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Side-by-side financial comparison of NorthEast Community Bancorp, Inc. (NECB) and ATRenew Inc. (RERE). Click either name above to swap in a different company.

ATRenew Inc. is the larger business by last-quarter revenue ($43.2M vs $26.4M, roughly 1.6× NorthEast Community Bancorp, Inc.). NorthEast Community Bancorp, Inc. runs the higher net margin — 40.9% vs 16.9%, a 24.0% gap on every dollar of revenue.

NorthEast Community Bancorp, Inc. (MD) is a U.S.-based bank holding company operating primarily in the Mid-Atlantic region. It provides a comprehensive suite of consumer and commercial banking services, including deposit products, mortgage loans, small business financing, and wealth management solutions to individual and local enterprise clients.

ATRenew Inc. operates a leading pre-owned consumer electronics transaction and servicing ecosystem primarily in China. Its core services include end-to-end device recycling, professional quality inspection, certified refurbishment, and resale of smartphones, laptops, tablets and other digital products, serving both individual consumers and enterprise clients across domestic and select Southeast Asian markets.

NECB vs RERE — Head-to-Head

Bigger by revenue
RERE
RERE
1.6× larger
RERE
$43.2M
$26.4M
NECB
Higher net margin
NECB
NECB
24.0% more per $
NECB
40.9%
16.9%
RERE

Income Statement — Q4 FY2025 vs Q1 FY2023

Metric
NECB
NECB
RERE
RERE
Revenue
$26.4M
$43.2M
Net Profit
$10.8M
$7.3M
Gross Margin
Operating Margin
59.0%
Net Margin
40.9%
16.9%
Revenue YoY
3.9%
Net Profit YoY
5.8%
EPS (diluted)
$0.78

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NECB
NECB
RERE
RERE
Q4 25
$26.4M
Q3 25
$27.0M
Q2 25
$25.9M
Q1 25
$25.5M
Q4 24
$25.4M
Q3 24
$27.6M
Q2 24
$27.0M
Q1 24
$25.5M
Net Profit
NECB
NECB
RERE
RERE
Q4 25
$10.8M
Q3 25
$11.9M
Q2 25
$11.2M
Q1 25
$10.6M
Q4 24
$10.2M
Q3 24
$12.7M
Q2 24
$12.8M
Q1 24
$11.4M
Operating Margin
NECB
NECB
RERE
RERE
Q4 25
59.0%
Q3 25
61.6%
Q2 25
59.5%
Q1 25
57.4%
Q4 24
57.0%
Q3 24
63.6%
Q2 24
65.6%
Q1 24
62.7%
Net Margin
NECB
NECB
RERE
RERE
Q4 25
40.9%
Q3 25
44.0%
Q2 25
43.1%
Q1 25
41.4%
Q4 24
40.1%
Q3 24
45.9%
Q2 24
47.5%
Q1 24
44.5%
EPS (diluted)
NECB
NECB
RERE
RERE
Q4 25
$0.78
Q3 25
$0.87
Q2 25
$0.82
Q1 25
$0.78
Q4 24
$0.74
Q3 24
$0.95
Q2 24
$0.97
Q1 24
$0.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NECB
NECB
RERE
RERE
Cash + ST InvestmentsLiquidity on hand
$81.2M
$228.0M
Total DebtLower is stronger
$70.0M
Stockholders' EquityBook value
$351.7M
$557.1M
Total Assets
$2.1B
$722.9M
Debt / EquityLower = less leverage
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NECB
NECB
RERE
RERE
Q4 25
$81.2M
Q3 25
$64.3M
Q2 25
$59.4M
Q1 25
$89.5M
Q4 24
$78.3M
Q3 24
$97.8M
Q2 24
$113.9M
Q1 24
$107.4M
Total Debt
NECB
NECB
RERE
RERE
Q4 25
$70.0M
Q3 25
$170.0M
Q2 25
$135.0M
Q1 25
Q4 24
Q3 24
$7.0M
Q2 24
$47.0M
Q1 24
$47.0M
Stockholders' Equity
NECB
NECB
RERE
RERE
Q4 25
$351.7M
Q3 25
$344.0M
Q2 25
$336.7M
Q1 25
$327.2M
Q4 24
$318.3M
Q3 24
$309.6M
Q2 24
$300.0M
Q1 24
$288.9M
Total Assets
NECB
NECB
RERE
RERE
Q4 25
$2.1B
Q3 25
$2.1B
Q2 25
$2.0B
Q1 25
$1.9B
Q4 24
$2.0B
Q3 24
$2.0B
Q2 24
$1.9B
Q1 24
$1.9B
Debt / Equity
NECB
NECB
RERE
RERE
Q4 25
0.20×
Q3 25
0.49×
Q2 25
0.40×
Q1 25
Q4 24
Q3 24
0.02×
Q2 24
0.16×
Q1 24
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NECB
NECB
RERE
RERE
Operating Cash FlowLast quarter
$52.6M
Free Cash FlowOCF − Capex
$50.8M
FCF MarginFCF / Revenue
192.3%
Capex IntensityCapex / Revenue
6.6%
Cash ConversionOCF / Net Profit
4.86×
TTM Free Cash FlowTrailing 4 quarters
$89.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NECB
NECB
RERE
RERE
Q4 25
$52.6M
Q3 25
$14.1M
Q2 25
$15.6M
Q1 25
$10.9M
Q4 24
$48.7M
Q3 24
$14.4M
Q2 24
$11.1M
Q1 24
$12.9M
Free Cash Flow
NECB
NECB
RERE
RERE
Q4 25
$50.8M
Q3 25
$13.6M
Q2 25
$14.9M
Q1 25
$10.6M
Q4 24
$48.2M
Q3 24
$14.2M
Q2 24
$11.0M
Q1 24
$12.8M
FCF Margin
NECB
NECB
RERE
RERE
Q4 25
192.3%
Q3 25
50.5%
Q2 25
57.3%
Q1 25
41.4%
Q4 24
189.3%
Q3 24
51.5%
Q2 24
40.8%
Q1 24
50.3%
Capex Intensity
NECB
NECB
RERE
RERE
Q4 25
6.6%
Q3 25
1.6%
Q2 25
2.9%
Q1 25
1.5%
Q4 24
2.0%
Q3 24
0.6%
Q2 24
0.5%
Q1 24
0.3%
Cash Conversion
NECB
NECB
RERE
RERE
Q4 25
4.86×
Q3 25
1.18×
Q2 25
1.40×
Q1 25
1.04×
Q4 24
4.77×
Q3 24
1.14×
Q2 24
0.87×
Q1 24
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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