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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and NPK International Inc. (NPKI). Click either name above to swap in a different company.
NPK International Inc. is the larger business by last-quarter revenue ($75.2M vs $41.3M, roughly 1.8× Northfield Bancorp, Inc.). On growth, NPK International Inc. posted the faster year-over-year revenue change (30.7% vs 12.7%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $5.8M). Over the past eight quarters, NPK International Inc.'s revenue compounded faster (23.9% CAGR vs 15.0%).
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
NFBK vs NPKI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $41.3M | $75.2M |
| Net Profit | $-27.4M | — |
| Gross Margin | — | 37.7% |
| Operating Margin | -1263.3% | 16.7% |
| Net Margin | -1545.5% | — |
| Revenue YoY | 12.7% | 30.7% |
| Net Profit YoY | -343.6% | — |
| EPS (diluted) | $-0.68 | $0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $41.3M | $75.2M | ||
| Q3 25 | $39.2M | $68.8M | ||
| Q2 25 | $38.9M | $68.2M | ||
| Q1 25 | $34.8M | $64.8M | ||
| Q4 24 | $36.7M | $57.5M | ||
| Q3 24 | $31.8M | $44.2M | ||
| Q2 24 | $31.5M | $66.8M | ||
| Q1 24 | $31.3M | $49.0M |
| Q4 25 | $-27.4M | — | ||
| Q3 25 | $10.8M | $5.7M | ||
| Q2 25 | $9.6M | $8.7M | ||
| Q1 25 | $7.9M | $10.0M | ||
| Q4 24 | $11.3M | — | ||
| Q3 24 | $6.5M | $-174.3M | ||
| Q2 24 | $6.0M | $8.0M | ||
| Q1 24 | $6.2M | $7.3M |
| Q4 25 | — | 37.7% | ||
| Q3 25 | — | 31.9% | ||
| Q2 25 | — | 36.9% | ||
| Q1 25 | — | 39.0% | ||
| Q4 24 | — | 39.2% | ||
| Q3 24 | — | 27.5% | ||
| Q2 24 | — | 37.2% | ||
| Q1 24 | — | 36.0% |
| Q4 25 | -1263.3% | 16.7% | ||
| Q3 25 | 37.7% | 13.2% | ||
| Q2 25 | 35.6% | 17.0% | ||
| Q1 25 | 31.0% | 20.9% | ||
| Q4 24 | 38.0% | 20.2% | ||
| Q3 24 | 27.9% | 2.8% | ||
| Q2 24 | 29.1% | 18.7% | ||
| Q1 24 | 27.2% | 14.2% |
| Q4 25 | -1545.5% | — | ||
| Q3 25 | 27.4% | 8.2% | ||
| Q2 25 | 24.6% | 12.7% | ||
| Q1 25 | 22.6% | 15.4% | ||
| Q4 24 | 30.7% | — | ||
| Q3 24 | 20.5% | -394.3% | ||
| Q2 24 | 18.9% | 12.0% | ||
| Q1 24 | 19.9% | 14.9% |
| Q4 25 | $-0.68 | $0.17 | ||
| Q3 25 | $0.27 | $0.07 | ||
| Q2 25 | $0.24 | $0.10 | ||
| Q1 25 | $0.19 | $0.11 | ||
| Q4 24 | $0.27 | $0.10 | ||
| Q3 24 | $0.16 | $-1.99 | ||
| Q2 24 | $0.14 | $0.09 | ||
| Q1 24 | $0.15 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $164.0M | $5.1M |
| Total DebtLower is stronger | — | $16.9M |
| Stockholders' EquityBook value | $690.1M | $351.2M |
| Total Assets | $5.8B | $441.8M |
| Debt / EquityLower = less leverage | — | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $164.0M | $5.1M | ||
| Q3 25 | $131.7M | $35.6M | ||
| Q2 25 | $97.6M | $26.0M | ||
| Q1 25 | $101.7M | $20.8M | ||
| Q4 24 | $167.7M | $17.8M | ||
| Q3 24 | $232.9M | $42.9M | ||
| Q2 24 | $153.5M | $35.1M | ||
| Q1 24 | $238.8M | $37.7M |
| Q4 25 | — | $16.9M | ||
| Q3 25 | — | $9.5M | ||
| Q2 25 | — | $9.3M | ||
| Q1 25 | — | $8.1M | ||
| Q4 24 | $666.4M | $7.7M | ||
| Q3 24 | — | $14.0M | ||
| Q2 24 | — | $58.0M | ||
| Q1 24 | — | $77.4M |
| Q4 25 | $690.1M | $351.2M | ||
| Q3 25 | $719.6M | $333.9M | ||
| Q2 25 | $710.3M | $328.8M | ||
| Q1 25 | $711.1M | $326.9M | ||
| Q4 24 | $704.7M | $326.5M | ||
| Q3 24 | $699.6M | $316.5M | ||
| Q2 24 | $693.0M | $426.6M | ||
| Q1 24 | $698.4M | $421.6M |
| Q4 25 | $5.8B | $441.8M | ||
| Q3 25 | $5.7B | $404.5M | ||
| Q2 25 | $5.7B | $393.7M | ||
| Q1 25 | $5.7B | $390.0M | ||
| Q4 24 | $5.7B | $393.7M | ||
| Q3 24 | $5.7B | $389.6M | ||
| Q2 24 | $5.7B | $624.8M | ||
| Q1 24 | $5.9B | $640.8M |
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | 0.95× | 0.02× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 0.18× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.7M | $18.0M |
| Free Cash FlowOCF − Capex | $52.5M | $5.8M |
| FCF MarginFCF / Revenue | 127.1% | 7.6% |
| Capex IntensityCapex / Revenue | 2.8% | 16.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $89.2M | $26.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.7M | $18.0M | ||
| Q3 25 | $13.9M | $24.7M | ||
| Q2 25 | $14.1M | $21.4M | ||
| Q1 25 | $9.4M | $8.8M | ||
| Q4 24 | $31.1M | $-4.1M | ||
| Q3 24 | $14.0M | $2.8M | ||
| Q2 24 | $6.9M | $27.6M | ||
| Q1 24 | $4.2M | $11.9M |
| Q4 25 | $52.5M | $5.8M | ||
| Q3 25 | $13.6M | $12.0M | ||
| Q2 25 | $13.9M | $9.7M | ||
| Q1 25 | $9.2M | $-1.2M | ||
| Q4 24 | $30.0M | $-17.7M | ||
| Q3 24 | $13.7M | $-6.7M | ||
| Q2 24 | $6.7M | $21.0M | ||
| Q1 24 | $3.8M | $-1.9M |
| Q4 25 | 127.1% | 7.6% | ||
| Q3 25 | 34.6% | 17.4% | ||
| Q2 25 | 35.7% | 14.3% | ||
| Q1 25 | 26.3% | -1.8% | ||
| Q4 24 | 81.6% | -30.8% | ||
| Q3 24 | 43.2% | -15.2% | ||
| Q2 24 | 21.1% | 31.4% | ||
| Q1 24 | 12.1% | -3.9% |
| Q4 25 | 2.8% | 16.3% | ||
| Q3 25 | 0.8% | 18.5% | ||
| Q2 25 | 0.6% | 17.1% | ||
| Q1 25 | 0.7% | 15.5% | ||
| Q4 24 | 3.1% | 23.6% | ||
| Q3 24 | 0.7% | 21.4% | ||
| Q2 24 | 0.8% | 9.9% | ||
| Q1 24 | 1.4% | 28.3% |
| Q4 25 | — | — | ||
| Q3 25 | 1.29× | 4.37× | ||
| Q2 25 | 1.48× | 2.47× | ||
| Q1 25 | 1.20× | 0.88× | ||
| Q4 24 | 2.76× | — | ||
| Q3 24 | 2.14× | — | ||
| Q2 24 | 1.16× | 3.43× | ||
| Q1 24 | 0.68× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NFBK
Segment breakdown not available.
NPKI
| Rental Revenue | $34.8M | 46% |
| Products | $25.5M | 34% |
| Services | $14.9M | 20% |
