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Side-by-side financial comparison of NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP (NEN) and SOUTHERN FIRST BANCSHARES INC (SFST). Click either name above to swap in a different company.

SOUTHERN FIRST BANCSHARES INC is the larger business by last-quarter revenue ($31.8M vs $23.6M, roughly 1.3× NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP). On growth, SOUTHERN FIRST BANCSHARES INC posted the faster year-over-year revenue change (26.1% vs 15.7%). Over the past eight quarters, SOUTHERN FIRST BANCSHARES INC's revenue compounded faster (22.2% CAGR vs 8.9%).

New England Realty Associates Limited Partnership is a real estate investment entity that owns, operates and manages residential and commercial properties primarily across the U.S. New England region. Its core assets include multifamily apartments, mixed-use properties and small commercial spaces, serving tenants across Massachusetts, New Hampshire and adjacent states, delivering steady returns to unitholders via rental income and property value growth.

First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.

NEN vs SFST — Head-to-Head

Bigger by revenue
SFST
SFST
1.3× larger
SFST
$31.8M
$23.6M
NEN
Growing faster (revenue YoY)
SFST
SFST
+10.4% gap
SFST
26.1%
15.7%
NEN
Faster 2-yr revenue CAGR
SFST
SFST
Annualised
SFST
22.2%
8.9%
NEN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NEN
NEN
SFST
SFST
Revenue
$23.6M
$31.8M
Net Profit
$-1.4M
Gross Margin
Operating Margin
14.0%
40.1%
Net Margin
-677.3%
Revenue YoY
15.7%
26.1%
Net Profit YoY
-133.0%
EPS (diluted)
$1.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NEN
NEN
SFST
SFST
Q4 25
$23.6M
$31.8M
Q3 25
$23.7M
$31.1M
Q2 25
$21.2M
$28.6M
Q1 25
$20.7M
$26.5M
Q4 24
$20.4M
$25.2M
Q3 24
$20.2M
$23.8M
Q2 24
$20.1M
$23.1M
Q1 24
$19.9M
$21.3M
Net Profit
NEN
NEN
SFST
SFST
Q4 25
$-1.4M
Q3 25
$-521.8K
$8.7M
Q2 25
$4.1M
$6.6M
Q1 25
$3.8M
$5.3M
Q4 24
$4.2M
Q3 24
$3.9M
$4.4M
Q2 24
$4.1M
$3.0M
Q1 24
$3.5M
$2.5M
Operating Margin
NEN
NEN
SFST
SFST
Q4 25
14.0%
40.1%
Q3 25
20.0%
36.4%
Q2 25
33.3%
30.0%
Q1 25
30.1%
26.1%
Q4 24
32.4%
27.3%
Q3 24
32.0%
24.1%
Q2 24
32.6%
17.0%
Q1 24
28.9%
15.9%
Net Margin
NEN
NEN
SFST
SFST
Q4 25
-677.3%
Q3 25
-2.2%
27.8%
Q2 25
19.5%
23.0%
Q1 25
18.3%
19.9%
Q4 24
20.7%
Q3 24
19.3%
18.4%
Q2 24
20.3%
13.0%
Q1 24
17.4%
11.8%
EPS (diluted)
NEN
NEN
SFST
SFST
Q4 25
$1.19
Q3 25
$1.07
Q2 25
$0.81
Q1 25
$0.65
Q4 24
$0.69
Q3 24
$0.54
Q2 24
$0.37
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NEN
NEN
SFST
SFST
Cash + ST InvestmentsLiquidity on hand
$26.7M
Total DebtLower is stronger
$531.0M
Stockholders' EquityBook value
$368.7M
Total Assets
$505.3M
$4.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NEN
NEN
SFST
SFST
Q4 25
$26.7M
Q3 25
$13.4M
Q2 25
$16.7M
Q1 25
$30.9M
Q4 24
$17.6M
Q3 24
$15.1M
Q2 24
$13.5M
Q1 24
$28.8M
Total Debt
NEN
NEN
SFST
SFST
Q4 25
$531.0M
Q3 25
$514.2M
Q2 25
$514.3M
Q1 25
$407.8M
Q4 24
$408.6M
Q3 24
$409.3M
Q2 24
$410.0M
Q1 24
$410.7M
Stockholders' Equity
NEN
NEN
SFST
SFST
Q4 25
$368.7M
Q3 25
$356.3M
Q2 25
$345.5M
Q1 25
$337.6M
Q4 24
$330.4M
Q3 24
$326.5M
Q2 24
$318.7M
Q1 24
$315.3M
Total Assets
NEN
NEN
SFST
SFST
Q4 25
$505.3M
$4.4B
Q3 25
$492.9M
$4.4B
Q2 25
$494.8M
$4.3B
Q1 25
$385.2M
$4.3B
Q4 24
$393.5M
$4.1B
Q3 24
$387.4M
$4.2B
Q2 24
$383.7M
$4.1B
Q1 24
$381.2M
$4.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NEN
NEN
SFST
SFST
Operating Cash FlowLast quarter
$27.7M
$30.5M
Free Cash FlowOCF − Capex
$29.9M
FCF MarginFCF / Revenue
93.8%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$62.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NEN
NEN
SFST
SFST
Q4 25
$27.7M
$30.5M
Q3 25
$2.3M
$14.5M
Q2 25
$12.5M
$10.5M
Q1 25
$5.5M
$7.6M
Q4 24
$31.9M
$25.6M
Q3 24
$8.5M
$26.3M
Q2 24
$5.4M
$4.0M
Q1 24
$6.1M
$-2.9M
Free Cash Flow
NEN
NEN
SFST
SFST
Q4 25
$29.9M
Q3 25
$14.4M
Q2 25
$10.4M
Q1 25
$7.4M
Q4 24
$24.8M
Q3 24
$26.1M
Q2 24
$3.9M
Q1 24
$-3.2M
FCF Margin
NEN
NEN
SFST
SFST
Q4 25
93.8%
Q3 25
46.3%
Q2 25
36.3%
Q1 25
28.1%
Q4 24
98.2%
Q3 24
110.0%
Q2 24
16.8%
Q1 24
-15.0%
Capex Intensity
NEN
NEN
SFST
SFST
Q4 25
1.8%
Q3 25
0.3%
Q2 25
0.3%
Q1 25
0.5%
Q4 24
3.1%
Q3 24
0.8%
Q2 24
0.4%
Q1 24
1.3%
Cash Conversion
NEN
NEN
SFST
SFST
Q4 25
Q3 25
1.67×
Q2 25
3.02×
1.59×
Q1 25
1.44×
1.44×
Q4 24
7.57×
Q3 24
2.17×
6.01×
Q2 24
1.32×
1.32×
Q1 24
1.77×
-1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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