% |
| Q4 25 | 4.86× | — | ||
| Q3 25 | 1.18× | — | ||
| Q2 25 | 1.40× | — | ||
| Q1 25 | 1.04× | — | ||
| Q4 24 | 4.77× | — | ||
| Q3 24 | 1.14× | — | ||
| Q2 24 | 0.87× | — | ||
| Q1 24 | 1.13× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NECB
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
