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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and RE/MAX Holdings, Inc. (RMAX). Click either name above to swap in a different company.
RE/MAX Holdings, Inc. is the larger business by last-quarter revenue ($71.1M vs $41.3M, roughly 1.7× Northfield Bancorp, Inc.). RE/MAX Holdings, Inc. runs the higher net margin — 2.0% vs -1545.5%, a 1547.5% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -1.8%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $33.5M). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs -4.7%).
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
RE/MAX is an international real estate franchise operating in over 100 countries and territories that, in 2015, had over 100,000 agents in 6,800 offices.
NFBK vs RMAX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $41.3M | $71.1M |
| Net Profit | $-27.4M | $1.4M |
| Gross Margin | — | — |
| Operating Margin | -1263.3% | 13.1% |
| Net Margin | -1545.5% | 2.0% |
| Revenue YoY | 12.7% | -1.8% |
| Net Profit YoY | -343.6% | -75.2% |
| EPS (diluted) | $-0.68 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $41.3M | $71.1M | ||
| Q3 25 | $39.2M | $73.2M | ||
| Q2 25 | $38.9M | $72.8M | ||
| Q1 25 | $34.8M | $74.5M | ||
| Q4 24 | $36.7M | $72.5M | ||
| Q3 24 | $31.8M | $78.5M | ||
| Q2 24 | $31.5M | $78.5M | ||
| Q1 24 | $31.3M | $78.3M |
| Q4 25 | $-27.4M | $1.4M | ||
| Q3 25 | $10.8M | $4.0M | ||
| Q2 25 | $9.6M | $4.7M | ||
| Q1 25 | $7.9M | $-2.0M | ||
| Q4 24 | $11.3M | $5.8M | ||
| Q3 24 | $6.5M | $966.0K | ||
| Q2 24 | $6.0M | $3.7M | ||
| Q1 24 | $6.2M | $-3.4M |
| Q4 25 | -1263.3% | 13.1% | ||
| Q3 25 | 37.7% | 25.0% | ||
| Q2 25 | 35.6% | 19.3% | ||
| Q1 25 | 31.0% | 7.2% | ||
| Q4 24 | 38.0% | 5.9% | ||
| Q3 24 | 27.9% | 19.4% | ||
| Q2 24 | 29.1% | 20.6% | ||
| Q1 24 | 27.2% | 5.8% |
| Q4 25 | -1545.5% | 2.0% | ||
| Q3 25 | 27.4% | 5.4% | ||
| Q2 25 | 24.6% | 6.4% | ||
| Q1 25 | 22.6% | -2.6% | ||
| Q4 24 | 30.7% | 8.0% | ||
| Q3 24 | 20.5% | 1.2% | ||
| Q2 24 | 18.9% | 4.7% | ||
| Q1 24 | 19.9% | -4.3% |
| Q4 25 | $-0.68 | — | ||
| Q3 25 | $0.27 | — | ||
| Q2 25 | $0.24 | — | ||
| Q1 25 | $0.19 | — | ||
| Q4 24 | $0.27 | — | ||
| Q3 24 | $0.16 | — | ||
| Q2 24 | $0.14 | — | ||
| Q1 24 | $0.15 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $164.0M | $118.7M |
| Total DebtLower is stronger | — | $432.2M |
| Stockholders' EquityBook value | $690.1M | $452.4M |
| Total Assets | $5.8B | $582.5M |
| Debt / EquityLower = less leverage | — | 0.96× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $164.0M | $118.7M | ||
| Q3 25 | $131.7M | $107.5M | ||
| Q2 25 | $97.6M | $94.3M | ||
| Q1 25 | $101.7M | $89.1M | ||
| Q4 24 | $167.7M | $96.6M | ||
| Q3 24 | $232.9M | $83.8M | ||
| Q2 24 | $153.5M | $66.1M | ||
| Q1 24 | $238.8M | $82.1M |
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | $666.4M | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M | ||
| Q1 24 | — | $439.0M |
| Q4 25 | $690.1M | $452.4M | ||
| Q3 25 | $719.6M | $448.1M | ||
| Q2 25 | $710.3M | $442.4M | ||
| Q1 25 | $711.1M | $433.5M | ||
| Q4 24 | $704.7M | $429.5M | ||
| Q3 24 | $699.6M | $423.1M | ||
| Q2 24 | $693.0M | $418.4M | ||
| Q1 24 | $698.4M | $412.0M |
| Q4 25 | $5.8B | $582.5M | ||
| Q3 25 | $5.7B | $582.2M | ||
| Q2 25 | $5.7B | $574.8M | ||
| Q1 25 | $5.7B | $571.4M | ||
| Q4 24 | $5.7B | $581.6M | ||
| Q3 24 | $5.7B | $578.6M | ||
| Q2 24 | $5.7B | $571.4M | ||
| Q1 24 | $5.9B | $566.7M |
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | 0.95× | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× | ||
| Q1 24 | — | 1.07× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.7M | $40.9M |
| Free Cash FlowOCF − Capex | $52.5M | $33.5M |
| FCF MarginFCF / Revenue | 127.1% | 47.1% |
| Capex IntensityCapex / Revenue | 2.8% | 10.4% |
| Cash ConversionOCF / Net Profit | — | 28.39× |
| TTM Free Cash FlowTrailing 4 quarters | $89.2M | $56.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.7M | $40.9M | ||
| Q3 25 | $13.9M | $17.7M | ||
| Q2 25 | $14.1M | $4.6M | ||
| Q1 25 | $9.4M | $5.7M | ||
| Q4 24 | $31.1M | $59.7M | ||
| Q3 24 | $14.0M | $17.6M | ||
| Q2 24 | $6.9M | $15.9M | ||
| Q1 24 | $4.2M | $9.4M |
| Q4 25 | $52.5M | $33.5M | ||
| Q3 25 | $13.6M | $16.4M | ||
| Q2 25 | $13.9M | $2.9M | ||
| Q1 25 | $9.2M | $4.0M | ||
| Q4 24 | $30.0M | $53.0M | ||
| Q3 24 | $13.7M | $16.3M | ||
| Q2 24 | $6.7M | $14.0M | ||
| Q1 24 | $3.8M | $6.8M |
| Q4 25 | 127.1% | 47.1% | ||
| Q3 25 | 34.6% | 22.4% | ||
| Q2 25 | 35.7% | 4.0% | ||
| Q1 25 | 26.3% | 5.3% | ||
| Q4 24 | 81.6% | 73.2% | ||
| Q3 24 | 43.2% | 20.8% | ||
| Q2 24 | 21.1% | 17.8% | ||
| Q1 24 | 12.1% | 8.6% |
| Q4 25 | 2.8% | 10.4% | ||
| Q3 25 | 0.8% | 1.8% | ||
| Q2 25 | 0.6% | 2.2% | ||
| Q1 25 | 0.7% | 2.3% | ||
| Q4 24 | 3.1% | 9.1% | ||
| Q3 24 | 0.7% | 1.7% | ||
| Q2 24 | 0.8% | 2.4% | ||
| Q1 24 | 1.4% | 3.3% |
| Q4 25 | — | 28.39× | ||
| Q3 25 | 1.29× | 4.45× | ||
| Q2 25 | 1.48× | 0.97× | ||
| Q1 25 | 1.20× | — | ||
| Q4 24 | 2.76× | 10.28× | ||
| Q3 24 | 2.14× | 18.22× | ||
| Q2 24 | 1.16× | 4.29× | ||
| Q1 24 | 0.68× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NFBK
Segment breakdown not available.
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
