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Side-by-side financial comparison of Natural Grocers by Vitamin Cottage, Inc. (NGVC) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($367.6M vs $335.6M, roughly 1.1× Natural Grocers by Vitamin Cottage, Inc.). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 3.4%, a 28.2% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 4.4%).
Natural Grocers by Vitamin Cottage, Inc. is a U.S.-based specialty retail chain that offers certified organic groceries, dietary supplements, natural personal care items, and eco-friendly household products. It serves health-conscious consumers across multiple U.S. states, following strict quality standards that exclude artificial preservatives, colors, flavors and harmful additives.
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
NGVC vs PB — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $335.6M | $367.6M |
| Net Profit | $11.3M | $116.3M |
| Gross Margin | 29.5% | — |
| Operating Margin | 4.4% | — |
| Net Margin | 3.4% | 31.6% |
| Revenue YoY | 1.6% | — |
| Net Profit YoY | 14.0% | -10.7% |
| EPS (diluted) | $0.49 | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $335.6M | $275.0M | ||
| Q3 25 | $336.1M | $273.4M | ||
| Q2 25 | $328.7M | $267.7M | ||
| Q1 25 | $335.8M | $265.4M | ||
| Q4 24 | $330.2M | $267.8M | ||
| Q3 24 | $322.7M | $261.7M | ||
| Q2 24 | $309.1M | $258.8M |
| Q1 26 | — | $116.3M | ||
| Q4 25 | $11.3M | $139.9M | ||
| Q3 25 | $11.8M | $137.6M | ||
| Q2 25 | $11.6M | $135.2M | ||
| Q1 25 | $13.1M | $130.2M | ||
| Q4 24 | $9.9M | $130.1M | ||
| Q3 24 | $9.0M | $127.3M | ||
| Q2 24 | $9.2M | $111.6M |
| Q1 26 | — | — | ||
| Q4 25 | 29.5% | — | ||
| Q3 25 | 29.5% | — | ||
| Q2 25 | 29.9% | — | ||
| Q1 25 | 30.3% | — | ||
| Q4 24 | 29.9% | — | ||
| Q3 24 | 29.6% | — | ||
| Q2 24 | 29.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.4% | 65.1% | ||
| Q3 25 | 4.6% | 64.4% | ||
| Q2 25 | 4.7% | 64.3% | ||
| Q1 25 | 5.2% | 62.7% | ||
| Q4 24 | 4.0% | 62.0% | ||
| Q3 24 | 3.7% | 62.1% | ||
| Q2 24 | 4.2% | 55.2% |
| Q1 26 | — | 31.6% | ||
| Q4 25 | 3.4% | 50.9% | ||
| Q3 25 | 3.5% | 50.3% | ||
| Q2 25 | 3.5% | 50.5% | ||
| Q1 25 | 3.9% | 49.1% | ||
| Q4 24 | 3.0% | 48.6% | ||
| Q3 24 | 2.8% | 48.6% | ||
| Q2 24 | 3.0% | 43.1% |
| Q1 26 | — | $1.16 | ||
| Q4 25 | $0.49 | $1.48 | ||
| Q3 25 | $0.51 | $1.45 | ||
| Q2 25 | $0.50 | $1.42 | ||
| Q1 25 | $0.56 | $1.37 | ||
| Q4 24 | $0.43 | $1.36 | ||
| Q3 24 | $0.38 | $1.34 | ||
| Q2 24 | $0.40 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $23.2M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $220.0M | $8.2B |
| Total Assets | $668.6M | $43.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $23.2M | — | ||
| Q3 25 | $17.1M | — | ||
| Q2 25 | $13.2M | — | ||
| Q1 25 | $21.2M | — | ||
| Q4 24 | $6.3M | — | ||
| Q3 24 | $8.9M | — | ||
| Q2 24 | $13.9M | — |
| Q1 26 | — | $8.2B | ||
| Q4 25 | $220.0M | $7.6B | ||
| Q3 25 | $212.4M | $7.7B | ||
| Q2 25 | $202.5M | $7.6B | ||
| Q1 25 | $193.0M | $7.5B | ||
| Q4 24 | $181.9M | $7.4B | ||
| Q3 24 | $174.3M | $7.4B | ||
| Q2 24 | $167.8M | $7.3B |
| Q1 26 | — | $43.6B | ||
| Q4 25 | $668.6M | $38.5B | ||
| Q3 25 | $670.5M | $38.3B | ||
| Q2 25 | $659.0M | $38.4B | ||
| Q1 25 | $664.6M | $38.8B | ||
| Q4 24 | $648.9M | $39.6B | ||
| Q3 24 | $655.5M | $40.1B | ||
| Q2 24 | $654.4M | $39.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $21.1M | — |
| Free Cash FlowOCF − Capex | $11.6M | — |
| FCF MarginFCF / Revenue | 3.4% | — |
| Capex IntensityCapex / Revenue | 2.9% | — |
| Cash ConversionOCF / Net Profit | 1.86× | — |
| TTM Free Cash FlowTrailing 4 quarters | $42.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $21.1M | $78.3M | ||
| Q3 25 | $15.6M | $194.8M | ||
| Q2 25 | $2.9M | $98.2M | ||
| Q1 25 | $34.1M | $178.2M | ||
| Q4 24 | $2.7M | $-205.8M | ||
| Q3 24 | $24.5M | $274.6M | ||
| Q2 24 | $12.4M | $216.5M |
| Q1 26 | — | — | ||
| Q4 25 | $11.6M | $68.5M | ||
| Q3 25 | $7.5M | $185.7M | ||
| Q2 25 | $-4.2M | $91.8M | ||
| Q1 25 | $27.6M | $171.1M | ||
| Q4 24 | $-6.9M | $-210.7M | ||
| Q3 24 | $18.0M | $270.2M | ||
| Q2 24 | $3.6M | $211.8M |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 24.9% | ||
| Q3 25 | 2.2% | 67.9% | ||
| Q2 25 | -1.3% | 34.3% | ||
| Q1 25 | 8.2% | 64.5% | ||
| Q4 24 | -2.1% | -78.7% | ||
| Q3 24 | 5.6% | 103.3% | ||
| Q2 24 | 1.2% | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | 2.9% | 3.6% | ||
| Q3 25 | 2.4% | 3.3% | ||
| Q2 25 | 2.2% | 2.4% | ||
| Q1 25 | 1.9% | 2.7% | ||
| Q4 24 | 2.9% | 1.8% | ||
| Q3 24 | 2.0% | 1.7% | ||
| Q2 24 | 2.9% | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | 1.86× | 0.56× | ||
| Q3 25 | 1.32× | 1.42× | ||
| Q2 25 | 0.25× | 0.73× | ||
| Q1 25 | 2.60× | 1.37× | ||
| Q4 24 | 0.27× | -1.58× | ||
| Q3 24 | 2.72× | 2.16× | ||
| Q2 24 | 1.35× | 1.94× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NGVC
| Grocery | $243.8M | 73% |
| Dietary Supplements | $60.7M | 18% |
| Manufactured Product Other | $31.0M | 9% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
