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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and ORASURE TECHNOLOGIES INC (OSUR). Click either name above to swap in a different company.

Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $26.8M, roughly 1.5× ORASURE TECHNOLOGIES INC). ORASURE TECHNOLOGIES INC runs the higher net margin — -72.1% vs -1545.5%, a 1473.5% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -28.5%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $-9.9M). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs -29.7%).

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

OraSure Technologies, Inc. is a Bethlehem, Pennsylvania–based company in the medical device industry. Their products include diagnostic testing kits. The company had recently developed OraQuick testing kit, the first over-the-counter home HIV test.

NFBK vs OSUR — Head-to-Head

Bigger by revenue
NFBK
NFBK
1.5× larger
NFBK
$41.3M
$26.8M
OSUR
Growing faster (revenue YoY)
NFBK
NFBK
+41.2% gap
NFBK
12.7%
-28.5%
OSUR
Higher net margin
OSUR
OSUR
1473.5% more per $
OSUR
-72.1%
-1545.5%
NFBK
More free cash flow
NFBK
NFBK
$62.5M more FCF
NFBK
$52.5M
$-9.9M
OSUR
Faster 2-yr revenue CAGR
NFBK
NFBK
Annualised
NFBK
15.0%
-29.7%
OSUR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NFBK
NFBK
OSUR
OSUR
Revenue
$41.3M
$26.8M
Net Profit
$-27.4M
$-19.3M
Gross Margin
41.0%
Operating Margin
-1263.3%
-75.1%
Net Margin
-1545.5%
-72.1%
Revenue YoY
12.7%
-28.5%
Net Profit YoY
-343.6%
-78.7%
EPS (diluted)
$-0.68
$-0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NFBK
NFBK
OSUR
OSUR
Q4 25
$41.3M
$26.8M
Q3 25
$39.2M
$27.1M
Q2 25
$38.9M
$31.2M
Q1 25
$34.8M
$29.9M
Q4 24
$36.7M
$37.4M
Q3 24
$31.8M
$39.9M
Q2 24
$31.5M
$54.3M
Q1 24
$31.3M
$54.1M
Net Profit
NFBK
NFBK
OSUR
OSUR
Q4 25
$-27.4M
$-19.3M
Q3 25
$10.8M
$-13.7M
Q2 25
$9.6M
$-19.7M
Q1 25
$7.9M
$-16.0M
Q4 24
$11.3M
$-10.8M
Q3 24
$6.5M
$-4.5M
Q2 24
$6.0M
$-615.0K
Q1 24
$6.2M
$-3.6M
Gross Margin
NFBK
NFBK
OSUR
OSUR
Q4 25
41.0%
Q3 25
43.5%
Q2 25
42.1%
Q1 25
41.1%
Q4 24
36.2%
Q3 24
42.8%
Q2 24
45.4%
Q1 24
44.5%
Operating Margin
NFBK
NFBK
OSUR
OSUR
Q4 25
-1263.3%
-75.1%
Q3 25
37.7%
-59.4%
Q2 25
35.6%
-57.7%
Q1 25
31.0%
-59.3%
Q4 24
38.0%
-33.2%
Q3 24
27.9%
-15.0%
Q2 24
29.1%
-5.0%
Q1 24
27.2%
-13.1%
Net Margin
NFBK
NFBK
OSUR
OSUR
Q4 25
-1545.5%
-72.1%
Q3 25
27.4%
-50.6%
Q2 25
24.6%
-63.0%
Q1 25
22.6%
-53.6%
Q4 24
30.7%
-28.8%
Q3 24
20.5%
-11.3%
Q2 24
18.9%
-1.1%
Q1 24
19.9%
-6.6%
EPS (diluted)
NFBK
NFBK
OSUR
OSUR
Q4 25
$-0.68
$-0.28
Q3 25
$0.27
$-0.19
Q2 25
$0.24
$-0.26
Q1 25
$0.19
$-0.21
Q4 24
$0.27
$-0.14
Q3 24
$0.16
$-0.06
Q2 24
$0.14
$-0.01
Q1 24
$0.15
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NFBK
NFBK
OSUR
OSUR
Cash + ST InvestmentsLiquidity on hand
$164.0M
$199.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$690.1M
$340.8M
Total Assets
$5.8B
$403.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NFBK
NFBK
OSUR
OSUR
Q4 25
$164.0M
$199.3M
Q3 25
$131.7M
$216.5M
Q2 25
$97.6M
$234.6M
Q1 25
$101.7M
$247.6M
Q4 24
$167.7M
$267.8M
Q3 24
$232.9M
$278.6M
Q2 24
$153.5M
$267.4M
Q1 24
$238.8M
$263.8M
Total Debt
NFBK
NFBK
OSUR
OSUR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$666.4M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
NFBK
NFBK
OSUR
OSUR
Q4 25
$690.1M
$340.8M
Q3 25
$719.6M
$362.0M
Q2 25
$710.3M
$380.7M
Q1 25
$711.1M
$396.3M
Q4 24
$704.7M
$410.3M
Q3 24
$699.6M
$425.6M
Q2 24
$693.0M
$425.8M
Q1 24
$698.4M
$426.3M
Total Assets
NFBK
NFBK
OSUR
OSUR
Q4 25
$5.8B
$403.2M
Q3 25
$5.7B
$423.1M
Q2 25
$5.7B
$445.0M
Q1 25
$5.7B
$457.6M
Q4 24
$5.7B
$479.7M
Q3 24
$5.7B
$464.1M
Q2 24
$5.7B
$466.3M
Q1 24
$5.9B
$467.6M
Debt / Equity
NFBK
NFBK
OSUR
OSUR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.95×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NFBK
NFBK
OSUR
OSUR
Operating Cash FlowLast quarter
$53.7M
$-9.0M
Free Cash FlowOCF − Capex
$52.5M
$-9.9M
FCF MarginFCF / Revenue
127.1%
-37.1%
Capex IntensityCapex / Revenue
2.8%
3.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$89.2M
$-53.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NFBK
NFBK
OSUR
OSUR
Q4 25
$53.7M
$-9.0M
Q3 25
$13.9M
$-10.1M
Q2 25
$14.1M
$-10.2M
Q1 25
$9.4M
$-19.7M
Q4 24
$31.1M
$109.0K
Q3 24
$14.0M
$12.7M
Q2 24
$6.9M
$7.8M
Q1 24
$4.2M
$6.7M
Free Cash Flow
NFBK
NFBK
OSUR
OSUR
Q4 25
$52.5M
$-9.9M
Q3 25
$13.6M
$-11.0M
Q2 25
$13.9M
$-12.2M
Q1 25
$9.2M
$-20.2M
Q4 24
$30.0M
$-347.0K
Q3 24
$13.7M
$12.5M
Q2 24
$6.7M
$6.2M
Q1 24
$3.8M
$5.2M
FCF Margin
NFBK
NFBK
OSUR
OSUR
Q4 25
127.1%
-37.1%
Q3 25
34.6%
-40.6%
Q2 25
35.7%
-38.9%
Q1 25
26.3%
-67.3%
Q4 24
81.6%
-0.9%
Q3 24
43.2%
31.4%
Q2 24
21.1%
11.5%
Q1 24
12.1%
9.5%
Capex Intensity
NFBK
NFBK
OSUR
OSUR
Q4 25
2.8%
3.4%
Q3 25
0.8%
3.4%
Q2 25
0.6%
6.2%
Q1 25
0.7%
1.4%
Q4 24
3.1%
1.2%
Q3 24
0.7%
0.4%
Q2 24
0.8%
3.0%
Q1 24
1.4%
2.9%
Cash Conversion
NFBK
NFBK
OSUR
OSUR
Q4 25
Q3 25
1.29×
Q2 25
1.48×
Q1 25
1.20×
Q4 24
2.76×
Q3 24
2.14×
Q2 24
1.16×
Q1 24
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NFBK
NFBK

Segment breakdown not available.

OSUR
OSUR

Product And Services$24.9M93%
Other$1.9M7%

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