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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
READING INTERNATIONAL INC is the larger business by last-quarter revenue ($50.3M vs $41.3M, roughly 1.2× Northfield Bancorp, Inc.). READING INTERNATIONAL INC runs the higher net margin — -5.1% vs -1545.5%, a 1540.4% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -14.2%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $4.1M). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs 5.6%).
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
NFBK vs RDI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $41.3M | $50.3M |
| Net Profit | $-27.4M | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | -1263.3% | -1.9% |
| Net Margin | -1545.5% | -5.1% |
| Revenue YoY | 12.7% | -14.2% |
| Net Profit YoY | -343.6% | -14.5% |
| EPS (diluted) | $-0.68 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $41.3M | $50.3M | ||
| Q3 25 | $39.2M | $52.2M | ||
| Q2 25 | $38.9M | $60.4M | ||
| Q1 25 | $34.8M | $40.2M | ||
| Q4 24 | $36.7M | $58.6M | ||
| Q3 24 | $31.8M | $60.1M | ||
| Q2 24 | $31.5M | $46.8M | ||
| Q1 24 | $31.3M | $45.1M |
| Q4 25 | $-27.4M | $-2.6M | ||
| Q3 25 | $10.8M | $-4.2M | ||
| Q2 25 | $9.6M | $-2.7M | ||
| Q1 25 | $7.9M | $-4.8M | ||
| Q4 24 | $11.3M | $-2.2M | ||
| Q3 24 | $6.5M | $-7.0M | ||
| Q2 24 | $6.0M | $-12.8M | ||
| Q1 24 | $6.2M | $-13.2M |
| Q4 25 | -1263.3% | -1.9% | ||
| Q3 25 | 37.7% | -0.6% | ||
| Q2 25 | 35.6% | 4.8% | ||
| Q1 25 | 31.0% | -17.2% | ||
| Q4 24 | 38.0% | 2.6% | ||
| Q3 24 | 27.9% | -0.6% | ||
| Q2 24 | 29.1% | -16.4% | ||
| Q1 24 | 27.2% | -16.7% |
| Q4 25 | -1545.5% | -5.1% | ||
| Q3 25 | 27.4% | -8.0% | ||
| Q2 25 | 24.6% | -4.4% | ||
| Q1 25 | 22.6% | -11.8% | ||
| Q4 24 | 30.7% | -3.8% | ||
| Q3 24 | 20.5% | -11.7% | ||
| Q2 24 | 18.9% | -27.4% | ||
| Q1 24 | 19.9% | -29.4% |
| Q4 25 | $-0.68 | $-0.11 | ||
| Q3 25 | $0.27 | $-0.18 | ||
| Q2 25 | $0.24 | $-0.12 | ||
| Q1 25 | $0.19 | $-0.21 | ||
| Q4 24 | $0.27 | $-0.11 | ||
| Q3 24 | $0.16 | $-0.31 | ||
| Q2 24 | $0.14 | $-0.57 | ||
| Q1 24 | $0.15 | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $164.0M | $10.5M |
| Total DebtLower is stronger | — | $185.1M |
| Stockholders' EquityBook value | $690.1M | $-18.2M |
| Total Assets | $5.8B | $434.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $164.0M | $10.5M | ||
| Q3 25 | $131.7M | $8.1M | ||
| Q2 25 | $97.6M | $9.1M | ||
| Q1 25 | $101.7M | $5.9M | ||
| Q4 24 | $167.7M | $12.4M | ||
| Q3 24 | $232.9M | $10.1M | ||
| Q2 24 | $153.5M | $9.3M | ||
| Q1 24 | $238.8M | $7.5M |
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $666.4M | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $690.1M | $-18.2M | ||
| Q3 25 | $719.6M | $-12.1M | ||
| Q2 25 | $710.3M | $-7.7M | ||
| Q1 25 | $711.1M | $-8.1M | ||
| Q4 24 | $704.7M | $-4.4M | ||
| Q3 24 | $699.6M | $1.6M | ||
| Q2 24 | $693.0M | $6.5M | ||
| Q1 24 | $698.4M | $18.0M |
| Q4 25 | $5.8B | $434.9M | ||
| Q3 25 | $5.7B | $435.2M | ||
| Q2 25 | $5.7B | $438.1M | ||
| Q1 25 | $5.7B | $441.0M | ||
| Q4 24 | $5.7B | $471.0M | ||
| Q3 24 | $5.7B | $495.7M | ||
| Q2 24 | $5.7B | $494.9M | ||
| Q1 24 | $5.9B | $494.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.95× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.7M | $4.3M |
| Free Cash FlowOCF − Capex | $52.5M | $4.1M |
| FCF MarginFCF / Revenue | 127.1% | 8.2% |
| Capex IntensityCapex / Revenue | 2.8% | 0.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $89.2M | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.7M | $4.3M | ||
| Q3 25 | $13.9M | $295.0K | ||
| Q2 25 | $14.1M | $1.6M | ||
| Q1 25 | $9.4M | $-7.7M | ||
| Q4 24 | $31.1M | $8.0M | ||
| Q3 24 | $14.0M | $1.3M | ||
| Q2 24 | $6.9M | $-10.4M | ||
| Q1 24 | $4.2M | $-2.8M |
| Q4 25 | $52.5M | $4.1M | ||
| Q3 25 | $13.6M | $-246.0K | ||
| Q2 25 | $13.9M | $1.2M | ||
| Q1 25 | $9.2M | $-8.0M | ||
| Q4 24 | $30.0M | $7.0M | ||
| Q3 24 | $13.7M | $-1.1M | ||
| Q2 24 | $6.7M | $-10.6M | ||
| Q1 24 | $3.8M | $-4.7M |
| Q4 25 | 127.1% | 8.2% | ||
| Q3 25 | 34.6% | -0.5% | ||
| Q2 25 | 35.7% | 1.9% | ||
| Q1 25 | 26.3% | -19.8% | ||
| Q4 24 | 81.6% | 12.0% | ||
| Q3 24 | 43.2% | -1.8% | ||
| Q2 24 | 21.1% | -22.7% | ||
| Q1 24 | 12.1% | -10.4% |
| Q4 25 | 2.8% | 0.3% | ||
| Q3 25 | 0.8% | 1.0% | ||
| Q2 25 | 0.6% | 0.6% | ||
| Q1 25 | 0.7% | 0.6% | ||
| Q4 24 | 3.1% | 1.7% | ||
| Q3 24 | 0.7% | 4.0% | ||
| Q2 24 | 0.8% | 0.5% | ||
| Q1 24 | 1.4% | 4.3% |
| Q4 25 | — | — | ||
| Q3 25 | 1.29× | — | ||
| Q2 25 | 1.48× | — | ||
| Q1 25 | 1.20× | — | ||
| Q4 24 | 2.76× | — | ||
| Q3 24 | 2.14× | — | ||
| Q2 24 | 1.16× | — | ||
| Q1 24 | 0.68× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NFBK
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
