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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and ARS Pharmaceuticals, Inc. (SPRY). Click either name above to swap in a different company.

Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $28.1M, roughly 1.5× ARS Pharmaceuticals, Inc.). ARS Pharmaceuticals, Inc. runs the higher net margin — -147.1% vs -1545.5%, a 1398.4% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -67.6%).

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

ARS Pharmaceuticals, Inc. is a late-stage biopharmaceutical firm specializing in the development and commercialization of novel therapies for severe allergic reactions, most notably needle-free epinephrine delivery solutions for anaphylaxis. It primarily operates in the North American market, catering to both pediatric and adult patient groups at risk of life-threatening allergic responses.

NFBK vs SPRY — Head-to-Head

Bigger by revenue
NFBK
NFBK
1.5× larger
NFBK
$41.3M
$28.1M
SPRY
Growing faster (revenue YoY)
NFBK
NFBK
+80.2% gap
NFBK
12.7%
-67.6%
SPRY
Higher net margin
SPRY
SPRY
1398.4% more per $
SPRY
-147.1%
-1545.5%
NFBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NFBK
NFBK
SPRY
SPRY
Revenue
$41.3M
$28.1M
Net Profit
$-27.4M
$-41.3M
Gross Margin
Operating Margin
-1263.3%
-147.6%
Net Margin
-1545.5%
-147.1%
Revenue YoY
12.7%
-67.6%
Net Profit YoY
-343.6%
-182.8%
EPS (diluted)
$-0.68
$-0.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NFBK
NFBK
SPRY
SPRY
Q4 25
$41.3M
$28.1M
Q3 25
$39.2M
$32.5M
Q2 25
$38.9M
$15.7M
Q1 25
$34.8M
$8.0M
Q4 24
$36.7M
$86.6M
Q3 24
$31.8M
$2.1M
Q2 24
$31.5M
$500.0K
Q1 24
$31.3M
$0
Net Profit
NFBK
NFBK
SPRY
SPRY
Q4 25
$-27.4M
$-41.3M
Q3 25
$10.8M
$-51.2M
Q2 25
$9.6M
$-44.9M
Q1 25
$7.9M
$-33.9M
Q4 24
$11.3M
$49.9M
Q3 24
$6.5M
$-19.1M
Q2 24
$6.0M
$-12.5M
Q1 24
$6.2M
$-10.3M
Operating Margin
NFBK
NFBK
SPRY
SPRY
Q4 25
-1263.3%
-147.6%
Q3 25
37.7%
-163.7%
Q2 25
35.6%
-302.9%
Q1 25
31.0%
-466.3%
Q4 24
38.0%
54.5%
Q3 24
27.9%
-1051.6%
Q2 24
29.1%
-3068.0%
Q1 24
27.2%
Net Margin
NFBK
NFBK
SPRY
SPRY
Q4 25
-1545.5%
-147.1%
Q3 25
27.4%
-157.4%
Q2 25
24.6%
-285.6%
Q1 25
22.6%
-425.7%
Q4 24
30.7%
57.7%
Q3 24
20.5%
-925.0%
Q2 24
18.9%
-2503.2%
Q1 24
19.9%
EPS (diluted)
NFBK
NFBK
SPRY
SPRY
Q4 25
$-0.68
$-0.41
Q3 25
$0.27
$-0.52
Q2 25
$0.24
$-0.46
Q1 25
$0.19
$-0.35
Q4 24
$0.27
$0.52
Q3 24
$0.16
$-0.20
Q2 24
$0.14
$-0.13
Q1 24
$0.15
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NFBK
NFBK
SPRY
SPRY
Cash + ST InvestmentsLiquidity on hand
$164.0M
$245.0M
Total DebtLower is stronger
$96.4M
Stockholders' EquityBook value
$690.1M
$114.3M
Total Assets
$5.8B
$327.7M
Debt / EquityLower = less leverage
0.84×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NFBK
NFBK
SPRY
SPRY
Q4 25
$164.0M
$245.0M
Q3 25
$131.7M
$288.2M
Q2 25
$97.6M
$240.1M
Q1 25
$101.7M
$275.7M
Q4 24
$167.7M
$314.0M
Q3 24
$232.9M
$204.6M
Q2 24
$153.5M
$218.7M
Q1 24
$238.8M
$223.6M
Total Debt
NFBK
NFBK
SPRY
SPRY
Q4 25
$96.4M
Q3 25
$96.2M
Q2 25
Q1 25
Q4 24
$666.4M
$0
Q3 24
Q2 24
Q1 24
Stockholders' Equity
NFBK
NFBK
SPRY
SPRY
Q4 25
$690.1M
$114.3M
Q3 25
$719.6M
$147.7M
Q2 25
$710.3M
$192.3M
Q1 25
$711.1M
$229.0M
Q4 24
$704.7M
$256.8M
Q3 24
$699.6M
$201.0M
Q2 24
$693.0M
$215.2M
Q1 24
$698.4M
$223.9M
Total Assets
NFBK
NFBK
SPRY
SPRY
Q4 25
$5.8B
$327.7M
Q3 25
$5.7B
$372.8M
Q2 25
$5.7B
$313.5M
Q1 25
$5.7B
$327.3M
Q4 24
$5.7B
$351.2M
Q3 24
$5.7B
$217.6M
Q2 24
$5.7B
$222.0M
Q1 24
$5.9B
$227.6M
Debt / Equity
NFBK
NFBK
SPRY
SPRY
Q4 25
0.84×
Q3 25
0.65×
Q2 25
Q1 25
Q4 24
0.95×
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NFBK
NFBK
SPRY
SPRY
Operating Cash FlowLast quarter
$53.7M
$-43.5M
Free Cash FlowOCF − Capex
$52.5M
FCF MarginFCF / Revenue
127.1%
Capex IntensityCapex / Revenue
2.8%
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$89.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NFBK
NFBK
SPRY
SPRY
Q4 25
$53.7M
$-43.5M
Q3 25
$13.9M
$-47.0M
Q2 25
$14.1M
$-39.6M
Q1 25
$9.4M
$-40.7M
Q4 24
$31.1M
$42.0M
Q3 24
$14.0M
$-14.5M
Q2 24
$6.9M
$-7.3M
Q1 24
$4.2M
$-6.7M
Free Cash Flow
NFBK
NFBK
SPRY
SPRY
Q4 25
$52.5M
Q3 25
$13.6M
$-47.2M
Q2 25
$13.9M
$-39.6M
Q1 25
$9.2M
$-40.8M
Q4 24
$30.0M
$41.7M
Q3 24
$13.7M
$-14.6M
Q2 24
$6.7M
$-7.3M
Q1 24
$3.8M
$-6.8M
FCF Margin
NFBK
NFBK
SPRY
SPRY
Q4 25
127.1%
Q3 25
34.6%
-145.4%
Q2 25
35.7%
-252.2%
Q1 25
26.3%
-512.1%
Q4 24
81.6%
48.2%
Q3 24
43.2%
-706.3%
Q2 24
21.1%
-1463.4%
Q1 24
12.1%
Capex Intensity
NFBK
NFBK
SPRY
SPRY
Q4 25
2.8%
0.0%
Q3 25
0.8%
0.6%
Q2 25
0.6%
0.3%
Q1 25
0.7%
1.1%
Q4 24
3.1%
0.3%
Q3 24
0.7%
6.8%
Q2 24
0.8%
7.6%
Q1 24
1.4%
Cash Conversion
NFBK
NFBK
SPRY
SPRY
Q4 25
Q3 25
1.29×
Q2 25
1.48×
Q1 25
1.20×
Q4 24
2.76×
0.84×
Q3 24
2.14×
Q2 24
1.16×
Q1 24
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NFBK
NFBK

Segment breakdown not available.

SPRY
SPRY

Products$20.3M72%
Other$7.8M28%

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